Rule 4501-47-12 | Insurance and bond requirements.
(A) It is the responsibility of the third-party tester to provide and maintain evidence of insurance coverage for every vehicle it provides for driver skills testing as well as coverage for the commercial driver's license applicants using the vehicles to take the skills test.
(B) If a third-party tester provides vehicle for rental, it shall include the state of Ohio, department of public safety, as an additional named insured on their certificate of insurance and shall file a copy of the certificate of insurance with the department. The certificate of insurance shall stipulate that the director shall be notified ten days before the policy expires, or if it is cancelled or is not maintained in full force.
(C) The insurance shall be provided by an insurance company licensed to do business within this state, in the amount of at least:
(1) One million dollars for bodily injury or death of any one person in any one crash or collision;
(2) One million dollars because of bodily injury or death of two or more persons in any one crash or collision;
(3) Fifty thousand dollars because of destruction of property in any one crash or collision.
(D) In the alternative, a third-party tester who provides vehicles for rental to skills test applicants may provide evidence that it is self-insured. Proof of self-insurance shall be provided to the department prior to the receipt of authorization as a third-party tester.
(E) In addition, the third-party tester shall provide and maintain evidence of a bond in the amount of no less than twenty thousand dollars and shall file a copy of the bond with the department.