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The Legislative Service Commission staff updates the Revised Code on an ongoing basis, as it completes its act review of enacted legislation. Updates may be slower during some times of the year, depending on the volume of enacted legislation.

Ohio Revised Code Search

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notice requirement for loan maturity
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Section 1321.79 | Insurance premium finance company finance charge limits.

...ement is payable, without regard to any requirement for installment payments. (C) The finance charge shall be computed at a maximum rate of twelve dollars per one hundred dollars per year, plus an acquisition charge of twenty dollars per premium finance agreement which need not be refunded upon cancellation or prepayment. However, if the insurance policies described in the premium finance agreement are primarily for...

Section 1321.791 | Insurance premium finance company alternative finance charges.

...As an alternative to the finance charges permitted by division (C) of section 1321.79 of the Revised Code, a premium finance company may contract for and receive finance charges at any rate or rates agreed upon or consented to by the parties to the premium finance agreement or revolving credit premium finance agreement, but not exceeding an annual percentage rate of twenty-five per cent.

Section 1321.80 | Delinquency, cancellation, and check collection charges.

...A premium finance agreement may provide for the payment by the insured of any of the following: (A) A delinquency charge of not more than five per cent of any installment that is in default for a period of more than five days. If the insurance policies described in the premium finance agreement are primarily for personal, family, or household purposes, the maximum delinquency charge shall be ten dollars. (B) A canc...

Section 1321.81 | Cancellation of insurance contract listed in premium finance agreement.

...n. (B) Not less than ten days' written notice shall be mailed to the insured at his last known mailing address, as shown on the records of the premium finance company, of the intent of the premium finance company to cancel the insurance contract unless the default is cured within such ten-day period. (C) After expiration of such ten-day period, the premium finance company may cancel, in the name of the insured, suc...

Section 1321.82 | Return to insurance premium finance company of gross unearned premium upon cancellation of insurance contract.

...eriod. If the insurer receives written notice of the failure of the agent or agency to remit the unearned premium, the insurer shall, not later than sixty days after it receives the notice, pay the amount of that premium directly to the insurance premium finance company. (B) If the crediting of unearned premium to the account of the insured results in a surplus over any indebtedness owed by the insured to the premi...

Section 1321.83 | Secured transactions filing provisions not applicable to insurance premium finance agreements.

...No filing provisions of Chapter 1309. of the Revised Code apply to insurance premium finance agreements, and no filing of the premium finance agreement is necessary to perfect the validity of such agreements as a secured transaction as against creditors, subsequent purchasers, pledgees, encumbrancers, trustees in bankruptcy or any other insolvency proceeding under any law, or their successors or assigns.

Section 1321.84 | Effect of child support default on license, certificate, or permit.

...On receipt of a notice pursuant to section 3123.43 of the Revised Code, the division of consumer finance shall comply with sections 3123.41 to 3123.50 of the Revised Code and any applicable rules adopted under section 3123.63 of the Revised Code with respect to a license, certificate, or permit issued pursuant to this chapter.

Section 1321.99 | Penalty.

...(A) Whoever violates section 1321.02 of the Revised Code is guilty of a felony of the fifth degree. (B) Whoever violates section 1321.13 of the Revised Code shall be fined not less than one hundred nor more than five hundred dollars or imprisoned not more than six months, or both. (C) Whoever violates section 1321.14 of the Revised Code shall be fined not less than fifty nor more than two hundred dollars for a firs...

Section 3366.01 | State purchase of education loans definitions.

..., 1999, and to all nonfederal education loans, the nonprofit corporation designated on November 10, 1992, under division (D) of section 3351.07 of the Revised Code to operate exclusively for charitable and educational purposes by expanding access to higher education financing programs for students and families in need of student financial aid. For all other purposes, "designated administrator" means the Ohio corpora...

Section 3366.02 | Public benefits of creating secondary market for education loans.

...o facilitate the provision of education loans to or for students who are residents of this state attending eligible institutions in or outside this state, and to or for students who are not residents of this state attending eligible institutions in this state, to assist them in meeting the costs of attendance at such institutions through the creation of a secondary market for education loans. The general assembly fin...

Section 3366.03 | Policy guidelines - duties of designated administrator.

...ating a secondary market for education loans as authorized by this chapter. The policy guidelines shall include such provisions as the director considers appropriate to further the public policy and purpose set forth in section 3366.02 of the Revised Code. (B) The director of development or the issuing authority or both may: (1) Enter into agreements with any designated administrator to provide for the proce...

Section 3366.04 | Issuance of obligations.

...rator, whether or not such parties have notice thereof, and shall create a perfected security interest for all purposes of Chapter 1309. of the Revised Code, without the necessity for separation or delivery or possession of the pledged receipts, or for the filing or recording of the bond proceedings by which such pledge and security interest are created or any certificate, statement, or other document with respect th...

Section 3366.05 | Issuing authority as eligible not-for-profit servicer of certain student loans.

...-for-profit holder of federal education loans, may act as an eligible not-for-profit servicer of certain student loans owned by the federal government under Section 2212 of the "Health Care and Education Reconciliation Act of 2010," Pub. L. No. 111-152. The issuing authority is authorized to take such actions and to enter into such contracts and to execute all instruments necessary or appropriate to act as an eligibl...

Section 3385.01 | Property on loan to museum definitions.

...As used in this chapter: (A) "Loan" and "on loan" mean a deposit of property not accompanied by a transfer of title to the property. (B) "Museum" means any institution located in this state that is operated by a governmental agency or nonprofit corporation primarily for educational, scientific, aesthetic, historic, or preservation purposes and that acquires, owns, cares for, exhibits, studies, archives, or catalogs...

Section 3385.02 | Vesting of title of property on loan.

...emained unclaimed. (2) The museum gave notice of the abandonment of the property in accordance with section 3385.03 of the Revised Code. (3) No written assertion of title to the property was made by the owner of the property within ninety days after the date the notice was mailed or, if applicable, within ninety days after the date of the last published notice. (B) With respect to property on loan to a museum purs...

Section 3385.03 | Notice of abandonment of property or termination of loan.

...donment of property or termination of a loan by certified mail, return receipt requested, to the owner of the property at the owner's last known address as shown by the records of the museum. If the museum has no address on record, or the museum does not receive written proof of receipt of the notice within thirty days after the date the notice was mailed, the museum shall publish notice, at least twice over a sixty-...

Section 3385.04 | Conservation measures.

... property on loan to the museum without notice to the owner or the owner's permission, if such measures are necessary to protect the property on loan or other property in the custody of the museum or if the property on loan is a hazard to the health and safety of the museum staff or the public, and if either of the following applies: (1) The museum attempts but is unable to notify the owner at the owner's last known...

Section 3385.05 | Museum to provide owner of property written summary of provisions.

...Upon accepting property on loan, a museum shall provide a written summary of the provisions of this chapter to the owner of the property.

Section 3385.06 | Owner to give notice of change of address or change in ownership of property.

...The owner of any property on loan to a museum shall promptly notify the museum in writing of any change of the owner's address or change in ownership of the property.

Section 3385.07 | Presumption of gift to museum.

...Any property that, on or after the effective date of this section, is delivered to a museum or left on museum property, is not solicited by the museum, is from an unknown source, and might reasonably be assumed to have been intended as a gift to the museum, shall conclusively be presumed to be a gift to the museum, if there is no claim of ownership to the property within ninety days after the museum receives or...

Section 3385.08 | Provisions may be varied by written agreement of parties.

...The provisions of this chapter may be varied by written agreement of the parties.

Section 3385.09 | Application of escheat law.

...(A) Property on loan to a museum shall not escheat to the state under any applicable escheat law, but shall pass to the museum under the provisions of this chapter. (B) This chapter does not apply to property interests other than those specifically described in this chapter.

Section 3385.10 | Transfer of property by museum.

...A museum that acquires title to property in accordance with this chapter passes good title when transferring that property with the intent to pass title.

Section 3965.01 | Definitions.

...As used in this chapter: (A) "Assuming insurer" has the same meaning as in section 3901.61 of the Revised Code. (B) "Authorized individual" means an individual authorized by the licensee to access nonpublic information held by the licensee and its information systems. (C) "Ceding insurer" has the same meaning as in section 3901.61 of the Revised Code. (D) "Consumer" means an individual who is a resident of th...

Section 3965.02 | Information security program.

... submit a report that complies with the requirements of division (E)(2) of this section. (F)(1) A licensee shall exercise due diligence in selecting its third-party service provider. (2) A licensee shall require a third-party service provider to implement appropriate administrative, technical, and physical measures to protect and secure the information systems and nonpublic information that are accessible to, or ...