Rule 3701-62-12 | Effect of DNR identification or order on insurance.
(A) If a person possesses DNR identification or if a current do-not-resuscitate order has been issued for a person, the possession or order shall not do either of the following:
(1) Affect in any manner the sale, procurement, issuance, or renewal of a policy of life insurance or annuity, notwithstanding any term of a policy or annuity to the contrary;
(2) Be deemed to modify in any manner or invalidate the terms of any policy of life insurance or annuity that is in effect on or after July 9, 1998.
(B) Notwithstanding any term of a policy of life insurance or annuity to the contrary, the withholding or withdrawal of CPR from a person who is insured or covered under the policy or annuity and who possesses DNR identification or for whom a current do-not-resuscitate order has been issued, in accordance with sections 2133.21 to 2133.26 of the Revised Code and this chapter, shall not impair or invalidate any policy of life insurance or annuity.
(C) Notwithstanding any term of a policy or plan to the contrary, neither of the following shall impair or invalidate any policy of health insurance or other health care benefit plan:
(1) The withholding or withdrawal, in accordance with sections 2133.21 to 2133.26 of the Revised Code and this chapter, of CPR from a person who is insured or covered under the policy or plan and who possesses DNR identification or for whom a current do-not-resuscitate order has been issued;
(2) The provision, in accordance with sections 2133.21 to 2133.26 of the Revised Code and this chapter, of CPR to a person of the nature described in paragraph (C)(1) of this rule.
(D) No physician, APRN, PA, health care facility, other health care provider, person authorized to engage in the business of insurance in this state under Title XXXIX of the Revised Code, health insuring corporation, other health care benefit plan, legal entity that is self-insured and provides benefits to its employees or members, or other person shall require an individual to possess DNR identification, or shall require an individual to revoke or refrain from possessing DNR identification, as a condition of being insured or of receiving health care benefits or services.
Supplemental Information