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The Legislative Service Commission staff updates the Revised Code on an ongoing basis, as it completes its act review of enacted legislation. Updates may be slower during some times of the year, depending on the volume of enacted legislation.

Ohio Revised Code Search

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Section 3901.95 | Direct primary care agreement not to be considered insurance.

... all of the following shall not be considered insurance and nothing in Title XXXIX or Chapter 1739., 1751., or 1753. of the Revised Code shall apply to such an agreement: (A) It is in writing. (B) It is between a patient, or that patient's legal representative, and a health care provider and is related to services to be provided in exchange for the payment of a fee to be paid on a periodic basis. (C) It allows ...

Section 3901.96 | Nonprofit agricultural membership organization not to be considered insurance.

...embers and members' families for advertising or marketing purposes. (B) Healthcare benefit coverage provided by a nonprofit agricultural membership organization that meets all of the following is not subject to Title XXXIX or Chapter 1739., 1751., or 1753. of the Revised Code and shall not be considered insurance under any law of this state: (1) The healthcare benefit coverage is provided by a nonprofit agricultu...

Section 3901.99 | Penalty.

...olates section 3901.09 of the Revised Code shall be fined not less than twenty-five nor more than five hundred dollars. (B) Whoever violates any law relating to the superintendent of insurance, or any law of this state relating to insurance as defined in division (A)(1) of section 3901.04 of the Revised Code, for the violation of which no penalty is otherwise provided in the Revised Code, shall be fined not more tha...

Section 3905.01 | Insurance producers licensing act definitions.

...nsurance agent's principal place of residence or principal place of business and is licensed to act as an insurance agent. (D) "In-person assister" means any person, other than a navigator, who receives any funding from, or who is selected or designated by, an exchange, the state, or the federal government to perform any of the activities and duties identified in division (i) of section 1311 of the Affordable Care A...

Section 3905.02 | License required.

...No person shall sell, solicit, or negotiate insurance in this state unless the person is licensed for that line of authority in accordance with this chapter.

Section 3905.03 | Exceptions to licensing requirement.

... loss control, inspection, or the processing, adjusting, investigation, or settling of a claim on a contract of insurance. (c) The officer, director, or employee is acting in the capacity of a special agent or agency supervisor, provided the activities of the officer, director, or employee are limited to providing technical advice and assistance to licensed insurance agents and do not include the sale, solicitation,...

Section 3905.04 | Written examination of applicant for agent license.

...(A) Except as otherwise provided in this section or in section 3905.041 of the Revised Code, a resident individual applying for an insurance agent license for any of the lines of authority described in division (B) of this section shall take and pass a written examination prior to application for licensure. The examination shall test the knowledge of the individual with respect to the lines of authority for which app...

Section 3905.041 | Exceptions to program of insurance education or examination requirement.

...e of residence or principal place of business in this state shall not be required under section 3905.04 of the Revised Code to complete a program of insurance education or to pass a written examination if the individual has paid all applicable fees required under this chapter and if either of the following applies: (a) The individual is currently licensed in another state and is in good standing for the line ...

Section 3905.05 | Application for resident insurance agent license.

... 3905.051 of the Revised Code. (B) A business entity acting as an insurance agent shall apply for a resident insurance agent license by submitting to the superintendent the uniform business entity application or any other application prescribed by the superintendent and paying any applicable fees required under this chapter. (C) The superintendent may require an applicant to submit any document reasonably nece...

Section 3905.051 | Criminal records check; fingerprinting; confidentiality.

... limited lines travel agent that is a business entity, as described in section 3905.066 of the Revised Code. (2) "Fingerprint" means an impression of the lines on the finger taken for the purpose of identification. The impression may be electronic or converted to an electronic format. (B) Each applicant shall consent to a criminal record check in accordance with this section and shall submit a full set of finger...

Section 3905.06 | Issuance and contents of license - lines of authority.

...resident insurance agent license to a business entity applicant upon submission of a completed application and payment of any applicable fees required under this chapter if the superintendent finds all of the following: (a) Except as provided under division (C)(2) of section 3905.062 or division (C)(2) of section 3905.063 of the Revised Code, the applicant either is domiciled in Ohio or maintains its principal plac...

Section 3905.061 | Agent to file of change of address.

...erson licensed as an insurance agent under section 3905.06 of the Revised Code changes the person's address within the state, the person shall, within thirty days after making that change, file a change of address with the superintendent of insurance or the superintendent's designee. (B)(1) If a person licensed as an insurance agent under section 3905.06 of the Revised Code changes the person's home state, th...

Section 3905.062 | Portable electronics insurance.

...y a vendor to a customer. (8) "Supervising entity" means an insurer or a business entity licensed as an insurance agent under section 3905.06 of the Revised Code that is appointed by an insurer to supervise the administration of a portable electronics insurance program. (9) "Vendor" means a person in the business of engaging in portable electronics transactions directly or indirectly. (B)(1) Except as provided ...

Section 3905.063 | Self-service storage insurance; license required.

...-service storage facility. (9) "Supervising entity" means an insurer or a business entity licensed as an insurance agent under section 3905.06 or 3905.07 of the Revised Code that is appointed by an insurer to supervise the administration of self-service storage insurance. (B)(1) Except as provided in division (B)(2) of this section, no self-service storage facility or self-service storage facility's endorsee shall ...

Section 3905.064 | Travel insurance definitions.

...ing: (1) Any entity engaged in the business of providing travel or travel services, including all of the following: (a) Tour operators; (b) Lodging providers; (c) Vacation property owners; (d) Hotels and resorts; (e) Travel clubs; (f) Travel agencies; (g) Property managers; (h) Cultural exchange programs; (i) Common carriers or the operator, owner, or lessor of a means of transportation ...

Section 3905.065 | Travel insurance agent license; travel protection plans; policy requirements.

...surance may issue to an individual or business entity a limited lines travel insurance agent license that authorizes the holder of the license to sell, solicit, or negotiate travel insurance through a licensed insurer if both of the following requirements are met: (1) The individual or business entity has submitted an application to the superintendent for the license on a form and in a manner prescribed by the supe...

Section 3905.066 | Travel retailers.

...ines travel insurance agent that is a business entity if all of the following conditions are met: (1) The limited lines travel insurance agent or travel retailer provides all of the following information to purchasers of travel insurance at the time of sale or in the fulfillment materials provided to purchasers: (a) A description of the material terms or the actual terms of the insurance coverage; (b) A descrip...

Section 3905.067 | Unfair and deceptive acts or practices.

... and deceptive act or practice in the business of insurance as defined in section 3901.21 of the Revised Code and is subject to section 3905.14 of the Revised Code. (C) Both of the following shall be considered an unfair and deceptive act or practice in the business of insurance, as defined in section 3901.21 of the Revised Code, and are subject to, in addition to the penalties prescribed in section 3901.22 of the ...

Section 3905.068 | Tax on travel insurance premiums.

...ent of, or has its principal place of business in, this state, including when the policy covers an affiliate or subsidiary, regardless of the location of the affiliate or subsidiary. (b) Such payments shall be subject to any apportionment rules that apply to the insurer across multiple taxing jurisdictions or that permit the insurer to allocate premium on an apportioned basis in a reasonable and equitable manner in...

Section 3905.069 | Travel administrators.

...visions of Title XXXIX of the Revised Code, no person shall act or represent the person's self as a travel administrator for travel insurance in this state unless that person holds one of the following licenses in good standing in this state: (1) Property and casualty license; (2) Managing general agent license; (3) Third-party administrator license. (B)(1) A travel insurer is responsible for the acts of a t...

Section 3905.0610 | Classification of travel insurance; eligibility and underwriting standards.

...(A)(1) Except as provided in division (A)(2) of this section, travel insurance shall be classified and filed, for purposes of rates and forms, under an inland marine line of insurance. (2) Travel insurance that provides coverage for sickness, accident, disability, or death occurring during travel, either exclusively or in conjunction with related coverages of emergency evacuation or repatriation of remains, or inc...

Section 3905.0611 | Rules.

...The superintendent may adopt rules as needed to implement sections 3905.064 to 3905.0611 of the Revised Code.

Section 3905.07 | Nonresident insurance agent or surplus lines broker license; renewal.

... section. (7) If the applicant is a business entity, the applicant has designated an insurance agent licensed as an agent in this state to be responsible for the applicant's compliance with the insurance laws of this state. (8) The applicant has submitted any other documents requested by the superintendent. (B) To determine an applicant's licensure and standing status in another state, the superintendent may ut...

Section 3905.071 | Nonresident to file change of address.

...(A)(1) If a nonresident person licensed as a nonresident insurance agent under section 3905.07 of the Revised Code changes the person's address within the person's state of residence, the person shall, within thirty days after making that change, file a change of address with the superintendent of insurance or the superintendent's designee. (2) If a nonresident person licensed as a nonresident insurance agent...

Section 3905.072 | Nonresident limited lines insurance agent license.

...rovision of this chapter, the superintendent of insurance shall issue to a nonresident person licensed as a limited line credit insurance agent or other type of limited lines insurance agent in the person's home state a nonresident limited lines insurance agent license in accordance with division (A) of section 3905.07 of the Revised Code, with the same scope of authority as the person has under the license issued by...