(A) Purpose
The purpose of this rule is to establish the
criteria for agent pre-licensing education and to establish certain examination
requirements.
(B) Authority
This rule is promulgated pursuant to the
authority vested in the superintendent under sections 3901.041 and 3905.486 of
the Revised Code.
(C) Definitions
As used in this rule:
(1) "Authorized
provider official" means a person designated by a provider and approved by
the superintendent as the person who is responsible for a provider's
compliance with the pre-licensing education regulations and who is responsible
for a provider's integrity and operation. This includes the responsibility
for obtaining pre-license education provider, course and instructor
approvals.
(2) "Authorized
provider personnel" means any person identified by a provider's
authorized provider official as being authorized to certify a provider
certification of course completion form, a certificate of pre-licensing course
completion form, a schedule of courses form, attendance forms, and any other
forms required by the superintendent.
(3) "Classroom" means course
activities or information occurring in real time at a specific time, date, and
place, and delivered in person, such as but not limited to, a seminar or
workshop by an approved instructor. Student attendance is based on personally
identifiable information (e.g., government-issued identification and signature)
and student participation or interaction with course activities. Classroom
courses do not require an examination.
(4) "Course" means a classroom,
distance learning, or self-study presentation of information on entry level
insurance topics, delivered in person, in print or electronically, which may be
interactive or not, with successful completion measured by either attendance
(classroom), interaction (distance learning), or by examination/knowledge
assessments (self-study). Pre-license instruction may be offered in one of the
following subject matter categories:
(a) Property insurance;
(b) Casualty insurance;
(c) Life insurance;
(d) Accident and health insurance;
(e) Personal lines insurance; and
(f) Surety bail bond insurance.
(5) "Course
completion date" means the date on which the student completes all of the
required elements of the course, including passing any required provider
examination.
(6) "Course hour" means the
time spent providing instruction for preparation for a state insurance license
examination. For purposes of this rule a course hour equals no less than sixty
minutes of instruction. A course hour may include a reasonable amount of time
testing, but not the time a student spends studying, preparing for a course,
breaks, introductions, lunches, announcements, receiving marketing or sales
technique instruction or other non-instruction time.
(7) "Course
offering" mean an approved event with a specific start and end
time.
(8) "Distance
learning" means the method of instruction where the student and approved
instructor are in different physical locations and interact with each other
through various methods of telecommunication, including, but not limited to,
video teleconference, internet conference, virtual class, or webinar. Distance
learning is delivered at a specific date and time. Student attendance is
monitored and validated based on personally identifiable information (e.g.,
username, password, and/or email) and student participation in interactive
exercises is required. Credit for the course is based on attendance and
activity, not examination.
(9) "Program of insurance
education" means a provider's overall curriculum.
(10) "Provider" means an
organization or person approved by the superintendent to offer agent
pre-licensing courses.
(11) "Registered student" means
any person who has given an approved pre-license education provider a written
intention and payment to take their program of insurance
education.
(12) "Self-study" means the
method of instruction which does not require a student to attend an organized
class and is completed by passage of a final examination. Course activities or
information is delivered outside of real time (recorded or otherwise similarly
accessible) and at any time, such as but not limited to, correspondence,
online, video, audio, compact disc (CD), or digital video disc (DVD). Student
attendance is verified based on identity (e.g., username, password, email, and
signature) and passage of a final examination.
(13) "Self-study with prep
course" means any pre-licensing course method that is offered as
self-study but includes some organized classroom or distance learning
instruction time prior to the offering of a final examination.
(14) "Superintendent" means the
superintendent of insurance.
(D) Pre-license education
exemptions
(1) Any person with a
bachelor's or associate's degree in insurance, or a related degree
with a concentration of insurance courses from an accredited institution is
exempt from agent pre-licensing education requirements for all major lines of
authority.
(2) Any person with one
or more of the following professional designations is exempt from agent
pre-licensing education requirements for personal lines or for property and
casualty lines of authority.
(a) "Chartered Property and Casualty Underwriter"
(CPCU);
(b) "Accredited Advisor in Insurance"
(AAI);
(c) "Associate in Risk Management" (ARM);
or
(d) "Certified Insurance Counselor" (CIC).
(3) Any person with one
or more of the following professional designations is exempt from agent
pre-licensing education requirements for life lines of authority:
(a) "Chartered Life Underwriter" (CLU);
(b) "Certified Employee Benefit Specialist"
(CEBS);
(c) "Chartered Financial Consultant"
(ChFC);
(d) "Certified Insurance Counselor" (CIC);
(e) "Certified Financial Planner" (CFP);
(f) "Fellow of the Life Management Institute" (FLMI);
or
(g) "Life Underwriter Training Council Fellow"
(LUTCF).
(4) Any person with one
or more of the following professional designations is exempt from agent
pre-licensing education requirements for accident and health line of
authority:
(a) "Registered Health Underwriter" (RHU);
(b) "Certified Employee Benefit Specialist"
(CEBS);
(c) "Registered Employee Benefits Consultant" (REBC);
or
(d) "Health Insurance Associate" (HIA).
(5) Any person requesting
exemption of the pre-licensing education requirement under the exemptions in
paragraph (D)(1), (D)(2), (D)(3) or (D)(4) of this rule shall provide
verification of the degree in insurance or professional designation prior to
registering for the examination in order to receive a pre-licensing education
waiver from the superintendent. When approved, education waivers are issued
individually by approved subject matter category.
(6) An active military
service member or veteran may submit any documentation, evidence, statement or
endorsement that may be available or produced for the superintendent's
consideration to demonstrate substantial equivalence of education and
experience while serving in the armed forces to meet the requirements of
licensure. When approved, education waivers are issued individually by approved
subject matter category.
(7) A pre-licensing education waiver
issued using the exemptions in paragraph (D)(1), (D)(2), (D)(3), (D)(4), or
(D)(6) of this rule are valid for one hundred eighty days from the date the
waiver was issued by the superintendent. An extension will be granted if the
applicant is actively deployed for military service.
(8) No person who has been issued a
pre-licensing education waiver from the superintendent under the exemptions in
paragraph (D)(1), (D)(2), (D)(3), (D)(4), or (D)(6) of this rule may be issued
more than one exemption for each major line of authority.
(9) Any person who has received an
education waiver under the exemptions in paragraph (D)(1), (D)(2), (D)(3),
(D)(4), or (D)(6) of this rule and has not passed the corresponding examination
prior to the expiration of the waiver shall complete any required education
according to section 3905.04 of the Revised Code before the agent is eligible
to sit for such examination. If an applicant is actively deployed for military
service, an extension will be granted and this will not apply.
(10) No person who has surrendered an
insurance license or who has had an insurance license suspended, inactivated,
cancelled for non-renewal or revoked may use the exemptions in paragraph
(D)(1), (D)(2), (D)(3), (D)(4), or (D)(6) of this rule.
(E) Program of insurance education
application requirements
(1) An application for pre-licensing
provider, course, and instructor approval shall be on forms prescribed by the
superintendent and completed by the authorized provider official. An
application for provider approval must include an application for at least one
course approval and, if offering classroom, self-study with prep, or distance
learning instruction, at least one instructor application.
(a) To be eligible to be the designated authorized provider
official, a person shall be of good character and business repute and agree to
be responsible for the provider's compliance with the laws and regulations
relating to pre-licensing insurance education programs. A person who has had an
insurance license suspended, revoked or surrendered for cause in any state is
not eligible to serve as an authorized provider official.
(b) For the purposes of this rule, a course method type is
defined as classroom, distance learning, self-study or self-study with prep
course. An application for pre-licensing course approval can only include one
course method type and at least one subject matter category as referenced in
paragraph (C)(4) of this rule. Multiple course applications will be required if
more than one course method type is requested. Appropriate fees are to be
included with each application.
(c) For the purposes of this rule, an instructor application is
to be submitted for each subject matter category as referenced in paragraph
(C)(4) of this rule when a provider is requesting approval for any self-study
with prep course, classroom, or distance learning method type.
The approval of an instructor qualifies that
instructor to provide classroom, self-study with prep, or distance learning
instruction under the authority of that provider for any subject matter
category in which the instructor was approved.
(2) Applicants will be
notified if an application is incomplete and will be provided an explanation of
the incomplete information. If the superintendent does not receive the
requested information by the requested response date, the filing will be
considered abandoned. Initial and renewal application fees are non-refundable
and non-transferable.
(a) If a provider, course or instructor application(s) are
approved or renewed, the provider will be notified in writing of this approval.
The superintendent will assign provider and course identification numbers for
initial approvals.
(b) The initial approval of a provider, course or instructor will
be valid from the date of approval through the thirty-first day of December of
the same year in which the approval was granted.
(c) No person or organization may offer any agent pre-licensing
education until the superintendent issues a written approval for the program of
insurance education.
(3) A provider shall
submit any provider, course or instructor renewal applications annually no
later than November thirtieth on forms prescribed by the superintendent. The
superintendent has thirty days to review initial and renewal
applications.
(a) Any provider whose renewal has not been processed and
approved before the expiration date will automatically expire as of December
thirty-first of that renewal year. All active courses and registered
instructors connected with a provider that is not renewed will automatically
expire as of December thirty-first of the same year.
(b) Any course or instructor renewal that has not been processed
and approved before the expiration date will automatically expire as of
December thirty-first of that renewal year.
(c) No provider or provider whose authority has expired
shall conduct pre-licensing education courses until the provider's renewal
application, course applications and any necessary instructor applications have
been approved by the superintendent and the provider has received a renewal
approval letter from the superintendent.
(d) The non-renewal of a provider, course(s) or
instructor(s) does not affect the validity of certificates of completion of
pre-licensing course that the provider issued prior to the
non-renewal.
(F) Course requirements
(1) Classroom
(a) Courses must be held for a minimum of twenty course
hours and begin and end as scheduled.
(b) Providers must monitor attendance and maintain an
attendance record for each course that contains the full name of the provider,
subject matter category of the course, beginning and ending date of the course,
each student's name and verification of each student's
attendance.
(c) A course schedule shall be filed with the
superintendent no later than ten days before a course is scheduled to begin.
Multiple courses may be included on a schedule as long as the schedule is filed
at least ten days before the earliest course listed is scheduled to begin.
Written notice must be given to the superintendent immediately upon
cancellation or any change to a scheduled course.
(d) A student's completion of a course is satisfied
when the student has attended the minimum number of hours required pursuant to
section 3905.04 of the Revised Code and has received instruction on the content
outlines for the topics and subtopics listed in the most recent edition of the
Ohio superintendent of insurance licensing information bulletin at the time the
course was taken.
(e) Within fifteen calendar days of the conclusion of a
classroom course, the authorized provider official shall submit to the
superintendent, a course completion roster identifying the name of each
student, the number of hours attended by each student, and whether a course
completion certificate was issued to the student, on a form prescribed by the
superintendent.
(2) Self-study
(a) A student's completion of a self-study course is
satisfied when the student has completed an equivalent to twenty course hours
through self-study course instruction and has received a grade of seventy per
cent or greater on a final examination given by the approved pre-licensing
provider.
(b) A provider's self-study examination will be administered
only upon completion of a self-study course.
(c) Each student will sign an affidavit provided by the approved
provider stating that the student completed the examination without
assistance.
(d) The following are minimum requirements for final
examinations:
(i) Multiple choice items
have a minimum of four options;
(ii) Multiple choice
items have only one correct response;
(iii) Multiple choice
answers are grammatically consistent and parallel in form to eliminate
obviously wrong answers;
(iv) No correct answer to
one question provides a clue to the correct answer to any other questions in
the chapter/section or examination;
(v) Questions are clearly
written;
(vi) Questions adequately
cover the course material; and
(vii) Answers to the
questions are not in a discernable pattern.
(e) Within fifteen calendar days of the conclusion of a
self-study course, the authorized provider official shall submit to the
superintendent, a course completion roster with the names of each student who
satisfactorily completed the course on a form prescribed by the
superintendent.
(3) Self-study with prep
course.
(a) A course schedule shall be filed with the superintendent not
later than ten days before a prep course is scheduled to begin. Multiple prep
courses may be included on a schedule as long as the schedule is filed at least
ten days before the earliest prep course listed is schedule to begin. Written
notice must be given to the superintendent immediately upon cancellation or any
change to a scheduled prep course.
(b) An attendance record shall be kept for each prep course. The
attendance record must contain the full name of the provider, subject matter
category of the course, beginning and ending date of the prep course, each
student's name, and verification of each student's
attendance.
(c) A provider's self-study examination shall be
administered only upon completion of a self-study prep course.
(d) Each student shall sign an affidavit provided by the approved
provider stating that the student competed the examination without
assistance.
(e) The following are minimum requirements for final
examinations:
(i) Multiple choice items
have a minimum of four options;
(ii) Multiple choice
items have only one correct response;
(iii) Multiple choice
answers are grammatically consistent and parallel in form to eliminate
obviously wrong answers;
(iv) No correct answer to
one question provides a clue to the correct answer to any other questions in
the chapter/section or examination;
(v) Questions are clearly
written;
(vi) Questions adequately
cover the course material; and
(vii) Answers to the
questions are not in a discernable pattern.
(f) A student's completion of a self-study with prep course
is satisfied when the student has completed an equivalent to a twenty course
hours through a combination of self-study and classroom instruction and has
received a grade of seventy per cent or greater on a final examination given by
the approved pre-licensing provider.
(g) Within fifteen calendar days of the conclusion of a
self-study with prep course, the authorized provider official shall submit to
the superintendent, a course completion roster with the names of each student
who satisfactorily completed the course on a form prescribed by the
superintendent.
(4) Distance
learning
(a) Courses must be held for a minimum of twenty course
hours and be conducted at a specific date and time. Each student needs to log
into the course using a distinct username, password, and/or email. Providers
must utilize procedures that provide reasonable assurance of student
identity.
(b) Courses must be designed such that all students
participate in the instructional process, by utilizing techniques that require
student interaction with the instructor, other students, or a computer program,
including no less than two methods of interactive activities asked at
unannounced intervals during each one-hour course session to determine student
attentiveness. For successful completion of distance learning instruction,
students must appropriately respond to a minimum of ninety per cent of
interactive activities presented during the course.
The course design cannot permit students to
sit passively and observe instruction or read instructional material. The
provider needs to have a process to determine when a student is interactive or
not fully participating, such as when the screen is minimized, or the
participant does not answer the polling questions and/or verification
codes.
(c) Providers must only utilize instructors who are
approved according to Ohio's instructor guidelines pursuant to paragraph
(E) of this rule. Students must be able to interact with approved
instructor(s). Student should be able to submit questions or comments at any
point during the course. The course pace is to be set by the instructor and not
allow for independent completion.
(d) The provider should provide the students with an
orientation or information package which contains all necessary information
about the course subject matter and learning objective, procedures, and
requirements for satisfactory course completion, special requirements with
regard to computer hardware and software or other equipment, and the
availability of instructor or technical support.
(e) Providers should have appropriate instructor and
technical support to enable students to satisfactorily complete the
course.
(f) A course schedule shall be filed with the
superintendent no later than ten days before a course is scheduled to begin.
Multiple courses may be included on a schedule as long as the schedule is filed
at least ten days before the earliest course listed is scheduled to begin.
Written notice must be given to the superintendent immediately upon
cancellation or any change to a scheduled course.
(g) A student's completion of a course is satisfied
when the student has attended the minimum number of hours required pursuant to
section 3905.04 of the Revised Code, has received instruction on the content
outlines for the topics and subtopics listed in the most recent edition of the
Ohio superintendent of insurance licensing information bulletin at the time the
course was taken, and has met the interactive participation requirements
identified in paragraphs (F)(4)(b) and (F)(4)(c) of this rule.
(h) A provider representation must monitor attendance
throughout the course and that the student receiving the pre-licensing
education credit actually performed all the work required to satisfactorily
complete the course. When a student is deemed inactive, or not fully
participating in the course, the provider shall deny issuing a completion
certificate to that student. Prior to the start of the course offering, the
provider must inform each student in advance of the course participation
requirements and the consequences for failing to participate in the
course.
(i) An attendance record shall be kept for each course that
contains the full name of the provider, subject matter category of the course,
beginning and ending date of the course, each student's name and
verification of each student's attendance. The provider shall maintain an
electronic roster to include records for each student's log-in/log-out
times. Chat history and interactive responses should be captures as part of the
electronic records.
(j) Within fifteen calendar days of the conclusion of a
distance learning course, the authorized provider official shall submit to the
superintendent a course completion roster identifying the student's name,
the number of hours attended by each student, and whether a course completion
certificate was issued to the student, on a form prescribed by the
superintendent.
(G) Instructor
qualifications
(1) No person may teach
or hold oneself out as qualified to teach pre-licensing education courses
except as an approved instructor for an approved provider. All instructors for
agent pre-licensing insurance education programs must be of good character and
business repute and never had a professional license or registration revoked,
suspended, or surrendered for cause in any state:
(2) The provider must
demonstrate that an individual applying to instruct property and casualty
insurance courses or personal lines insurance courses has met at least one of
the following criteria:
(a) Received a bachelor's or associate's degree in
insurance from an accredited institution;
(b) Holds a current and valid designation of "Chartered
Property and Casualty Underwriter" (CPCU);
(c) Has worked regularly in the property and casualty insurance
industry for the preceding one year and currently has one of the following
professional designations:
(i) "Accredited
Advisor in Insurance" (AAI);
(ii) "Associate in
Risk Management" (ARM);
(iii) "Certified
Insurance Counselor" (CIC); or
(d) Has worked regularly in the property and casualty insurance
industry for the preceding three years.
(3) The provider must
demonstrate that an individual applying to instruct life insurance courses has
met at least one of the following criteria:
(a) Received a bachelor's or associate's degree in
insurance from an accredited institution;
(b) Holds a current and valid designation of "Chartered Life
Underwriter" (CLU);
(c) Has worked regularly in the life insurance industry for the
preceding one year and currently holds one of the following
designations;
(i) "Chartered
Financial Consultant" (ChFC);
(ii) "Fellow of the
Life Management Institute" (FLMI);
(iii) "Life
Underwriter Training Council Fellow" (LUTCF);
(iv) "Certified
Insurance Counselor" (CIC);
(v) "Certified
Financial Planner" (CFP); or
(d) Has worked regularly in the life insurance industry for the
preceding three years.
(4) The provider must
demonstrate that an individual applying to instruct accident and health
insurance courses has met at least one of the following criteria:
(a) Received a bachelor's or associate's degree in
insurance from an accredited institution;
(b) Has worked regularly in the accident and health insurance
industry for the preceding one year and holds one of the following
designations:
(i) "Registered
Health Underwriter" (RHC);
(ii) "Certified
Employee Benefit Specialist" (CEBS);
(iii) "Registered
Employee Benefits Consultant" (REBC);
(iv) "Health
Insurance Associate" (HIA); or
(c) Has worked regularly in the accident and health insurance
industry for the preceding three years.
(5) The provider must
demonstrate that an individual applying to instruct surety bail bond insurance
courses has met at least one of the following criteria:
(a) Received a bachelor's or associate's degree in
insurance from an accredited institution;
(b) Has been licensed as a surety bail bond agent regularly for
the preceding two years; or
(c) Has worked in the surety bail bond industry regularly for the
preceding three years.
(H) Provider operations
(1) Course instruction
shall be based on the content outlines for the topics and subtopics listed in
the most recent edition of the Ohio superintendent of insurance licensing
information bulletin or any supplements at the time the course was
held.
(2) Providers may utilize
the pre-license education student registration form prescribed by the
superintendent. If a provider uses their own registration form, the
registration form must include, all of the information found on the
superintendent's prescribed form. Providers must ensure each registration
form is completed, for each student registered for a course.
(3) A provider shall provide each
registered student with the following information and documentation prior to
course attendance:
(a) The most recent edition of the Ohio superintendent of
insurance licensing information bulletin, and any supplements;
(b) Course method and subject matter category the student is
registered to take;
(c) Location of the course or examination and any relevant
information pertaining to the date and time of the course or examination as
well as the name of any scheduled instructors;
(d) For courses that have a classroom component, the name,
author, and edition of all textbooks used;
(e) For self-study courses, information as to what date the study
material was purchased and the provider's exam delivery
method;
(f) Any fees charged by the provider and an explanation of what
those fees cover;
(g) The provider's refund policy; and
(h) Written receipt of payment for the course.
(4) A provider must obtain written
verification from each registered student that they have received and
understand the information required pursuant to paragraph (H)(2) of this rule.
Student signature may be electronic or wet signature.
(5) A provider cannot advertise, offer,
or conduct courses in a method or subject matter category for which the
provider has not received written approval from the
superintendent.
(6) The authorized provider official
shall notify the superintendent, in writing, of any change to the provider
application or renewal application, including but not limited to, the identity
of the authorized provider official or authorized provider personnel, provider
address, provider telephone number, provider name, or changes in the ownership
or control of the provider. The notification shall be made within fifteen days
of the effective date of the change. Any change to instructor qualifications,
the types of course subject matter categories or course methods to be offered
and require approval in accordance with paragraph (E)(2) of this
rule.
(7) Instructors must be qualified in
accordance with paragraph (F) of this rule and may instruct only those subject
matter categories of insurance for which they are approved and for which the
provider is approved.
(8) A course must be in session on the
date(s) scheduled, during the specified hours and at the designated location
unless cancelled or notification of any change is provided to the
superintendent.
(9) If a course is cancelled, or if a
student cancels in advance of the date of the course, the provider must refund
all fees in full within forty-five days of the cancellation unless a different
refund policy has been provided to the student.
(10) A provider must issue written
notification to all individuals who are scheduled to attend a course of any
change in the course location, date, time, or refund policy prior to the course
offering or examination. If a course is postponed to a later date or moved to a
location that is different and is more than ten miles from the original course
location, the provider must offer each student who is scheduled to attend the
class or take the provider's self-study examination the option of a full
refund in lieu of attending the class or taking the examination.
(11) A provider must comply with the Equal
Employment Opportunity Act and the Americans with Disabilities
Act.
(12) Facilities must be large enough to
comfortably accommodate all attendees and instructors and be conducive to the
education process.
(13) The authorized provider official must
supply and maintain an accurate email address which will be used as the primary
source of communication with the provider.
(14) Providers shall submit all
applications, schedules and rosters electronically, using a system prescribed
by the superintendent, unless the superintendent has authorized other
submission methods. Each individual accessing the department's electronic
reporting system must have his or her own user name and password.
(15) A provider shall not offer any
guarantee or represent that there is any guarantee that a student will pass any
required examination offered by the provider.
(16) A provider shall not offer any
guarantee to a student that the completion of their program of insurance
education guarantees the student will pass the state insurance license
examination.
(17) Providers shall not permit any of
their instructors to take a state insurance license examination for any license
type or line of authority if the instructor holds an active license for that
license type or line of authority.
(18) In advertising or promoting itself or
any of its courses, a provider shall not make any representation or statement,
or cause or permit another to make any representation or statement which is
false, deceptive or misleading.
(I) Certificates of course completion
(1) A provider shall
issue a certificate of course completion only after a student has met the
minimum completion requirements pursuant to paragraph (F)(1)(d), (F)(2)(a),
(F)(3)(f), or (F)(4)(g) of this rule.
(2) Within three calendar days after a
course is completed, the provider shall provide a completed certificate of
pre-licensing course completion form to each student that certifies that the
student completed the course. Certificates may be sent to each student
electronically, but must be formatted in a manner that prevents changes to the
course and student information.
(3) The certificate shall be on a form
prescribed by the superintendent or an exact replica of the
superintendent's form, minus the state seal. The certificate is not valid
unless it contains the signatures of the instructor or authorized provider
personnel and the student.
(4) The certificate of pre-licensing
course completion is valid for one hundred eighty calendar days from the
completion of the course or passing of provider's self-study examination.
If the one hundred eighty calendar day period expires before the student passes
the licensing examination, the student will not be eligible to sit for another
licensing examination for that type of license until the student completes
another approved pre-licensing insurance education course for that license
type.
(5) At the time a student registers with
the testing service designated by the superintendent, the student must provide
the provider's identification number as it appears on the certificate of
pre-licensing course completion.
(6) A student shall not be permitted to
sit for a licensing examination unless the student has a valid certificate of
pre-licensing course completion form or a notice of pre-license education
waiver from the superintendent.
(7) The student shall submit two forms of
identification, to the examination monitor, one of which is a photo
identification.
(J) Audit and records retention
(1) A provider shall keep copies of all
records required by this rule, including, but not limited to, documents
referenced in paragraph (H)(3) of this rule, certificates of course completion,
self-study examinations, self-study affidavits, copies of rosters, and
attendance records and/or participation in course activities, for a minimum of
four years.
(2) A provider's records are subject
to inspection and audit by the superintendent at any time without prior
notice.
(3) A provider may maintain the required
documents in an electronic format.
(4) The superintendent, or the
superintendent's representative, may enter and observe a course at any
time without prior notice.
(5) Providers will grant
the superintendent, or the superintendent's representative, access to
self-study or distance learning materials and/or examination content, upon
request.
(K) Severability
If any portion of this rule or the application
thereof to any person or circumstance is held invalid, the invalidity does not
affect other provisions or applications of the rule or related rules which can
be given effect without the invalid portion or application, and to this end the
provisions of this rule are severable.
