(A) In accordance with the requirements of section 1161.71 of the Revised Code, each savings bank shall maintain as a minimum, the fidelity bond coverage shown on the following schedule:
(B) The bond coverage may provide for a deductible amount which otherwise would be recoverable from the bonding company. A deductible amount may be applied separately to one or more insuring agreements. No more than one deductible amount shall be permitted from all losses caused by the same person or persons acting in collusion or combination in cases in which such losses result from dishonesty of employees (as defined in the bond). A deductible shall not exceed two per cent of the savings bank's net worth.