Ohio Administrative Code Search

...egional, state or national professional insurance association. (10) A provider must comply with the "Equal Employment Opportunity" and the Americans with Disabilities Act. (11) Facilities must be large enough to comfortably accommodate all attendees and instructors and must be conducive to the education process. (12) Providers shall submit all applications, schedules and rosters electronica...

...nal, state or national professional insurance association activity. The penalty for a single violation is a forfeiture of five hundred dollars. (18) Advertising that an agent may receive credit for simply becoming a member of an association. The penalty for a single violation is a forfeiture of one thousand dollars. (19) Failure to provide a written response to the superintendent within twen...

...nal, state or national professional insurance association activity. The penalty for a single violation is a forfeiture of five hundred dollars. (18) Advertising that an agent can receive credit for simply becoming a member of an association. The penalty for a single violation is a forfeiture of one thousand dollars. (19) Failure to provide a written response to the superintendent within twen...

...approved by the superintendent to offer insurance education in one of the following subject matter categories: (a) Property insurance; (b) Casualty insurance; (c) Life insurance; (d) Accident and health insurance; (e) Personal lines insurance; and (f) Surety bail bond insurance. (5) "Course completion date" means the date on which the student completes all of the required elements of the course, in...

...ation of information on entry level insurance topics, delivered in person, in print or electronically, which can be interactive or not, with successful completion measured by either attendance (classroom), interaction (distance learning), or by examination/knowledge assessments (self-study). Pre-license instruction can be offered in one of the following subject matter categories: (a) Property ins...

...ts for the licensing and appointment of insurance agents in this state; and to identify lines of authority eligible for limited lines licenses. (B) Authority This rule is promulgated pursuant to the authority vested in the superintendent under sections 3901.041, 3905.04, 3905.12, 3905.20 and 3905.95 of the Revised Code. (C) Definitions For purposes of this rule: (1) "Insurer" and "insurance c...

...ts for the licensing and appointment of insurance agents in this state; and to identify lines of authority eligible for limited lines licenses. (B) Authority This rule is promulgated pursuant to the authority vested in the superintendent under sections 3901.041, 3905.04, 3905.12, 3905.20 and 3905.95 of the Revised Code. (C) Definitions For purposes of this rule: (1) "Insurer" and "insurance company" has the same...

... a limited lines license for rental car insurance. (B) Authority This rule is promulgated pursuant to the authority vested in the superintendent under sections 3901.041 and 3905.28 of the Revised Code. (C) Definitions For the purposes of this rule: (1) "Endorsee" means an employee of a rental car agent or any authorized representative who meets the requirements of this rule. (2) "Person" means an individual or ...

... a limited lines license for rental car insurance. (B) Authority This rule is promulgated pursuant to the authority vested in the superintendent under sections 3901.041 and 3905.28 of the Revised Code. (C) Definitions For the purposes of this rule: (1) "Endorsee" means an employee of a rental car agent or any authorized representative who meets the requirements of this rule. (2) "Person" mea...

...made in connection with, life or health insurance, or an annuity product. (B) Authority This rule is adopted pursuant to the superintendent's authority under sections 3901.041, 3901.19 to 3901.26, and 3905.14 of the Revised Code. (C) Application and scope This rule shall apply to any marketing, solicitation, negotiation, or sale or purchase of, or advice made in connection with, a life or health insurance policy,...

... in connection with, life or health insurance, or an annuity product. (B) Authority This rule is promulgated pursuant to the authority vested in the superintendent under sections 3901.041, 3901.21, 3901.212, 3905.0611, and 3905.28 of the Revised Code. (C) Application and scope This rule applies to any marketing, solicitation, negotiation, or sale or purchase of, or advice made in connection with, ...

...onduct and responsibility applicable to insurance license applicants, licensees, and/or companies licensed or authorized to transact the business of insurance by the superintendent of insurance. (B) Authority This rule is promulgated pursuant to the authority vested in the superintendent under sections 3901.041, 3901.21, and 3905.01 to 3905.14 of the Revised Code. (C) The following conduct by indiv...

...d requirements for the certification of insurance navigators as recognized by the department as both an individual and business entity, and the requirements for agents who sell health coverage on the exchange. (B) Authority This rule is promulgated pursuant to the authority vested in the superintendent under sections 3901.041, 3905.12, 3905.47 to 3905.473 of the Revised Code. (C) Insurance navigato...

...d requirements for the certification of insurance navigators as recognized by the department as both an individual and business entity, and the requirements for agents who sell health coverage on the exchange. (B) Authority This rule is promulgated pursuant to the authority vested in the superintendent under sections 3901.041, 3905.12, 3905.47 to 3905.473 of the Revised Code. (C) Insurance navigato...

...ods of transacting the business of life insurance and by establishing certain requirements pertaining to solicitation and sale of life insurance and annuity contracts. (B) Applicability This rule applies to all soliciting, marketing, and selling of all life insurance and annuity products solicited, marketed, or sold in this state. (C) Prohibition of misleading policies In reviewing policies for approval or disap...

...o the solicitation and sale of life insurance and annuity contracts. (B) Authority This rule is promulgated pursuant to the authority vested in the superintendent under sections 3901.041, 3901.21, and 3901.212 of the Revised Code. (C) Applicability This rule applies to all life insurance and annuity products solicited, marketed, or sold in this state. (D) Prohibition of misleading policies In re...

...rule is issued by the superintendent of insurance pursuant to section 3901.041 of the Revised Code, which empowers the superintendent "... to adopt, amend and rescind rules and to make adjudications necessary to discharge his duties and exercise his powers ..." under various sections of the Revised Code, subject to sections 119.01 to 119.13 of the Revised Code. This rule implements sections 3901.21, 3901.99, 3905.02,...

...rvice, or collect premiums for life insurance which is sold as part of a mutual fund or other security. (B) Authority This rule is promulgated pursuant to the authority invested in the superintendent under sections 3901.041, 3901.21, and 3901.212 of the Revised Code. (C) Applicability This rule applies to: (1) Acts and practices in the advertising promotion, solicitation, negotiation of, or e...

...surers to deliver to purchasers of life insurance information which will improve the buyer's ability to select the most appropriate plan of life insurance for the buyer's needs, improve the buyer's understanding of the basic features of the policy which has been purchased or which is under consideration and improve the ability of the buyer to evaluate the relative costs of similar plans of life in...

...urers to deliver information about life insurance policies that will better allow those consumers to select the most appropriate policy for their needs, improve their understanding of the policy's basic features, and improve the consumer's ability to evaluate the relative costs of different policies. (B) Authority This rule is promulgated pursuant to the authority vested in the superintendent un...

...s rule is to provide rules for life insurance policy illustrations that will protect consumers and foster consumer education. The rule provides illustration formats, prescribes standards to be followed when illustrations are used, and specifies the disclosures that are required in connection with illustrations. The goals of this rule are to ensure that illustrations do not mislead purchasers of li...

...s rule is to provide rules for life insurance policy illustrations that will protect consumers and foster consumer education. The rule provides illustration formats, prescribes standards to be followed when illustrations are used, and specifies the disclosures that are required in connection with illustrations. The goals of this rule are to ensure that illustrations do not mislead purchasers of li...

...ect to the replacement of existing life insurance and annuities. (2) Protect the interests of life insurance and annuity purchases by establishing minimum standards of conduct to be observed in replacement or financed purchase transactions. It will: (a) Assure that purchasers receive information with which a decision can be made in his or her own best interest; (b) Reduce the opportunity for misrepresentation and ...

...to the replacement of existing life insurance and annuities. (2) Protect the interests of life insurance and annuity purchases by establishing minimum standards of conduct to be observed in replacement or financed purchase transactions. It will: (a) Assure that purchasers receive information with which a decision can be made in the purchaser's own best interest; (b) Reduce the opportunity for m...

...provisions of individual and group life insurance policies and to provide required standards of disclosure. (B) Authority This rule is promulgated pursuant to the authority vested in the superintendent under sections 3901.041 and 3915.24 of the Revised Code. (C) Scope This rule shall apply to all accelerated death benefit provisions of individual and group life insurance policies issued or del...