Ohio Revised Code Search
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Section 3905.37 | Prohibited acts.
...No person, company, association, or corporation shall fail to make the report required in section 3905.36 of the Revised Code and to furnish all the information that is required to determine the amount due under that section. |
Section 3905.38 | Exemptions.
...r casualty, by exchange of private contracts for protection only and not for profit, nor apply to life or accident and sickness insurance. Sections 3905.30 through 3905.37 of the Revised Code do not apply to ocean marine insurance when placed by licensed agents of this state. |
Section 3905.39 | Continuation of certificates and licenses.
...Unless revoked by the superintendent of insurance or unless cancelled by him on written notice from the company, or the "attorney" designated under section 3931.01 of the Revised Code, all certificates of authority and licenses of companies, or such "attorneys" organized or admitted to do business under the laws relating to insurance companies, may, in the discretion of the superintendent, and at the request of the c... |
Section 3905.40 | Fees paid to superintendent of insurance.
...ors engaged in portable electronic transactions at more than ten locations in this state, an application fee not to exceed five thousand dollars for an initial license and a biennial license renewal fee not to exceed two thousand five hundred dollars for each renewal thereafter; (2) For vendors engaged in portable electronic transactions at ten or fewer locations in this state, an application fee not to exceed three... |
Section 3905.401 | Valuation fee not applicable to reinsurance ceded to affiliated companies.
...The valuation fee specified in division (B) of section 3905.40 of the Revised Code does not apply to reinsurance ceded to affiliated domestic companies. |
Section 3905.41 | Accounts for fees.
...The superintendent of insurance may open an account in the name of each insurance company authorized to do business in this state and in the name of any authorized insurance agent, and charge the accounts with all fees incurred by such companies or agents in accordance with sections 3905.20, 3905.40, 3919.26, and 3931.03 of the Revised Code, and other statutes imposing fees. The statutory fee for each service r... |
Section 3905.42 | Insurance business must be authorized.
...ss of insurance, or enter into any contracts substantially amounting to insurance, or in any manner aid therein, or engage in the business of guaranteeing against liability, loss, or damage, including guaranteeing the fidelity of persons holding places of public or private trust, who are required to, or in their trust capacity do, receive, hold, control, or disburse public or private property, or transacting the busi... |
Section 3905.421 | Vehicle protection product warranty.
...cle charges, the difference between the actual value of the stolen vehicle at the time of the theft and the cost of a replacement vehicle, sales taxes, registration fees, transaction fees, and mechanical inspection fees. (2) "Vehicle protection product" means a vehicle protection device, system, or service that is installed on or applied to a vehicle and that is designed to deter the theft of a vehicle or facilitate... |
Section 3905.422 | Homes service contract are consumer transactions.
...n this section: (1) "Home service contract" means a contract, however described or denominated by the issuer of the contract, whereby, for a predetermined fee, a person undertakes to repair or replace all or any part of any structural component, appliance, or system of a home necessitated by wear and tear, deterioration, or inherent defect that occurs on or after the effective date of the home service contract. (2)... |
Section 3905.423 | Consumer goods contracts to be covered by reimbursement insurance.
...ferred to a consumer in a consumer transaction. (3) "Consumer goods service contract" means a contract or agreement to perform or pay for repairs, replacement, or maintenance of consumer goods due to a defect in materials or workmanship, normal wear and tear, power surges, or accidental damage from handling, that is effective for a specified duration and paid for by means other than the purchase of the consumer good... |
Section 3905.424 | Waiver of customer obligation not insurance matter.
...ent" may include the customer's call to active military service, involuntary unemployment, death, disability, hospitalization, marriage, divorce, evacuation, displacement due to a natural disaster or other cause, qualification for family leave, or similar occurrence. (B) A waiver of customer obligation is not insurance and the laws of this state relating to insurance shall not govern the sale or issuance of such a w... |
Section 3905.426 | Requirements for ancillary product protection contracts.
...(A) As used in this section: (1) "Contract holder" means the person who purchased a motor vehicle ancillary product protection contract, any authorized transferee or assignee of the purchaser, or any other person assuming the purchaser's rights under the motor vehicle ancillary product protection contract. (2) "Motor vehicle" has the same meaning as in section 4501.01 of the Revised Code and also includes utility v... |
Section 3905.43 | Advertising limitations.
...No person, firm, association, partnership, company, or corporation shall publish or distribute or receive and print for publication or distribution any advertising matter in which insurance business is solicited, unless such advertiser has complied with the laws of this state regulating the business of insurance. |
Section 3905.44 | Limitation upon domestic companies.
...enance or servicing of policies or contracts of insurance or annuity which have been lawfully written. |
Section 3905.45 | Payment of funeral or burial expenses policy.
...sured, or other evidence of death satisfactory to the insurer, and a certificate of completion. The certificate of completion shall be signed by the provider and shall certify that the provider has delivered all the goods and performed all the services contracted for, by, or on behalf of the insured. (B) A provider of funeral or burial goods or services shall not pledge, assign, transfer, borrow from, or otherwis... |
Section 3905.451 | Funeral or burial goods or services coverage not subject to preneed provisions.
...al goods or services, and the contractual obligation to provide the goods or services, are not subject to section 4717.36 of the Revised Code. |
Section 3905.46 | Application of law.
... violation of its provisions by persons acting for similar companies organized under the laws of any other state of the United States. |
Section 3905.47 | Agent training programs.
...(A)(1) No agent shall sell, solicit, or negotiate insurance through an exchange, or enroll or offer to enroll a person in a health benefit plan offered through an exchange, on or after October 1, 2013, without first completing a training program either required by an exchange or approved by the superintendent of insurance in accordance with division (B) of this section. (2) If an exchange does not require the... |
Section 3905.471 | Insurance navigator certification.
...udulent, deceptive, or dishonest act or practice. (D) An individual shall not act in the capacity of an insurance navigator, or perform insurance navigator duties on behalf of an organization serving as an insurance navigator, unless the individual has applied for certification and the superintendent finds that the applicant meets all of the following requirements: (1) Is at least eighteen years of age; (2) ... |
Section 3905.472 | Qualified health benefit plans.
...d health plan under the Affordable Care Act, as approved by the superintendent of insurance. Nothing in this section shall be construed to allow the superintendent of insurance to impose any additional state certification requirements in order to be a qualified health plan. |
Section 3905.473 | Exchange listings.
...ual can obtain from an exchange the contact information of insurance agents operating near the individual's residence address that are certified to sell health benefit plans through an exchange and insurance navigators that are certified under section 3905.471 of the Revised Code. |
Section 3905.474 | Qualifications for in-person assisters.
...No person shall act as, perform the duties of, or hold one's self out to be an in-person assister unless that person is either a licensed insurance agent certified to sell insurance through an exchange under section 3905.47 of the Revised Code or an insurance navigator certified under section 3905.471 of the Revised Code. |
Section 3905.481 | Continuing education requirements.
...Each individual who is issued a resident insurance agent license shall complete at least twenty-four hours of continuing education for each license renewal period. The continuing education shall be offered in a course or program of study approved by the superintendent of insurance and shall include at least three hours of approved ethics training. This section does not apply to any person or class of persons, as det... |
Section 3905.484 | Establishing criteria for course or program of study for license examination.
...) An insurance company admitted to transact business in this state; (2) An accredited college or university; (3) An insurance trade association; (4) An independent program of instruction that is approved by the superintendent; (5) Any institution as defined in section 1713.01 of the Revised Code that holds a certificate of authorization issued by the Ohio board of regents under Chapter 1713. of the Revised Code o... |
Section 3905.485 | Establishing schedule of fees for course or program of study for license examination.
...(A) The superintendent of insurance shall establish a schedule of fees to be paid to the superintendent by the sponsor of a course or program of study approved in accordance with division (B) of section 3905.484 of the Revised Code. The sponsor shall pay the required fee to the superintendent in accordance with rules adopted by the superintendent. (B) All fees collected by the superintendent under division (A) of th... |