Chapter 1301-1 Notice of Rules
(A) Whenever the director of the department of commerce proposes to adopt, amend or rescind any rule or regulation which the director is authorized by law to do, the department of commerce will hold a public hearing. The hearing will be held at least thirty days after the proposed rule changes have been filed pursuant to section 119.03 of the Revised Code and after reasonable public notice has been given pursuant to this rule.
(B) Public notice shall consist of a statement of the department's intention to adopt, amend or rescind a rule, a general statement of the subject matter to which the proposed rule adoption, amendment, or rescission relates, a statement of the purpose for adopting, amending, or rescinding the rule, and a statement designating the date, time and place of the hearing.
(C) Pursuant to section 119.037 of the Revised Code, at least thirty days prior to the date of the hearing, public notice shall be published in the register of Ohio on the internet at http://www.registerofohio.state.oh.us. Public notice may also be published on the department's web site, however, such department web site notice shall not be mandatory, and failure to give such additional notice shall not invalidate any action that may be taken by the director.
Cite as Ohio Admin. Code 1301-1-01
(A) Pursuant to section 1321.21 of the Revised Code, five per cent of all charges, penalties and forfeitures received into the consumer finance fund of the division of financial institutions shall be transferred to the financial literacy education fund created under the provisions of section 121.085 of the Revised Code. Transfers shall be made at least quarterly within thirty days of the end of each fiscal quarter.
(B) At least one-half of the financial literacy education programs developed or implemented pursuant to section 121.085 of the Revised Code and offered to the public must be presented by or available at public community colleges or state institutions throughout the state.
(C) Adult financial literacy education programs may be open to individuals of all ages.
(D) The director of commerce may accept applications for the receipt of financial literacy education funds for adult financial literacy programs. An application for receipt of financial literacy education funds shall be in writing, under oath, and in the form prescribed by the director of commerce and shall include, at minimum, the following:
(1) The name and address of the applicant;
(2) Evidence that the applicant maintains all necessary filings and approvals required by the secretary of state;
(3) An audited financial statement. If more than ninety days have passed since the date of the most recent audited financial statement, the applicant shall provide an unaudited financial statement dated within sixty days of application to supplement its most recent audited financial statement;
(4) A detailed description of the program explaining all content, including but not limited to, proposed program materials, method of presentation to include whether the program will be available online, expected duration of the presentation, proposed dates of presentation, and how the program is applicable to financial literacy;
(5) The method of verification of attendance and the method used to ensure students master the material, such as a quiz;
(6) The names, addresses, and resumes for all program instructors;
(7) Materials that will be used to market the financial literacy program;
(8) A proposed budget indicating how a grant award would be spent; and
(9) Any other information the director requires.
(E) Financial literacy education programs shall be designed to assure that students actively participate in the instructional process while completing the program by utilizing techniques that require substantial student interaction with the instructor, other students, written course materials, or a computer program.
(1) All financial literacy education fund recipients shall file with the director quarterly performance reports within thirty days of the end of the quarter. Quarterly performance reports shall include a list of program titles offered with program descriptions. Program descriptions should describe content offered, including but not limited to, program materials, expected duration, and dates of offering. Reports should also identify instructors, number of participating students with attendance sheets, and a to-date accounting for all financial literacy education funds received and expended during the preceding quarter.
(2) All financial literacy education fund recipients shall also file with the director a final report no later than ninety days after the completion of the program with a full accounting of how the grant funds were spent, the number of individuals served, curricula used, challenges faced, and lessons the fund recipient learned in implementing the program that could be addressed to improve similar programs in the future.
(G) Applications for financial literacy education funds will be accepted annually and must be submitted to the director no later than the thirty-first of March for consideration for the next fiscal year, which begins on the first day of July of each year. All financial literacy education fund program approvals expire on the thirtieth of June of each year.
(H) Applicants will be notified by the director in writing if the application is approved.
(I) Applicants shall not represent to the public that a financial literacy education program is approved until formal acceptance has been received from the director.
The director may
designate an employee from within the department of commerce to administer and
oversee the financial literacy education fund and the application
process. Replaces: 1301-1-02
Cite as Ohio Admin. Code 1301-1-02
(1) "Access" as a noun means an opportunity to copy, view, or otherwise perceive whereas "access" as a verb means to copy, view, or otherwise perceive.
(2) "Acquisition of a new computer system" means the purchase of a "computer system," as defined in this rule, that is not a computer system currently in place nor one for which the acquisition process has been initiated as of the effective date of the this rule.
(3) "Agency" means the department of commerce and includes the divisions thereof.
(5) "Confidential personal information" (CPI) has the meaning as division (A)(1) of section 1347.15 of the Revised Code and as identified by this rule promulgated in accordance with division (B)(3) of section 1347.15 of the Revised Code, which includes references to the federal or state statutes or administrative rules that make personal information maintained by the agency confidential.
(6) "Employee of the state agency" means each employee of the agency regardless of whether he/she holds an elected or appointed office or position within the agency.
(7) "Incidental contact" means contact with the information that is secondary or tangential to the primary purpose of the activity that resulted in the contact.
(8) "Individual" means natural person or the natural person's authorized representative, legal counsel, legal custodian, or legal guardian.
(10) "Person" means natural person.
(13) "Research" means a methodical investigation into a subject.
(14) "Routine" means common place, regular, habitual, or ordinary.
(15) "Routine information that is maintained for the purpose of internal office administration, the use of which would not adversely affect a person" as that phrase is used in division (F) of section 1347.01 of the Revised Code means personal information relating to the agency's employees that is maintained by the agency for administrative and human resource purposes.
(17) "Upgrade" means a substantial redesign of an existing system for the purpose of providing a substantial amount of new application functionality, or application modifications that would involve substantial administrative or fiscal resources to implement, but would not include maintenance, minor updates and patches, or modifications that entail a limited addition of functionality due to changes in business or legal requirements.
(B) For personal information systems, whether manual or computer systems, that contain confidential personal information, the agency shall do the following:
(1) Criteria for accessing confidential personal information. Personal information systems of the agency are managed on a "need-to-know" basis whereby the information owner determines the level of access required for an employee of the agency to fulfill his/her job duties. The determination of access to confidential personal information shall be approved by the employee's supervisor and the information owner prior to providing the employee with access to confidential personal information within a personal information system. The agency shall establish procedures for determining a revision to an employee's access to confidential personal information upon a change to that employee's job duties including, but not limited to, transfer or termination. Whenever an employee's job duties no longer require access to confidential personal information in a personal information system, the employee's access to confidential personal information shall be removed.
(2) Individual's request for a list of confidential personal information. Upon the signed written request of any individual for a list of confidential personal information about the individual maintained by the agency, the agency shall do all of the following:
(a) Verify the identity of the individual by a method that provides safeguards commensurate with the risk associated with the confidential personal information;
(b) Provide to the individual the list of confidential personal information that does not relate to an investigation about the individual or is otherwise not excluded from the scope of Chapter 1347. of the Revised Code; and
(c) If all information relates to an investigation about that individual, inform the individual that the agency has no confidential personal information about the individual that is responsive to the individual's request.
(3) Notice of invalid access.
(a) Upon discovery or notification that confidential personal information of a person has been accessed by an employee for an invalid reason, the agency shall notify the person whose information was invalidly accessed as soon as practical and to the extent known at the time. However, the agency shall delay notification for a period of time necessary to ensure that the notification would not delay or impede an investigation or jeopardize homeland or national security. Additionally, the agency may delay the notification consistent with any measurers necessary to determine the scope of the invalid access, including which individuals' confidential personal information invalidly was accessed, and to restore the reasonable integrity of the system. For purposes of this paragraph, "Investigation" means the investigation of the circumstances and involvement of an employee surrounding the invalid access of the confidential personal information. Once the agency determines that notification would not delay or impede an investigation, the agency shall disclose the access to confidential personal information made for an invalid reason to the person.
(b) Notification provided by the agency shall inform the person of the type of confidential personal information accessed and the date(s) of the invalid access.
(c) Notification may be made by any method reasonably designed to accurately inform the person of the invalid access, including written, electronic, or telephone notice.
(4) Appointment of a data privacy point of contact. The director of the agency shall designate an employee of the agency to serve as the data privacy point of contact. The data privacy point of contact shall work with both the implementation of privacy protections for confidential personal information that the agency maintains and compliance with section 1347.15 of the Revised Code and this rule.
(5) Completion of a privacy impact assessment. The data privacy point of contact shall timely complete the privacy impact assessment form developed by the office of information technology.
(C) Pursuant to the requirements of division (B)(2) of section 1347.15 of the Revised Code, this rule contains a list of valid reasons directly related to the agency's exercise of its powers or duties for which only employees of the agency may access confidential personal information (CPI) regardless of whether the personal information system is a manual system or a computer system:
(1) Performing the following functions constitute valid reasons for authorized employees of the agency to access confidential personal information:
(a) Responding to a public records request;
(b) Responding to a request from an individual for the list of CPI the agency maintains on that individual;
(c) Administering a constitutional provision or duty;
(d) Administering a statutory provision or duty;
(e) Complying with any state or federal program requirements;
(f) Processing or payment of claims or otherwise administering a program with individual participants or beneficiaries;
(g) Auditing purposes;
(h) Licensure, registration, permitting, etc., processes;
(i) Investigation or law enforcement purposes;
(j) Administrative hearings;
(k) Litigation, complying with an order of a court, or subpoena;
(l) Human resource matters (e.g., hiring, promotion, demotion, discharge, salary/compensation issues, leave requests/issues, training, time card approvals/issues);
(m) Complying with an executive order or policy;
(n) Complying with an agency policy or a state administrative policy issued by the department of administrative services, the office of budget and management or other similar state agency; or
(o) Complying with a collective bargaining agreement provision.
(2) For employees of the division of liquor control, in addition to the reasons specified in paragraph (C)(1) of this rule, the following functions also constitute valid reasons for authorized employees of the agency to access confidential personal information:
(a) Carrying out duties and responsibilities for the operation, management, and control of the division of liquor control's spirituous liquor agency stores;
(b) Carrying out duties and responsibilities to maintain a state monopoly of the distribution of spirituous liquor.
(D) The following federal statutes or regulations or state statutes and administrative rules make personal information maintained by the agency confidential and identify the confidential personal information within the scope of the rules promulgated by this agency in accordance with section 1347.15 of the Revised Code:
(1) 5 U.S.C. 552a, for social security numbers unless the individual was told that the number would be disclosed.
(3) 26 U.S.C. 6103
(4) 20 U.S.C. 1232(g)(b)(1).
(5) Divisions (F)(3)(a), (F)(4) and (I) of section 169.03, sections 1121.11, 1121.18, 1121.25, 1155.091, 1155.16, 1163.20, 1163.121, 1315.03, 1315.122, division (A) of section 1321.09, sections 1321.44, 1321.48, 1321.55, division (B) of section 1321.551321.76, divisions (A) and (B) of section 1322.061, division (Q) of section 1707.03, division (W) of section 1707.03, sections 1733.32, 1733.327, 1765.21, 2710.03, 2710.07, 3319.321, 3737.16, 4727.18, division (D) of section 4735.05, division (D) of section 4763.03, and division (A)(1) of section 4763.05 of the Revised Code.
(E) For personal information systems that are computer systems and contain confidential personal information, the agency shall do the following:
(1) Access restrictions. Access to confidential personal information that is kept electronically shall require a password or other authentication measure.
(2) Acquisition of a new computer system. When the agency acquires a new computer system that stores, manages, or contains confidential personal information, the agency shall include a mechanism for recording specific access by employees of the agency to confidential personal information in the system.
(3) Upgrading existing computer systems. When the agency modifies an existing computer system that stores, manages, or contains confidential personal information, the agency shall make a determination whether the modification constitutes an upgrade. Any upgrades to a computer system shall include a mechanism for recording specific access by employees of the agency to confidential personal information in the system.
(4) Logging requirements regarding confidential personal information in existing computer systems.
(a) The agency shall require employees of the agency who access confidential personal information within computer systems to maintain a log that records that access.
(b) Access to confidential information is not required to be entered into the log under the following circumstances:
(i) The employee of the agency is accessing confidential personal information for official agency purposes; including research, and the access is not specifically directed toward a specifically named individual or a group of specifically named individuals.
(ii) The employee of the agency comes into incidental contact with confidential personal information and the access of the information is not specifically directed toward a specifically named individual or a group of specifically named individuals.
(iii) The employee of the agency accesses confidential personal information about an individual based upon a request made under either of the following circumstances:
(a) The individual requests confidential personal information about himself/herself.
(b) The individual makes a request that the agency takes some action on that individual's behalf and accessing the confidential personal information is required in order to consider or process that request.
(c) For purposes of this paragraph, the agency may choose the form or forms of logging, whether in electronic or paper formats.
(5) Log management. The agency shall issue a policy that specifies the following with regard to the log that is required to be maintained pursuant to division (B) of section 1347.15 of the Revised Code and paragraph (E)(4) of this rule:
(a) Who shall maintain the log;
(b) What information shall be captured in the log;
(c) How the log is to be stored; and
(d) How long information kept in the log is to be retained.
(6) Nothing in this rule limits the agency from requiring logging in any circumstances that it deems necessary.
Cite as Ohio Admin. Code 1301-1-03
(1) "Veteran" means for the purpose of this rule anyone who is serving or has served under honorable conditions in any component of the armed forces of the United States including the national guard and reserve.
(2) "Licensure or License" means for the purpose of this rule a license or certification issued in accordance with Chapters 1321., 1322., 4301., 4303., 4712., 4727., and 4728. of the Revised Code or sections 169.16, 169.17, 1315.21 to 1315.30, 1332.21 to 1332.34, 1707.15, 1707.151, 1707.16, 1707.161, 1707.163, 1707.165, 3703.01, 3703.21, 3737.22, 3737.65, 3737.83, 3737.88, 3737.881, 3743.50, 3743.51, 3743.52, 3743.56, 4104.07, 4104.19, and 4105.02 of the Revised Code.
(3) "Department" means the Ohio department of commerce and its divisions and superintendents.
(B) Eligibility for licensure.
(1) In accordance with section 5903.03 of the Revised Code, there are no military programs of training, military primary specialties, and lengths of service that are substantially equivalent to or exceed the educational and experience requirements for licensure.
(2) A veteran's relevant military experience, education and training will be considered when determining whether the veteran has met all or part of the requirements for licensure. A veteran should provide all relevant military documentation demonstrating his or her military experience, education and training to assist the department in its determination.
(C) License renewal.
(1) In accordance with section 5903.10 of the Revised Code, a veteran, whose license expired due to the veteran's military service, shall be eligible for renewal of the expired license if the following conditions are met:
(a) The veteran presents the department with satisfactory evidence that, not more than six months prior to the date the evidence is submitted to the department, the veteran was honorably discharged or separated from the military under honorable conditions;
(b) The veteran is not disqualified because of a mental or physical disability which would preclude the veteran from meeting the license requirements; and
(c) The veteran meets the requirements for license renewal.
(2) In accordance with section 5903.10 of the Revised Code, a veteran's spouse whose license expired due to the veteran's military service shall be eligible for renewal of the expired license if the following conditions are met:
(a) The veteran's spouse presents the department with satisfactory evidence that, not more than six months prior to the date the evidence is submitted to the department, the veteran was honorably discharged or separated from the military under honorable conditions and as a result of the veteran's military duty the veteran's spouse was absent from this state; and
(b) The veteran's spouse meets the requirements for license renewal.
(3) A veteran or veteran's spouse who meets the conditions in paragraph (C)(1) or (C)(2) of this rule shall not be assessed a penalty for submitting a late renewal application and shall not be required to take an re-examination unless all licensees for renewal are required to successfully complete an examination prior to being renewed.
(4) In the case of licenses issued pursuant to section 1707.15, 1707.151, 1707.16, 1707.161, 1707.163, or 1707.165 of the Revised Code, the provisions of this subsection do not relieve the veteran or veteran's spouse from meeting the licensing requirements under applicable federal law or rule, or rules of the "Financial Industry Regulatory Authority."
(D) Continuing education.
(1) A veteran may request an extension of the current continuing education reporting requirement if the following conditions are met:
(a) The veteran served on active duty inside or outside the United States for a period in excess of thirty-one days during the current or prior continuing education reporting period; and
(b) The veteran submitted an application and proper documentation certifying the active duty service and the length of the active duty service.
(2) Upon receiving the completed application and proper documentation, the department shall extend the current continuing education reporting period by an amount of time equal to the total number of months that the veteran spent on active duty during the current continuing education reporting period. Any portion of a month served shall be considered one full month.
(3) The department shall consider relevant education, training or service completed by the veteran while on active duty in determining whether the veteran has fulfilled required continuing education.
Cite as Ohio Admin. Code 1301-1-04