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Section 3916.17 | Advertising of viatical settlement contracts.

...ndition or status, the payment of its claims, or the merits, desirability, or advisability of its viatical settlement contracts are recommended or endorsed by any government entity. (M) All advertisements of an actual licensee shall state the name of the actual licensee. An advertisement shall not use a trade name, any group designation, name of any affiliate or controlling entity of the licensee, service...

Section 3916.171 | Fraudulent viatical settlement acts prohibited.

...t purchaser, financing entity, insurer, insurance broker, insurance agent, or any other person, any false material information, or concealing any material information, as part of, in support of, or concerning a fact material to, one or more of the following: (a) An application for the issuance of a viatical settlement contract or a policy; (b) The underwriting of a viatical settlement contract or a policy; (c) ...

Section 3916.172 | Transactions in furtherance of stranger-originated insurance void.

...e or aid of a stranger-originated life insurance act, practice, arrangement, or agreement is void and unenforceable.

Section 3916.173 | Trusts to give appearance of insurable interest illegal.

...Trusts or other persons that are created to give the appearance of insurable interest and are used to initiate one or more policies for investors violate insurable interest laws and the prohibition against wagering on life.

Section 3916.18 | Prohibiting fraudulent acts.

...false information in an application for insurance or viatical settlement contract is guilty of a crime and may be subject to fines and imprisonment." (2) The lack of a statement as required in division (B)(1) of this section does not constitute a defense in any prosecution for a fraudulent viatical settlement act. (C)(1) Every person engaged in the business of viatical settlements having knowledge or a reasonable ...

Section 3916.19 | Injunctions.

... of this chapter, the superintendent of insurance may seek an injunction in a court of competent jurisdiction and may apply for any temporary or permanent order that the superintendent determines is necessary to restrain the person from committing the violation. (B) Any person damaged by any act of a person in violation of any provision of this chapter may bring a civil action against the person committing the vi...

Section 3916.20 | Rules.

...The superintendent of insurance may adopt rules in accordance with Chapter 119. of the Revised Code for purposes of implementing this chapter, including, but not limited to, rules that do the following: (A) Govern the relationship and responsibilities of insurers, viatical settlement providers, and viatical settlement brokers during the viatication of a policy. (B) Establish standards for evaluating the reasona...

Section 3916.21 | Prohibition.

...tive act or practice in the business of insurance under sections 3901.19 to 3901.26 of the Revised Code.

Section 3916.99 | Penalty.

...(A) Whoever violates section 3916.02 of the Revised Code is guilty of a felony of the third degree. (B) Whoever violates division (A) of section 3916.171 of the Revised Code is guilty of a violation of section 2913.02 of the Revised Code.

Section 3917.01 | Group life insurance definitions.

...vised Code, the following forms of life insurance are group life insurance: (A) A life insurance policy issued to an employer, or to the trustees of a fund established by an employer, which employer or trustees shall be deemed the policyholder, to insure employees of the employer for the benefit of persons other than the employer, subject to all of the following requirements: (1) All of the employees of the employ...

Section 3917.02 | Insurance program not qualifying as group plan - notice to prospective insureds.

...ranged for the offering of a program of insurance in a manner that communicates that eligibility for participation in the program is dependent upon affiliation with the organization or that the organization encourages participation in the program. (B) With respect to a program of life insurance that, if issued on a group basis, would not qualify as a policy of group life insurance under divisions (A) to (H) of secti...

Section 3917.03 | Extension of policy to employee's or member's dependents.

...Any life insurance policy issued pursuant to section 3917.01 of the Revised Code, except for a policy issued pursuant to division (B) of section 3917.01 of the Revised Code, may be extended to insure an employee's dependents or member's dependents, as defined by the policy, or any class or classes of dependents, subject to the following: (A) The premium for the insurance shall be paid either from the funds contribut...

Section 3917.04 | Deducting premiums from salary or wages.

...cident, health, or health and accident insurance, annuities, or hospitalization insurance, or salary savings plan, the political subdivision, district, or institution of which the individual is an employee may deduct from the employee's salary or wages the premium or portion of the premium agreed to be paid by that employee and pay it to the insurer, provided that life, endowment, accident, health, health and ...

Section 3917.05 | Exemption of policy proceeds from attachment.

...No policy of group insurance, nor the proceeds thereof, when paid to any employee thereunder, is liable to attachment, garnishment, or other process, or to be seized, taken, appropriated, or applied by any legal or equitable process or operation of law, to pay any liability of such employee, his beneficiary, or any other person who may have a right thereunder, either before or after payment.

Section 3917.06 | Required policy provisions.

...No policy of group life insurance shall be delivered in this state until a copy of its form has been filed with the superintendent of insurance pursuant to division (A) of section 3915.14 of the Revised Code. In addition, except as provided in division (M) of this section, no policy of group life insurance shall be delivered in this state unless it contains in substance the following provisions or other provisions, ...

Section 3917.07 | Assigning policy rights.

...red under any such policy of group life insurance from making an assignment of all or any part of the person's incidents of ownership under such policy including specifically, but not by way of limitation, any right to designate a beneficiary or beneficiaries thereunder and any right to have an individual policy issued to the person in accordance with division (H) or (I) of section 3917.06 of the Revised Code. Subje...

Section 3918.01 | Consumer credit insurance.

...All consumer credit insurance issued or sold in connection with loans or other credit transactions for personal, family, or household purposes is subject to sections 3918.01 to 3918.13 of the Revised Code, except for all of the following: (A) Insurance written in connection with a credit transaction that is secured by a first mortgage or deed of trust and is made to finance the purchase of real property, or the cons...

Section 3918.02 | Credit life and accident and health insurance definitions.

...the Revised Code: (A) "Consumer credit insurance" means credit life insurance and credit accident and health insurance. (B) "Credit life insurance" means insurance on the life of a debtor pursuant to or in connection with a specific loan or other credit transaction. (C) "Credit accident and health insurance" means insurance on a debtor to provide indemnity for payments becoming due on a specific loan or other cred...

Section 3918.03 | Form of policies.

...Credit life insurance and credit accident and health insurance shall be issued only in the following forms: (A) Individual policies of life insurance issued to debtors on the term plan; (B) Individual policies of accident and health insurance issued to debtors on a term plan including individual policies issued on a franchise plan, as defined in section 3923.11 of the Revised Code, or disability benefit provisions ...

Section 3918.04 | Amount of credit life insurance not to exceed initial indebtedness.

...(A) The amount of credit life insurance shall not exceed the initial indebtedness. Where an indebtedness repayable in substantially equal installments is secured by an individual policy of credit life insurance the amount of insurance shall at no time exceed the scheduled amount of indebtedness and, where secured by a group policy of credit life insurance, shall at no time exceed the amount of unpaid indebtedness. ...

Section 3918.05 | Coverage date.

...The term of any credit life insurance or credit accident and health insurance shall, subject to acceptance by the insurer, commence on the date when the debtor becomes obligated to the creditor, or the date from which interest or finance charges accrue if later, except that, where a group policy provides coverage with respect to existing obligations, the insurance on a debtor with respect to such indebtedness shall c...

Section 3918.06 | Delivery of policy or group certificate of insurance to debtor.

...(A) All credit life insurance and credit accident and health insurance sold shall be evidenced by an individual policy, or in the case of group insurance by a certificate of insurance, which individual policy or group certificate of insurance shall be delivered to the debtor. (B) Each individual policy or group certificate of credit life insurance, or credit accident and health insurance, or both shall, in addition ...

Section 3918.07 | Filing policies with superintendent of insurance.

...(A) All policies, certificates of insurance, notices of proposed insurance, applications for insurance, endorsements and riders providing coverage on residents of Ohio shall be filed with the superintendent of insurance. (B) The superintendent shall within thirty days after the filing of any such policies, certificates of insurance, notices of proposed insurance, applications for insurance, endorsements, and riders,...

Section 3918.08 | Filing schedules of premium rates with superintendent of insurance.

...(A) Each insurer issuing credit life insurance or credit accident and health insurance shall file with the superintendent of insurance its schedules of premium rates for use in connection with such insurance. Any insurer may revise such schedules from time to time, and shall file such revised schedules with the superintendent. No insurer shall issue any credit life insurance policy for which the premium rate exceeds ...

Section 3918.09 | Authorized insurers.

...All policies of credit life insurance and credit accident and health insurance shall be delivered or issued for delivery in this state only by an insurer authorized to do an insurance business in this state.

Section 3727.101 | Initial verification or reverification as adult or pediatric trauma center.

...(A) If a hospital is seeking initial verification as an adult or pediatric trauma center, verification at a different level, or reverification after having ceased to be verified for one year or longer, the hospital shall submit an application to the American college of surgeons for a consultation visit. If a hospital is seeking reverification after having ceased to be verified for less than one year, the hospital sha...

Section 3727.102 | Notice of changes in trauma center status to state agencies.

...A hospital shall promptly notify in writing the director of health, the emergency medical services division of the department of public safety, and the appropriate regional directors and regional advisory boards appointed under section 4765.05 of the Revised Code if any of the following occurs: (A) The hospital ceases to be an adult or pediatric trauma center verified by the American college of surgeons. (B) The ho...

Section 3727.11 | Representation as comprehensive stroke center, primary stroke center, or acute stroke ready hospital.

...A hospital shall not represent itself as a comprehensive stroke center, thrombectomy-capable stroke center, primary stroke center, or acute stroke ready hospital unless it is recognized as such by the department of health under section 3727.13 of the Revised Code. This section does not prohibit a hospital from representing itself as having a relationship or affiliation with a hospital recognized by the department ...

Section 3727.12 | Application for recognition as comprehensive stroke center, primary stroke center, or acute stroke ready hospital.

...(A) A person or government entity seeking recognition of a hospital as a comprehensive stroke center, thrombectomy-capable stroke center, primary stroke center, or acute stroke ready hospital by the department of health under section 3727.13 of the Revised Code shall file with the department an application for recognition. The application shall be submitted in the manner prescribed by the department. (B)(1) To be ...

Section 3727.13 | Satisfaction of requirements.

...(A)(1) The department of health shall recognize as a comprehensive stroke center a hospital that satisfies the requirements of division (B)(1) of section 3727.12 of the Revised Code and submits a complete application. (2) The department shall recognize as a thrombectomy-capable stroke center a hospital that satisfies the requirements of division (B)(2) of section 3727.12 of the Revised Code and submits a complete ...

Section 3727.14 | Certification by accrediting organization.

...If an accrediting organization approved by the federal centers for medicare and medicaid services or an organization that certifies hospitals in accordance with nationally recognized certification guidelines establishes a level of stroke certification that is in addition to the four levels described in sections 3727.11 to 3727.13 of the Revised Code, the department of health shall recognize a hospital certified at th...

Section 3727.15 | Adoption of rules.

...The director of health may adopt rules as the director considers necessary for the implementation of sections 3727.11 to 3727.14 of the Revised Code. The rules shall be adopted in accordance with Chapter 119. of the Revised Code.

Section 3727.16 | Woman appearing at hospital regarding fetal death.

...(A) As used in this section, "fetal death" has the same meaning as in section 3705.01 of the Revised Code, except that it does not include either of the following: (1) The product of human conception of at least twenty weeks of gestation; (2) The purposeful termination of a pregnancy, as described in section 2919.11 of the Revised Code. (B) If a woman presents herself at a hospital as a result of a fetal d...

Section 3727.17 | Hospital to provide staff person to assist unmarried parents - acknowledgments of paternity - liability.

...Each hospital shall provide a staff person to do all of the following: (A) Meet with each unmarried mother who gave birth in or en route to the hospital within twenty-four hours after the birth or before the mother is released from the hospital; (B) Attempt to meet with the father of the unmarried mother's child if possible; (C) Explain to the unmarried mother and the father, if the father is present, the be...

Section 3727.18 | Hospital security plans.

...(A) Each hospital system, and each hospital that is not part of a hospital system, shall establish a security plan for preventing workplace violence. In developing the plan, the hospital system or hospital shall involve a team consisting of members selected by the hospital system or hospital, subject to both of the following: (1) At least one member of the team shall be a current or former patient of the hospital s...

Section 3727.181 | Hospital workplace violence incident reporting system.

...Each hospital system, and each hospital that is not part of a hospital system, shall establish a workplace violence incident reporting system, which shall be documented, tracked, and analyzed. The results of the analysis shall be used to make improvements in preventing workplace violence, including improvements achieved through continuing education in targeted areas such as de-escalation training, risk identification...

Section 3727.182 | [Former R.C. 3727.18, amended and renumbered by H.B. 452, 135th General Assembly, effective 4/9/2025] Notice regarding abuse or assault of hospital staff.

...(A) All hospitals shall post the notice described in division (B) of this section in accordance with this division. The notice may be posted in print or a digital sign format. Each hospital shall consider posting the notice in a conspicuous location in all of the following areas: (1) Major waiting room areas, including the waiting room areas of the emergency department, the labor and delivery department, the surgic...

Section 3727.19 | Vaccinations to be offered to patients.

...(A) As used in this section: (1) "Advisory committee" means the advisory committee on immunization practices of the United States centers for disease control and prevention or its successor agency. (2) "Certified nurse-midwife," "clinical nurse specialist," and "certified nurse practitioner" have the same meanings as in section 4723.01 of the Revised Code. (3) "Physician" means an individual authorized under Ch...

Section 3727.20 | Option for placement of long-acting reversible contraceptive placed after delivery; exception.

...(A) Except as provided in division (B) of this section, each hospital that has a maternity unit licensed under Chapter 3711. of the Revised Code shall modify operational processes not later than three months after the effective date of this section or three months after commencing operations, as applicable, to ensure that a woman giving birth in the hospital has the option of having a long-acting reversible contrace...

Section 3727.21 | Hospitals may conduct discussions or negotiations concerning allocation of equipment or services.

...(A) Acting through their boards of directors or boards of trustees, a group of hospitals may conduct discussions or negotiations concerning the allocation of health care equipment or health care services, provided that the discussions or negotiations do not involve price-fixing or predatory pricing and are designed to achieve one or more of the following goals: (1) Reducing health care costs for consumers; (2) Impr...

Section 3727.22 | Request for approval of agreement to undertake cooperative action.

...(A) If directors or trustees who participated in discussions or negotiations authorized by section 3727.21 of the Revised Code wish to have the hospitals they represent undertake a cooperative action proposed as a result of the discussions or negotiations, they may submit a request to the director of health on behalf of the hospitals for approval of an agreement to undertake the cooperative action. The request shall ...

Section 3727.23 | Adoption of rules.

...The director of health may adopt rules for the implementation of sections 3727.21 and 3727.22 of the Revised Code, including rules establishing procedures and criteria for the review and evaluation of proposed cooperative agreements under section 3727.22 of the Revised Code. If rules are adopted, they shall ensure that there is opportunity for public comment during the review and evaluation of proposed cooperative ag...

Section 3727.24 | State to provide direction, supervision, and control over approved cooperative agreements.

...It is the intent of sections 3727.21 to 3727.23 of the Revised Code to require the state, through the director of health and attorney general, to provide direction, supervision, and control over approved cooperative agreements entered into under section 3727.22 of the Revised Code. To achieve the goals specified in section 3727.21 of the Revised Code, this state direction, supervision, and control of cooperative agr...

Section 3727.25 | Surgical smoke evacuation policy.

...(A) As used in this section: (1) "Surgical smoke" means the airborne byproduct of an energy-generating device used in a surgical procedure, including smoke plume, bioaerosols, gases, laser-generated contaminants, and dust. (2) "Surgical smoke evacuation system" means equipment designed to capture, filter, and eliminate surgical smoke at the point of origin, before the smoke makes contact with the eyes or respir...

Section 3727.31 | Hospital price transparency definitions.

...As used in sections 3727.31 to 3727.40 of the Revised Code: (A) "Ancillary service" means a hospital item or service that a hospital customarily provides as part of a shoppable service. (B) "Chargemaster" means the list maintained by a hospital of each hospital item or service for which the hospital has established a charge. (C) "De-identified maximum negotiated charge" means the highest charge that a hospital ...

Section 3727.32 | Hospital to publish price lists.

...A hospital shall make public both of the following: (A) As described in section 3727.33 of the Revised Code, a digital file in a machine-readable format that contains a list of all standard charges, expressed in dollar amounts, for all hospital items or services; (B) As described in section 3727.34 of the Revised Code, a consumer-friendly list of standard charges for the hospital's shoppable services or an intern...

Section 3727.33 | Hospital standard charges list.

...(A) A hospital shall maintain a list of all standard charges for all hospital items or services in accordance with this section. The hospital shall ensure that the list is available at all times to the public, including by posting the list electronically in the manner provided by this section. (B) The standard charges contained in the list shall reflect the standard charges applicable to that location of the hospit...

Section 3727.34 | Hospital shoppable services list; price estimator tool.

...(A) Subject to division (E) of this section, a hospital shall maintain and make publicly available a list of the standard charges described in divisions (C)(2)(b), (c), (d), and (e) of section 3727.33 of the Revised Code for the hospital's shoppable services. With respect to the shoppable services that are included on the list, a hospital may select the shoppable services to be included on the list, subject to all of...

Section 3727.35 | Submitting hospital price lists to director of health.

...Each time a hospital updates a list or internet-based price estimator tool as required under sections 3727.33 and 3727.34 of the Revised Code, the hospital shall submit the updated list or a description of the updates to the internet-based price estimator tool to the director of health. The director shall prescribe the form in which the updated list or description is to be submitted.

Section 3727.36 | Compliance with hospital price transparency requirements.

...(A) No hospital shall do any of the following: (1)(a) Fail to comply with the requirement to make public the list described in section 3727.33 of the Revised Code; (b) Fail to comply with the requirements to make public the either the list or the internet-based price estimator tool described in section 3727.34 of the Revised Code. (2)(a) Fail to maintain the list required by section 3727.33 of the Revised Code ...