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This website publishes administrative rules on their effective dates, as designated by the adopting state agencies, colleges, and universities.

Ohio Administrative Code Search

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Rule 3901-5-02 | Continuing education provider.

...(A) Purpose The purpose of this rule is to establish the procedure employed by the Ohio department of insurance in reviewing the application of entities described in divisions (C)(1) to (C)(5) of section 3905.484 of the Revised Code to be a provider of insurance continuing education courses. (B) Authority This rule is promulgated pursuant to the authority vested in the superintendent under sect...

Rule 3901-5-03 | Continuing education course.

...(A) Purpose The purpose of this rule is to establish a procedure for the review and approval of continuing education (CE) courses which licensed agents must complete for the purpose of maintaining their licenses. (B) Authority This rule is promulgated pursuant to the authority vested in the superintendent under sections 3901.041 and 3905.486 of the Revised Code. (C) Definitions (1) "Classroom...

Rule 3901-5-03 | Continuing education course.

...(A) Purpose The purpose of this rule is to establish criteria, standards, and procedures for continuing education (CE) courses that licensed agents must complete to maintain their license. (B) Authority This rule is promulgated pursuant to the authority vested in the superintendent under sections 3901.041, 3905.12, 3905.26, 3905.28, 3905.486, and 3905.95 of the Revised Code. (C) Definitions (1) "...

Rule 3901-5-07 | Regulation of agent pre-licensing education.

...(A) Purpose The purpose of this rule is to establish the criteria for agent pre-licensing education and to establish certain examination requirements. (B) Authority This rule is promulgated pursuant to the authority vested in the superintendent under sections 3901.041 and 3905.486 of the Revised Code. (C) Definitions As used in this rule: (1) "Authorized provider official" means a person des...

Rule 3901-5-07 | Regulation of agent pre-licensing education.

...(A) Purpose The purpose of this rule is to establish the criteria for agent pre-licensing education and to establish certain examination requirements. (B) Authority This rule is promulgated pursuant to the authority vested in the superintendent under sections 3901.041 and 3905.486 of the Revised Code. (C) Definitions As used in this rule: (1) "Authorized provider official" means a person des...

Rule 3901-5-09 | Agent licensing and appointments.

...(A) Purpose The purpose of this rule is to set forth procedures and requirements for the licensing and appointment of insurance agents in this state; and to identify lines of authority eligible for limited lines licenses. (B) Authority This rule is promulgated pursuant to the authority vested in the superintendent under sections 3901.041, 3905.04, 3905.12, 3905.20 and 3905.95 of the Revised Cod...

Rule 3901-5-09 | Agent licensing and appointments.

...(A) Purpose The purpose of this rule is to set forth procedures and requirements for the licensing and appointment of insurance agents in this state; and to identify lines of authority eligible for limited lines licenses. (B) Authority This rule is promulgated pursuant to the authority vested in the superintendent under sections 3901.041, 3905.04, 3905.12, 3905.20 and 3905.95 of the Revised Code. (C) Definitions ...

Rule 3901-5-10 | Rental car insurance agent limited license.

...(A) Purpose The purpose of this rule is to set forth procedures and requirements for the issuance of a limited authority rental car agent. Paragraph (F) of rule 3901-5-09 of the Administrative Code authorizes a limited lines license for rental car insurance. (B) Authority This rule is promulgated pursuant to the authority vested in the superintendent under sections 3901.041 and 3905.28 of the Revised Code. (C) De...

Rule 3901-5-10 | Rental car insurance agent limited license.

...(A) Purpose The purpose of this rule is to set forth procedures and requirements for the issuance of a limited authority rental car agent license. Paragraph (F) of rule 3901-5-09 of the Administrative Code authorizes a limited lines license for rental car insurance. (B) Authority This rule is promulgated pursuant to the authority vested in the superintendent under sections 3901.041 and 3905.28 of ...

Rule 3901-5-13 | Insurance navigator certification and agent exchange requirements.

...(A) Purpose The purpose of this rule is to set forth procedures and requirements for the certification of insurance navigators as recognized by the department as both an individual and business entity, and the requirements for agents who sell health coverage on the exchange. (B) Authority This rule is promulgated pursuant to the authority vested in the superintendent under sections 3901.041, 3905.1...

Rule 3901-5-13 | Insurance navigator certification and agent exchange requirements.

...(A) Purpose The purpose of this rule is to set forth procedures and requirements for the certification of insurance navigators as recognized by the department as both an individual and business entity, and the requirements for agents who sell health coverage on the exchange. (B) Authority This rule is promulgated pursuant to the authority vested in the superintendent under sections 3901.041, 3905.1...

Rule 3901-6-01 | Solicitation of life insurance and/or annuity contracts.

...(A) Purpose and authority This rule is adopted under the superintendent's authority pursuant to section 3901.041 of the Revised Code. The purpose of this rule is to implement and interpret applicable statutes including sections 3901.19 to 3901.23, 3915.14, 3999.04, 3999.05, 3999.08 and 3999.10 of the Revised Code by identifying and prohibiting certain statements, illustrations, advertisements, circulars, acts, prac...

Rule 3901-6-01 | Solicitation of life insurance and/or annuity contracts.

...(A) Purpose The purpose of this rule is to set forth standards and protect consumers by establishing certain requirements and prohibiting certain practices related to the solicitation and sale of life insurance and annuity contracts. (B) Authority This rule is promulgated pursuant to the authority vested in the superintendent under sections 3901.041, 3901.21, and 3901.212 of the Revised Code. ...

Rule 3901-6-04 | Life insurance illustrations.

...(A) Purpose The purpose of this rule is to provide rules for life insurance policy illustrations that will protect consumers and foster consumer education. The rule provides illustration formats, prescribes standards to be followed when illustrations are used, and specifies the disclosures that are required in connection with illustrations. The goals of this rule are to ensure that illustrations ...

Rule 3901-6-04 | Life insurance illustrations.

...(A) Purpose The purpose of this rule is to provide rules for life insurance policy illustrations that will protect consumers and foster consumer education. The rule provides illustration formats, prescribes standards to be followed when illustrations are used, and specifies the disclosures that are required in connection with illustrations. The goals of this rule are to ensure that illustrations ...

Rule 3901-6-05 | Replacement of life insurance and annuities.

...(A) Purpose The purpose of this rule is to: (1) Regulate the activities of insurers and agents with respect to the replacement of existing life insurance and annuities. (2) Protect the interests of life insurance and annuity purchases by establishing minimum standards of conduct to be observed in replacement or financed purchase transactions. It will: (a) Assure that purchasers receive information with which a de...

Rule 3901-6-05 | Replacement of life insurance and annuities.

...(A) Purpose The purpose of this rule is to: (1) Regulate the activities of insurers and agents with respect to the replacement of existing life insurance and annuities. (2) Protect the interests of life insurance and annuity purchases by establishing minimum standards of conduct to be observed in replacement or financed purchase transactions. It will: (a) Assure that purchasers receive informa...

Rule 3901-6-06 | Accelerated death benefits.

...(A) Purpose The purpose of this rule is to regulate accelerated death benefit provisions of individual and group life insurance policies and to provide required standards of disclosure. (B) Authority This rule is promulgated pursuant to the authority vested in the superintendent under sections 3901.041 and 3915.24 of the Revised Code. (C) Scope This rule shall apply to all accelerated death b...

Rule 3901-6-06 | Accelerated death benefits.

...(A) Purpose The purpose of this rule is to regulate accelerated death benefit provisions of individual and group life insurance policies and to provide required standards of disclosure. (B) Authority This rule is promulgated pursuant to the authority vested in the superintendent under sections 3901.041 and 3915.24 of the Revised Code. (C) Scope This rule shall apply to all accelerated death b...

Rule 3901-6-07 | Universal life insurance.

...(A) Purpose The purpose of this rule is to supplement existing regulations on life insurance policies in order to accommodate the development and issuance of universal life insurance plans. (B) Authority This rule is promulgated pursuant to the authority vested in the superintendent under sections 3901.041, 3903.72 to 3903.7211, 3915.05, 3915.07 to 3915.073, 3915.09, 3915.14, and 3921.16 of the ...

Rule 3901-6-07 | Universal life insurance.

...(A) Purpose The purpose of this rule is to supplement existing regulations on life insurance policies in order to accommodate the development and issuance of universal life insurance plans. (B) Authority This rule is promulgated pursuant to the authority vested in the superintendent under sections 3901.041, 3903.72 to 3903.7211, 3915.05, 3915.07 to 3915.073, 3915.09, 3915.14, and 3921.16 of the ...

Rule 3901-6-08 | Variable life insurance.

...(A) Purpose The purpose of this rule is to amplify sections 3907.15 and 3911.01 of the Revised Code to provide for the regulation of fixed premium and flexible premium variable life insurance policies. (B) Authority This rule is promulgated pursuant to the authority vested in the superintendent under section 3901.041 of the Revised Code. (C) Definitions (1) "Affiliate of an insurer" means any person, directly or...

Rule 3901-6-08 | Variable life insurance.

...(A) Purpose The purpose of this rule is to amplify sections 3907.15 and 3911.01 of the Revised Code to provide for the regulation of fixed premium and flexible premium variable life insurance policies. (B) Authority This rule is promulgated pursuant to the authority vested in the superintendent under section 3901.041 of the Revised Code. (C) Definitions (1) "Affiliate of an insurer" means any person, directly or...

Rule 3901-6-10 | Valuation of life insurance policies.

...(A) Purpose (1) The purpose of this rule is to provide: (a) Tables of select mortality factors and rules for their use; (b) Rules concerning a minimum standard for the valuation of plans with non-level premiums or benefits; and (c) Rules concerning a minimum standard for the valuation of plans with secondary guarantees. (2) The method for calculating basic reserves defined in this rule will c...

Rule 3901-6-10 | Valuation of life insurance policies.

...(A) Purpose (1) The purpose of this rule is to provide: (a) Tables of select mortality factors and rules for their use; (b) Rules concerning a minimum standard for the valuation of plans with non-level premiums or benefits; and (c) Rules concerning a minimum standard for the valuation of plans with secondary guarantees. (2) The method for calculating basic reserves defined in this rule will c...