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The Legislative Service Commission staff updates the Revised Code on an ongoing basis, as it completes its act review of enacted legislation. Updates may be slower during some times of the year, depending on the volume of enacted legislation.

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Section 4509.53 | Provisions incorporated into policy by law.

...Every motor-vehicle liability policy is subject to the following provisions which need not be contained therein: (A) Subject to the terms and conditions of the policy, the liability of the insurance carrier with respect to the insurance required by sections 4509.01 to 4509.78 of the Revised Code, shall become conclusive whenever injury or damage covered by the policy occurs; the policy shall not be canceled or annul...

Section 4509.54 | Permissible exclusions of liability policies.

...A motor-vehicle liability policy need not insure any liability under any workers' compensation law, or any liability on account of bodily injury to or death of an employee of the insured while engaged in the employment, other than domestic, of the insured, or while engaged in the operation, maintenance, or repair of any such motor vehicle, or any liability for damage to property owned by, rented to, in charge of, or ...

Section 4509.55 | Permissible liability provisions in policy.

...(A) Any policy which grants the coverage required for a motor-vehicle liability policy may also grant any lawful coverage in excess of or in addition to the coverage specified for a motor-vehicle liability policy and such excess or additional coverage shall not be subject to sections 4509.01 to 4509.78, inclusive, of the Revised Code. With respect to a policy which grants such excess or additional coverage the term "...

Section 4509.56 | Binder fulfills requirements.

...Any binder issued pending the issuance of a motor-vehicle liability policy fulfills the requirements for such a policy.

Section 4509.57 | Notice required to terminate insurance certification.

...When an insurance carrier has certified a motor-vehicle liability policy under section 4509.46 or 4509.47 of the Revised Code, the insurance so certified shall not be canceled or terminated until at least ten days after a notice of cancellation or termination is filed in the office of the registrar of motor vehicles, except that such a policy subsequently procured and certified shall, on the effective date of its cer...

Section 4509.58 | Policies affected.

...(A) Sections 4509.01 to 4509.78, inclusive, of the Revised Code do not apply to policies of automobile insurance against liability which may be required by any other law of this state, but if such policies contain an agreement or are indorsed to conform with such section they may be certified as proof of financial responsibility under such sections. (B) Such sections do not apply to policies insuring solely the name...

Section 4509.59 | Proof of financial responsibility evidenced by bond.

...Proof of financial responsibility may be evidenced by the bond of a surety company duly authorized to transact business within this state, or a bond with at least two individual sureties each owning real estate within this state, and together having equities equal in value to at least twice the amount of such bond; the real estate shall be scheduled in the bond approved by a judge of a court of record and the bond sh...

Section 4509.60 | Filing of bond constitutes lien.

...Upon acceptance of a bond with individual sureties, the registrar of motor vehicles shall forward to the county recorder of the county in which the sureties' real estate is located a notice of such deposit and pay the recorder a base fee of five dollars for filing and indexing the notice and a housing trust fund fee of five dollars pursuant to section 317.36 of the Revised Code. The recorder shall receive and file su...

Section 4509.61 | Judgment creditor may bring action against bond.

...If a judgment against a principal on a bond filed as proof of financial responsibility is not satisfied within thirty days after it has become final, the judgment creditor may, for his own benefit and at his sole expense, bring an action in the name of the state against the company or persons executing such bond, including an action to foreclose this lien upon the sureties' real estate.

Section 4509.62 | Proof of financial responsibility evidenced by certificate of treasurer of state.

...A person may effectuate proof of financial responsibility by depositing with the registrar of motor vehicles thirty thousand dollars in money. The registrar shall not accept any such deposit unless it is accompanied by evidence that there are no unsatisfied judgments against the depositor in the county where the depositor resides. The financial responsibility custodial fund is created, which shall be in the custod...

Section 4509.63 | Security to satisfy certain judgments.

...The deposit provided for in section 4509.62 of the Revised Code shall be held by the registrar of motor vehicles to satisfy, in accordance with sections 4509.01 to 4509.78, inclusive, of the Revised Code, any execution on a judgment, against the person making the deposit, for damages, including damages for care and loss of services, because of bodily injury to or death of any person, or for damages because of injury ...

Section 4509.64 | Proof of financial responsibility given by another.

...Whenever any person required to give proof of financial responsibility under sections 4509.01 to 4509.78, inclusive, of the Revised Code, is or becomes an employee of any owner, or is or becomes a member of the immediate family or household of the owner, the registrar of motor vehicles shall accept proof given by such owner in lieu of proof by such other person to permit such other person to operate a motor vehicle f...

Section 4509.65 | Substitution of other adequate proof of financial responsibility.

...The registrar of motor vehicles shall consent to the cancellation of any bond or certificate of insurance or return any money to the person entitled thereto upon the substitution and acceptance of other adequate proof of financial responsibility in accordance with sections 4509.01 to 4509.78, inclusive, of the Revised Code.

Section 4509.66 | Suspension for inadequate proof of financial responsibility.

...Whenever any proof of financial responsibility filed under sections 4509.01 to 4509.78, inclusive, of the Revised Code, no longer fulfills the purposes for which required, the registrar of motor vehicles shall require other proof and shall suspend the license or the nonresident's operating privilege pending the filing of such other proof.

Section 4509.67 | Cancellation of bond or certificate - waiver of requirement of filing proof.

...(A) The registrar of motor vehicles shall, upon request, consent to the immediate cancellation of any bond or certificate of insurance, return to the person entitled any money deposited under sections 4509.01 to 4509.78 of the Revised Code, as proof of financial responsibility, or waive the requirement of filing proof, in any of the following events: (1) At any time after one year from the date such proof was requ...

Section 4509.68 | Transfer of registration not permitted - exception.

...If an owner's registration has been suspended under sections 4509.01 to 4509.78, inclusive, of the Revised Code, such registration shall not be transferred nor the motor vehicle registered in any other name unless the registrar of motor vehicles is satisfied that such transfer of registration is proposed in good faith and not for the purpose or with the effect of defeating the purposes of such sections. This section ...

Section 4509.69 | Registration and plates to be returned to registrar.

...Any person whose license has been suspended, or whose policy of insurance or bond has been canceled or terminated, or who neglects to furnish other proof of financial responsibility upon request of the registrar of motor vehicles, shall immediately return the person's license to the registrar.

Section 4509.70 | Plan for apportionment of applicants for insurance.

...(A) After consultation with the insurance companies authorized to issue automobile liability or physical damage policies, or both, in this state, the superintendent of insurance shall approve a reasonable plan, fair and equitable to the insurers and to their policyholders, for the apportionment among such companies of applicants for such policies and for motor-vehicle liability policies who are in good faith entitled...

Section 4509.71 | Exemption of certain owners of motor vehicles.

...Sections 4509.01 to 4509.79, except section 4509.06, of the Revised Code do not apply to any motor vehicle owned and operated by the United States, this state, any political subdivision of this state, any municipal corporation therein or any private volunteer fire company serving a political subdivision of the state. Section 4509.06 of the Revised Code does not apply to any vehicle owned and operated by any publicly ...

Section 4509.72 | Requirements for self-insurer.

...(A) Any person in whose name more than twenty-five motor vehicles are registered in this state may qualify as a self-insurer by obtaining a certificate of self-insurance issued by the registrar of motor vehicles as provided in division (B) of this section. (B) The registrar shall issue a certificate of self-insurance upon the application of any such person who is of sufficient financial ability to pay judgments agai...

Section 4509.73 | Other relief not prevented.

...Sections 4509.01 to 4509.78, inclusive, of the Revised Code do not prevent the plaintiff in any action at law from relying upon other processes provided by law.

Section 4509.74 | Prohibition against failure to report accident.

...(A) No person shall fail to report a motor vehicle accident as required under the laws of this state. (B) Whoever violates this section is guilty of a minor misdemeanor.

Section 4509.77 | Prohibition against failure to return license.

...(A) No person shall willfully fail to return a license as required in section 4509.69 of the Revised Code. (B) Whoever violates this section shall be fined not more than five hundred dollars, imprisoned for not more than thirty days, or both.

Section 4509.78 | General prohibition.

...(A) No person shall violate section 4509.01 to 4509.78 of the Revised Code for which no penalty is otherwise provided. (B) Whoever violates this section shall be fined not more than five hundred dollars, imprisoned not more than ninety days, or both.

Section 4509.79 | Liability insurance for motor vehicles used in ridesharing arrangement.

...(A) As used in this section, "ridesharing arrangement" means the transportation of persons in a motor vehicle where such transportation is incidental to another purpose of a volunteer driver and includes ridesharing arrangements known as carpools, vanpools, and buspools. (B) Every owner registering as a passenger car a motor vehicle designed and used for carrying more than nine but not more than fifteen passengers o...