Ohio Administrative Code Search

...(A) In accordance with division (B) of section 1322.34 of the Revised Code and division (C)(3) of section 1322.05 of the Revised Code, the four-year retention period commences on the date the residential mortgage loan is closed or, if the residential mortgage loan is not closed, the date of the withdrawal or denial of the residential mortgage loan application. If the residential mortgage loan is s...

...(A) Every advertisement placed, or caused to be placed, by a registrant or licensee shall: (1) State the name of the registrant as printed on its certificate of registration. If a registrant has been approved by the superintendent to conduct business using a trade name or fictitious name, the registrant may use its name, trade name, or fictitious name, or any combination of them, as they appear on its certificate of...

...(A) Every advertisement placed, or caused to be placed, by a registrant or licensee shall, in manner or form that is reasonably understandable to the average borrower: (1) State the name of the registrant as printed on its certificate of registration. If a registrant has been approved by the superintendent to conduct business using a trade name or fictitious name, the registrant may use its name,...

...Conduct that constitutes improper, fraudulent, or dishonest dealings under division (C) of section 1322.40 of the Revised Code includes the following: (A) Failing to return all original documents provided to the registrant or licensee by the borrower; (B) Permitting an unlicensed individual to originate residential mortgage loans; (C) Sharing or splitting any commission, discount, fee or other comp...

...Conduct that constitutes improper, fraudulent, or dishonest dealings under division (C) of section 1322.40 of the Revised Code includes the following: (A) Failing to return all original documents provided to the registrant or licensee by the borrower; (B) Permitting an unlicensed individual to originate residential mortgage loans; (C) Sharing or splitting any commission, discount, fee, or other com...

...(A) In addition to the criteria set forth in division (G)(2)(i) of section 1322.01 of the Revised Code, a nonprofit organization is exempt from registration if it does all of the following: (1) Promotes affordable housing or provides homeownership education; (2) Conducts its activities in a manner that serves the public or charitable purposes, rather than commercial purposes; (3) Receives funding and revenue and c...

...(A) In addition to the criteria set forth in divisions (F)(1) to (F)(6) of section 1322.01 of the Revised Code, a bona fide nonprofit organization is also required to: (1) Be registered and maintain current registration status with the charitable law section of the Ohio attorney general's office; or (2) Possess a valid letter of exemption from the charitable law section of the Ohio attorney ...

...As used in rules 1301:8-7-35 to 1301:8-7-40 of the Administrative Code: (A) "Confirmed successor in interest" means a successor in interest once a mortgage servicer has confirmed the successor in interest's identity and ownership interest in a property that secures a residential mortgage loan. (B) "Dealer" means the following: (1) In the case of property improvement loans, a seller, contracto...

...(A) A mortgage servicer will comply with this rule for any written notice from the borrower that asserts an error and that includes the name of the borrower, information that enables the mortgage servicer to identify the borrower's residential mortgage loan account, and the error the borrower believes has occurred. A notice on a payment coupon or other payment form supplied by the mortgage service...

...(A) In accordance with sections 1315.21 to 1315.30 of the Revised Code each check-cashing business shall obtain a license for its main office. An application, license fee and investigation fee shall also be submitted to the superintendent of financial institutions for authorization for each additional business location where check-cashing activity is to be conducted. Every subsequent application f...

...(A) For the purchase of notes of liquidating other credit unions, notes made by individual members of a credit union may be purchased by another credit union at a price agreed upon by the credit unions and subject to the prior written approval of the superintendent. (B) Authorized investments and investment restrictions (1) No credit union shall invest any of its funds in any securities or ...

...(A) For the purchase of notes of liquidating other credit unions, notes made by individual members of a credit union may be purchased by another credit union at a price agreed upon by the credit unions and subject to the prior written approval of the superintendent. (B) Authorized investments and investment restrictions (1) A credit union may invest funds in securities or other property no...

...(A) The field of membership of a credit union may include the families of members; that is, persons related by blood, adoption or marriage to or living in the same household with a person having the common bond, as well as surviving spouses of persons who have left the field of membership in good standing. When the individual member of a credit union leaves the field of membership, all persons who are members by virt...

...(A) The field of membership of a credit union may include the families of members; that is, persons related by blood, adoption or marriage to or living in the same household with a person having the common bond, as well as surviving spouses of persons who have left the field of membership in good standing. When the individual member of a credit union leaves the field of membership, all persons who...

...(A) "Intangible property" means unclaimed funds as defined in division (B) of section 169.01 and section 169.02 of the Revised Code, or a fixed and certain interest in intangible personal property, of every kind or description, that is held, issued or owed in the course of a holder's business, and all income or increments therefrom. The term "intangible property" includes, but not by way of limita...

...(A) "Intangible property" means unclaimed funds as defined in division (B) of section 169.01 and section 169.02 of the Revised Code, or a fixed and certain interest in intangible personal property, of every kind or description, that is held, issued or owed in the course of a holder's business, and all income or increments therefrom. The term "intangible property" includes, but not by way of limita...

...(A) Any person adversely affected by a decision of the director may appeal such decision in the manner provided in sections 119.01 to 119.13 of the Revised Code, except any person appealing the disputed findings of an involuntary unclaimed funds examination shall follow the procedure set forth in paragraph (K) of rule 1301:10-3-04 of the Administrative Code. (B) Upon receipt of a written request for an adjudication ...

...(A) Any person adversely affected by a decision of the director may appeal such decision in the manner provided in sections 119.01 to 119.13 of the Revised Code, except any person appealing the disputed findings of an involuntary unclaimed funds examination follows the procedure set forth in paragraph (K) of rule 1301:10-3-04 of the Administrative Code. (B) Upon receipt of a written request for ...

...(A) The director may, at reasonable times and upon reasonable notice, examine or cause to be examined by auditors of supervisory departments or examiners of the divisions of the state, the records of any holder or person which could be the holder of unclaimed funds, to determine compliance with Chapter 169. of the Revised Code. The director may enter into contracts, pursuant to procedures prescrib...

...(A) The director may, at reasonable times and upon reasonable notice, examine or cause to be examined by auditors of supervisory departments or examiners of the divisions of the state, the records of any holder or person which could be the holder of unclaimed funds, to determine compliance with Chapter 169. of the Revised Code. The director may enter into contracts, pursuant to procedures prescrib...

...The applicable nonrefundable fees shall be assessed by the real estate appraiser board as follows: (A) A one hundred twenty-five dollar examination fee for certification as a general real estate appraiser or for certification or licensure as a residential real estate appraiser payable directly to the testing vendor. (B) A one hundred seventy-five dollar fee for initial certification as a general real estate apprais...

...The applicable nonrefundable fees shall be assessed by the real estate appraiser board as follows: (A) The examination fee for certification as a general real estate appraiser or for certification or licensure as a residential real estate appraiser is set forth in the agreement between the superintendent and the testing vendor, payable directly to the testing vendor. (B) A one hundred seventy-fiv...

...(A) A person, who has obtained a residential real estate appraiser license from another state may obtain an Ohio residential real estate appraiser license provided all of the following are satisfied: (1) The state that issued the person a residential real estate appraiser license has requirements that meet or exceed the requirements for a residential real estate appraiser license in Ohio; (2...

...(A) A person, who has obtained a residential real estate appraiser license from another state may obtain an Ohio residential real estate appraiser license provided all of the following are satisfied: (1) The state that issued the person a residential real estate appraiser license has requirements that meet or exceed the requirements for a residential real estate appraiser license in Ohio; (2...

..."Nationally recognized appraisal organization" means an organization which: (A) Offers classroom instruction in subjects related to real estate appraisal as specified in rule 1301:11-3-03 of the Administrative Code, that would be acceptable towards satisfying the pre-license or pre-certification education requirement, (B) Offers a designation to real estate appraisers upon successful completion of appraisal educat...