3901-1-20 Independent filings.

(A) Enabling Rule

Independent filings by insurance companies often contain a so-called “Enabling Rule” providing substantially that “The rules, rates, forms and rating plans filed by or on behalf of the company for each coverage shall govern in all cases not specifically provided for herein.” The purpose of an “Enabling Rule” is to permit the use, with an independently filed rating plan, of any fire or casualty form which has been filed by or on behalf of a company, whenever such form is not specifically provided for in the plan.

(B) All-Inclusiveness

Independently filed rating plans must be all-inclusive by containing every rule and rating plan to be used in connection with the plan, except as provided for in Sections (C) and (D) immediately hereafter.

Reference in independent filings to the use of other independent filings by the same company may be made, but when so used the entire filing referred to shall apply.

(D) Reference to Bureau Filings

Reference in independent filings to the use of bureau filings on behalf of the company may be made, but when so used the entire filing referred to shall apply.

(E) Use of Other Filings

No filings other than as provided in Sections (B), (C), and (D) shall be used in connection with independent filing.

(F) Effective Date

This Rule shall take effect on the 20th day of January, 1967.

R.C. 119.032 review dates: 12/27/2007 and 12/27/2012

Promulgated Under: 119.03

Statutory Authority: 3901.041

Rule Amplifies: 3905.04, 3937.03

Prior Effective Dates: 1/20/1967