Ohio Administrative Code Search
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Rule 3901-3-13 | Health insurance reserves.
...(A) Purpose The purpose of this rule is to establish the minimum reserve standards for all individual and group health insurance coverages, including single premium credit disability insurance. All other credit insurance is not subject to this rule. (B) Authority This rule is promulgated pursuant to the authority vested in the superintendent under section 3901.041 and division (Q) of section 3903.723 of the Revise... |
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Rule 3901-3-16 | Credit for reinsurance.
...(A) Purpose The purpose of this rule is to set out procedural requirements which the superintendent deems necessary to carry out the provisions of sections 3901.61 to 3901.65 of the Revised Code, credit for reinsurance ceded. The information and procedures set out in this rule are necessary for the protection of ceding insurers domiciled in this state. (B) Authority This rule is promulgated pursuant to the authori... |
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Rule 3901-3-16 | Credit for reinsurance.
...(A) Purpose The purpose of this rule is to set out procedural requirements which the superintendent deems necessary to carry out the provisions of sections 3901.61 to 3901.65 of the Revised Code, credit for reinsurance ceded. The information and procedures set out in this rule are necessary for the protection of ceding insurers domiciled in this state. (B) Authority This rule is promulgated pursuant to the authori... |
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Rule 3901-3-17 | New annuity mortality tables for use in determining reserve liabilities for annuities.
...(A) Purpose The purpose of this rule is to recognize new annuity mortality tables for use in determining the minimum standard of valuation for annuity and pure endowment contracts. (B) Authority This rule is promulgated pursuant to the authority vested in the superintendent under sections 3901.041, 3903.723 and 3903.725 of the Revised Code. (C) Definitions (1) The "1983 table 'A'" means the mortality table devel... |
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Rule 3901-3-19 | Corporate governance annual disclosure.
...(A) Purpose The purpose of this rule is to establish the procedures for filing, and the required content of, the corporate governance annual disclosure, deemed necessary by the superintendent pursuant to sections 3901.072 to 3901.078 of the Revised Code. (B) Authority This rule is promulgated pursuant to the authority vested in the superintendent under sections 3901.041 and 3901.078 of the Revised Code. (C) Defin... |
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Rule 3901-3-19 | Corporate governance annual disclosure.
...(A) Purpose The purpose of this rule is to establish the procedures for filing, and the required content of, the corporate governance annual disclosure, deemed necessary by the superintendent pursuant to sections 3901.072 to 3901.078 of the Revised Code. (B) Authority This rule is promulgated pursuant to the authority vested in the superintendent under sections 3901.041 and 3901.077 of the Revi... |
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Rule 3901-4-01 | Long-term care insurance.
...(A) Purpose The purpose of this rule is to implement sections 3923.41 to 3923.49 of the Revised Code to promote the public interest, to promote the availability of long-term care insurance coverage, to protect applicants for long-term care insurance, as defined, from unfair or deceptive sales or enrollment practices, to facilitate public understanding and comparison of long-term care insurance coverages, and to faci... |
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Rule 3901-4-01 | Long-term care insurance.
...(A) Purpose The purpose of this rule is to implement sections 3923.41 to 3923.49 of the Revised Code to promote the public interest, to promote the availability of long-term care insurance coverage, to protect applicants for long-term care insurance, as defined, from unfair or deceptive sales or enrollment practices, to facilitate public understanding and comparison of long-term care insurance coverages, and to faci... |
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Rule 3901-4-02 | Long-term care partnership program.
...(A) Purpose The purpose of this rule is to implement a state long-term care partnership program in Ohio in accordance with sections 3923.41 to 3923.49 and 5164.86 of the Revised Code. (B) Authority This rule is promulgated pursuant to the authority vested in the superintendent under sections 3901.041, 3923.44, and 3923.47 of the Revised Code. (C) Applicability This rule applies to long-term care ... |
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Rule 3901-4-02 | Long-term care partnership program.
...(A) Purpose The purpose of this rule is to implement a state long-term care partnership program in Ohio in accordance with sections 3923.41 to 3923.49 and 5164.86 of the Revised Code. (B) Authority This rule is promulgated pursuant to the authority vested in the superintendent under sections 3901.041, 3923.44, and 3923.47 of the Revised Code. (C) Applicability This rule applies to long-term care ... |
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Rule 3901-4-02 | Long-term care partnership program.
...(A) Purpose The purpose of this rule is to implement a state long-term care partnership program in Ohio in accordance with sections 3923.41 to 3923.49 and 5164.86 of the Revised Code. (B) Authority This rule is promulgated pursuant to the authority vested in the superintendent under sections 3901.041, 3923.44, and 3923.47 of the Revised Code. (C) Applicability This rule applies to long-term care ... |
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Rule 3901-5-01 | Agent continuing education.
...(A) Purpose The purpose of this rule is to establish continuing education (CE) requirements, standards and procedures for insurance agents. (B) Authority This rule is promulgated pursuant to the authority vested in the superintendent under sections 3901.041, 3901.20, 3905.16, 3905.486, and 3905.95 of the Revised Code. (C) License renewal period and CE transcripts (1) The license renewal p... |
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Rule 3901-5-01 | Agent continuing education.
...(A) Purpose The purpose of this rule is to establish continuing education (CE) requirements, standards, and procedures for insurance agents. (B) Authority This rule is promulgated pursuant to the authority vested in the superintendent under sections 3901.041, 3901.21, 3901.212, 3901.12, 3905.16, 3905.26, 3905.28, 3905.486, and 3905.95 of the Revised Code. (C) License renewal period and CE ... |
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Rule 3901-5-07 | Regulation of agent pre-licensing education.
...(A) Purpose The purpose of this rule is to establish the criteria for agent pre-licensing education and to establish certain examination requirements. (B) Authority This rule is promulgated pursuant to the authority vested in the superintendent under sections 3901.041 and 3905.486 of the Revised Code. (C) Definitions As used in this rule: (1) "Authorized provider official" means a person des... |
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Rule 3901-5-07 | Regulation of agent pre-licensing education.
...(A) Purpose The purpose of this rule is to establish the criteria for agent pre-licensing education and to establish certain examination requirements. (B) Authority This rule is promulgated pursuant to the authority vested in the superintendent under sections 3901.041 and 3905.486 of the Revised Code. (C) Definitions As used in this rule: (1) "Authorized provider official" means a person des... |
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Rule 3901-5-11 | Use of senior-specific certifications and professional designations in the marketing, solicitation, negotiation, sale, or purchase of a life or health insurance policy or annuity.
...(A) Purpose The purpose of this rule is to set forth standards to protect consumers from dishonest, unfair, deceptive, misleading, and fraudulent trade practices with respect to the use of senior-specific certifications and professional designations in the marketing, solicitation, negotiation, sale, or purchase of, or advice made in connection with, life or health insurance, or an annuity product... |
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Rule 3901-5-13 | Insurance navigator certification and agent exchange requirements.
...(A) Purpose The purpose of this rule is to set forth procedures and requirements for the certification of insurance navigators as recognized by the department as both an individual and business entity, and the requirements for agents who sell health coverage on the exchange. (B) Authority This rule is promulgated pursuant to the authority vested in the superintendent under sections 3901.041, 3905.1... |
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Rule 3901-5-13 | Insurance navigator certification and agent exchange requirements.
...(A) Purpose The purpose of this rule is to set forth procedures and requirements for the certification of insurance navigators as recognized by the department as both an individual and business entity, and the requirements for agents who sell health coverage on the exchange. (B) Authority This rule is promulgated pursuant to the authority vested in the superintendent under sections 3901.041, 3905.1... |
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Rule 3901-6-03 | Life insurance disclosure.
...(A) Purpose (1) The purpose of this rule is to require insurers to deliver to purchasers of life insurance information which will improve the buyer's ability to select the most appropriate plan of life insurance for the buyer's needs, improve the buyer's understanding of the basic features of the policy which has been purchased or which is under consideration and improve the ability of the buyer ... |
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Rule 3901-6-03 | Life insurance disclosure.
...(A) Purpose The purpose of this rule is to assist consumers by requiring insurers to deliver information about life insurance policies that will better allow those consumers to select the most appropriate policy for their needs, improve their understanding of the policy's basic features, and improve the consumer's ability to evaluate the relative costs of different policies. (B) Authority This ... |
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Rule 3901-6-04 | Life insurance illustrations.
...(A) Purpose The purpose of this rule is to provide rules for life insurance policy illustrations that will protect consumers and foster consumer education. The rule provides illustration formats, prescribes standards to be followed when illustrations are used, and specifies the disclosures that are required in connection with illustrations. The goals of this rule are to ensure that illustrations ... |
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Rule 3901-6-04 | Life insurance illustrations.
...(A) Purpose The purpose of this rule is to provide rules for life insurance policy illustrations that will protect consumers and foster consumer education. The rule provides illustration formats, prescribes standards to be followed when illustrations are used, and specifies the disclosures that are required in connection with illustrations. The goals of this rule are to ensure that illustrations ... |
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Rule 3901-6-05 | Replacement of life insurance and annuities.
...(A) Purpose The purpose of this rule is to: (1) Regulate the activities of insurers and agents with respect to the replacement of existing life insurance and annuities. (2) Protect the interests of life insurance and annuity purchases by establishing minimum standards of conduct to be observed in replacement or financed purchase transactions. It will: (a) Assure that purchasers receive information with which a de... |
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Rule 3901-6-05 | Replacement of life insurance and annuities.
...(A) Purpose The purpose of this rule is to: (1) Regulate the activities of insurers and agents with respect to the replacement of existing life insurance and annuities. (2) Protect the interests of life insurance and annuity purchases by establishing minimum standards of conduct to be observed in replacement or financed purchase transactions. It will: (a) Assure that purchasers receive informa... |
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Rule 3901-6-07 | Universal life insurance.
...(A) Purpose The purpose of this rule is to supplement existing regulations on life insurance policies in order to accommodate the development and issuance of universal life insurance plans. (B) Authority This rule is promulgated pursuant to the authority vested in the superintendent under sections 3901.041, 3903.72 to 3903.7211, 3915.05, 3915.07 to 3915.073, 3915.09, 3915.14, and 3921.16 of the ... |