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The Legislative Service Commission staff updates the Revised Code on an ongoing basis, as it completes its act review of enacted legislation. Updates may be slower during some times of the year, depending on the volume of enacted legislation.

Ohio Revised Code Search

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selling of mortgage
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Section 1315.21 | Check-cashing businesses definitions.

...person ; (6) A person registered as a mortgage lender under Chapter 1322. of the Revised Code. (C) "Financial institution" means any bank, trust company, savings bank, savings and loan association, or credit union, that is incorporated or organized under the laws of the United States or of any state thereof, or of Canada or any province thereof, and subject to regulation or supervision by such country, state, or p...

Section 1319.12 | Taking assignment of debts.

...sed Code, or any person registered as a mortgage lender under Chapter 1322. of the Revised Code; (g) Any public utility; (h) Any person registered to sell interment rights under section 4767.031 of the Revised Code. (B) A collection agency with a place of business in this state may take assignment of another person's accounts, bills, or other evidences of indebtedness in its own name for the purpose of billing, co...

Section 1321.66 | Consumer installment loan licensee recordkeeping; examination of records.

...serve records pertaining to residential mortgage loans in accordance with 12 C.F.R. 1026.25(b)(3) as in effect on November 30, 2016. (3) A licensee shall keep and preserve records pertaining to an advertisement for at least two years after the date the advertisement is published, broadcast, or disseminated. (D) A licensee shall segregate the records pertaining to business conducted pursuant to sections 1321.62 t...

Section 1322.01 | RMLA definitions.

...essing or underwriting of a loan in the mortgage industry, and communication with a consumer to obtain information necessary for the processing or underwriting of a residential mortgage loan, to the extent the communication does not include offering or negotiating loan rates or terms or counseling borrows about residential mortgage loan rates or terms. (B) "Advertising" means a commercial message in any medium that...

Section 1349.27 | Creditor or assignee - prohibitions.

...ssued by a government agency or private mortgage insurance company to insure the lender against loss caused by a mortgagor's default. (I) Replace or consolidate a zero interest rate or other low-rate loan made by a governmental or nonprofit lender with a covered loan within the first ten years of the low-rate loan unless the current holder of the loan consents in writing to the refinancing. For purposes of this divi...

Section 135.18 | Security for repayment of public moneys.

...ully guaranteed by the federal national mortgage association, federal home loan mortgage corporation, federal farm credit bank, or student loan marketing association; (6) Bonds and other obligations of this state; (7) Bonds and other obligations of any county, township, school district, municipal corporation, or other legally constituted taxing subdivision of this state, which is not at the time of such deposit, in...

Section 149.30 | Public functions of Ohio history connection.

...Ohio history connection shall not sell, mortgage, transfer, or dispose of historical or archaeological sites to which it has title and in which the state has monetary interest except by action of the general assembly. Money or fines paid to the Ohio history connection under section 155.99 of the Revised Code shall be expended by the Ohio history connection only for the preservation of war relics. In consideration...

Section 1546.13 | Transfer of lease after foreclosure sale.

...losure in a delinquent tax suit or in a mortgage foreclosure suit, the state immediately shall transfer to the purchaser of the buildings the lease for the state lands on which the buildings are located or shall cancel the former lease and execute a new lease to the purchaser. If a new lease is executed, it shall be for the same annual rental, contain the same restrictions, and grant the same privileges enjoyed by th...

Section 1548.04 | Evidencing ownership.

... outboard motor sold or disposed of, or mortgaged or encumbered, unless evidenced: (A) By a certificate of title or a manufacturer's or importer's certificate issued in accordance with Chapter 1548. of the Revised Code; (B) By admission in the pleadings or stipulation of the parties.

Section 1548.21 | Watercraft not subject of certificate of title.

...t of a certificate of title until it is mortgaged, sold, or otherwise disposed of.

Section 165.20 | Designating corporation as agent of state.

...rect use by it, subject to any lease or mortgage securing such obligations.

Section 169.01 | Unclaimed funds definitions.

...rity, court, or instrumentality. (F) "Mortgage funds" means the mortgage insurance fund created by section 122.561 of the Revised Code, and the housing guarantee fund created by division (D) of section 128.11 of the Revised Code. (G) "Lawful claims" means any vested right a holder of unclaimed funds has against the owner of such unclaimed funds. (H) "Public utility" means any entity defined as such by division ...

Section 169.08 | Filing claim for refund.

... withdraw such amount of funds from the mortgage accounts as the director determines necessary to reestablish the trust fund to a level required to pay anticipated claims but not more than ten per cent of the net unclaimed funds reported to date. The director may withdraw the funds paid to the director by the holders and deposited by the director with the treasurer of state or in a financial institution as agent fo...

Section 1701.88 | Winding up or obtaining reinstatement - powers and duties of directors.

... new contracts; (6) Borrow money; (7) Mortgage or pledge the property of the corporation as security; (8) Sell its assets at public or private sale; (9) Make conveyances in the corporate name; (10) Lease real estate for any term, including ninety-nine years renewable forever; (11) Settle or compromise claims in favor of or against the corporation; (12) Employ one or more persons as liquidators to wind up th...

Section 1702.49 | Winding up or obtaining reinstatement - powers and duties of directors.

...tion, make new contracts, borrow money, mortgage or pledge the property of the corporation as security, sell its assets at public or private sale, make conveyances in the corporate name, lease real estate for any term, including ninety-nine years renewable forever, settle or compromise claims in favor of or against the corporation, employ one or more persons as liquidators to wind up the affairs of the corporation wi...

Section 1706.512 | Actions not constituting transacting business in Ohio.

...r or lender, or acquiring indebtedness, mortgages, or security interests in real or personal property; (8) Securing or collecting debts in its own behalf or enforcing mortgages or other security interests in real or personal property securing those debts, and holding, protecting, and maintaining property so acquired; (9) Owning real or personal property; (10) Conducting an isolated transaction that is not one i...

Section 1715.411 | Validity and effect of deeds and mortgages.

...d and conveyed by deed in fee simple or mortgaged any real estate therein mentioned, without proceeding as required by those sections, and the deed of conveyance or mortgage has been of record for five years without legal action to set aside said deed or mortgage, such sale and conveyance or mortgage shall have the same validity and effect as if it had been made by proceedings as required by those sections. This sect...

Section 1715.42 | Secret benevolent societies.

...n or society; and upon foreclosure of a mortgage held by the association or society to secure a loan or investment made by it, may purchase and hold any land, tenement, or interest in land, in fee or otherwise, and lease, rent, sell, and convey it by deed.

Section 1729.58 | Association may act to wind up affairs or obtain reinstatement of articles.

...tion; make new contracts; borrow money; mortgage or pledge the property of the association as security; sell its assets at public or private sale; make conveyances in the association's name; lease real estate for any term, including ninety-nine years renewable forever; settle or compromise claims in favor of or against the association; appoint or employ one or more persons as liquidators to wind up the affairs of the...

Section 1735.01 | Powers of a title guarantee and trust company.

...tes of title to real estate, and bonds, mortgages, and other securities; guarantee such titles, the validity and the due execution of such securities, and the performance of contracts incident thereto; make loans for itself or as agent or trustee for others, and guarantee the collection of interest and principal of such loans; take charge of, and sell, mortgage, rent, or otherwise dispose of, real estate for others; ...

Section 1743.02 | Common carrier companies.

...ecure payment of such bonds or notes by mortgage or pledge of its property then owned or thereafter acquired and of its income or franchises, including the franchise to be a corporation, though no such mortgage bond shall be sold at less than par in lawful money, without the consent of a majority in interest of the stockholders, given at a meeting of the stockholders or in writing; and exercise all other powers of a...

Section 1745.52 | Effect of voluntary dissolution and authority and duties of managers during winding up.

...tion, make new contracts, borrow money, mortgage or pledge the property of the association as security, sell its assets at public or private sale, make conveyances in the association's name, lease real property for any term, including ninety-nine years renewable forever, settle or compromise claims in favor of or against the association, employ one or more persons as liquidators to wind up the affairs of the as...

Section 175.06 | Program duties and powers - bonds and financial assistance.

...assistance, including federally insured mortgage loans, available to finance the construction and rehabilitation of housing or to refinance existing housing; (7) Invest in, purchase, and take from lenders the assignment of notes or other evidence of debt including federally insured mortgage loans, or participate with lenders in notes and loans for homeownership, development, or refinancing of housing; (8) Sell...

Section 175.08 | Housing finance agency bonds - proceeds - sale - liability - negotiability.

...easures to maximize the distribution of mortgage loans statewide, especially in underserved areas of the state, including but not limited to attempting to involve qualified lending institutions throughout the state. (C) Bonds issued pursuant to this chapter need not comply with any provision of the Revised Code not in this chapter that applies to the issuance of bonds or notes. Notwithstanding any other provision of...

Section 1776.88 | What constitutes transacting business.

...uiring indebtedness, with or without a mortgage or other security interest in property; (8) Collecting debts or foreclosing mortgages or other security interests in property securing the debts, and holding, protecting, and maintaining property so acquired; (9) Conducting an isolated transaction that is completed within thirty days and is not one in the course of similar transactions; (10) Transacting business...