Ohio Administrative Code Search

...ng to securities, commodities, banking, insurance, or real estate including, but not limited to, acting as or being associated with a broker, dealer, investment company, investment adviser, government securities broker or dealer, municipal securities dealer, bank, savings and loan association, entity or person required to be registered under the Commodity Exchange Act, 7 U.S.C.A. 1, as amended, or fiduciary; (d) "In...

...o securities, commodities, banking, insurance, or real estate including, but not limited to, acting as or being associated with a broker, dealer, investment company, investment adviser, government securities broker or dealer, municipal securities dealer, bank, savings and loan association, entity or person required to be registered under the Commodity Exchange Act, 7 U.S.C.A. 1, as amended, or...

...

...

...

...

...

...

..." in a way that conflicts with standard insurance usage or to prevent the use of other standard insurance terms in place of "occurrence". (8) "Petroleum marketing facilities" include all facilities at which petroleum is produced or refined and all facilities from which petroleum is sold or transferred to other petroleum marketers or to the public. (9) "Petroleum marketers" are all persons owning petroleum marketing...

..." in a way that conflicts with standard insurance usage or to prevent the use of other standard insurance terms in place of "occurrence". (8) "Petroleum marketing facilities" include all facilities at which petroleum is produced or refined and all facilities from which petroleum is sold or transferred to other petroleum marketers or to the public. (9) "Petroleum marketers" are all persons owning petroleum marketing...

... for any federal, state and private insurance reimbursement as may be available as a result of the disaster; (4) The loan fund has necessary moneys to provide the loan; and, (5) The state fire marshal receives any necessary authorizations to expend the funds. (I) Evaluation of loans. (1) Awarding of all loans shall be at the sole discretion of the state fire marshal. (2) The state fire ma...

... (n) Types and amount of credit-related insurance; (o) Unit default charge; (p) Credit bureau fee; (q) Where and to whom hypothecated; (r) An indication as to whether or not the loan is a "refinancing," as that term is defined in division (A)(11) of section 1321.01 of the Revised Code. (3) All loan agreements, notes, disclosure forms, closing statements, security agreements and other documents signed by the obli...

... (n) Types and amount of credit-related insurance; (o) Unit default charge; (p) Credit bureau fee; (q) Where and to whom hypothecated; (r) An indication as to whether or not the loan is a "refinancing," as that term is defined in division (A)(11) of section 1321.01 of the Revised Code. (3) All loan agreements, notes, disclosure forms, closing statements, security agreements and other documents si...

...tise the availability of credit-related insurance without disclosing the charge, if any, for the insurance. (B) Every small loan licensee shall maintain in each licensed office or in a central location, approved by the superintendent of financial institutions a record or file of all advertising, including newspaper, magazine, direct mailing, facsimile advertising and solicitations, roadside advertising, internet and...

...tise the availability of credit-related insurance without disclosing the charge, if any, for the insurance. (B) Every small loan licensee shall maintain in each licensed office or in a central location, approved by the superintendent of financial institutions, a record or file of all advertising, including newspaper, magazine, direct mailing, facsimile advertising and solicitations, roadside adve...

...ent of the borrower for any purchase of insurance on property other than that which is used as security for the loan. (G) Small loan licensees shall clearly indicate by prominently disclosing on, or in, the loan documents, the federal or state statutory authority pursuant to which a loan is made. For purposes of this chapter, small loan licensees shall be required to provide this prominent disclosure on loans made:...

...ent of the borrower for any purchase of insurance on property other than that which is used as security for the loan. (G) Small loan licensees shall clearly indicate by prominently disclosing on, or in, the loan documents, the federal or state statutory authority pursuant to which a loan is made. For purposes of this chapter, small loan licensees shall be required to provide this prominent disclo...

...small loan licensee furnishes or places insurance written on behalf of the borrower at the borrower's expense, a policy or certificate of insurance properly executed shall be furnished to the borrower within thirty days of the closing date of the loan. The policy or certificate shall state the name of the insurance company, the nature of the insurance, the extent of the coverage, the amount of the premium, and the ef...

...small loan licensee furnishes or places insurance written on behalf of the borrower at the borrower's expense, a policy or certificate of insurance properly executed shall be furnished to the borrower within thirty days of the closing date of the loan. The policy or certificate shall state the name of the insurance company, the nature of the insurance, the extent of the coverage, the amount of the...

... loan for purposes either of purchasing insurance to insure the small loan licensee against losses for failure to record or file or creating a self-insurance fund to reimburse the small loan licensee against losses for failure to record or file.

... loan for purposes either of purchasing insurance to insure the small loan licensee against losses for failure to record or file or creating a self-insurance fund to reimburse the small loan licensee against losses for failure to record or file.

...an. This restriction shall not apply to insurance placed by registrants to insure loan collateral as provided for by division (F) of section 1321.57 of the Revised Code. (F) The phrase "refuse to provide information" as used in division (C) of section 1321.59 of the Revised Code shall mean the failure of a registrant to provide a borrower with information regarding the amount required to pay the borrower's loan in f...

...n of the charges for all credit related insurances and real estate related fees provided for by divisions (E) and (H) of section 1321.57 of the Revised Code; and (e) Type of security. (2) A ledger record shall be kept for each outstanding loan and loan paid in full within the last two years. The ledger record shall disclose the following information if applicable: (a) Account number; (b) Principle borrower's na...

...Types and amounts of credit related insurance; (p) Default charge (q) Check collection charge; (r) Any points charged to the borrower; (s) Any charges for prepayment of the loan; (t) The NMLS number of the registrant/exempt entity, if applicable; (2) Payment histories for each outstanding loan and each loan paid in full. The payment history shall disclose the following information: (a) Principa...

...tise the availability of credit-related insurance without disclosing the charge, if any, for the insurance. (B) Every registrant shall maintain in each registered office or in a central location, approved by the superintendent of financial institutions, a records file of all advertising, including newspaper, magazine, direct mailing, facsimile advertising and solicitations, roadside advertising, internet and scripts...