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This website publishes administrative rules on their effective dates, as designated by the adopting state agencies, colleges, and universities.

Rule 109:4-3-22 | Recommending default.


For purposes of division (B)(6) of section 1345.031 of the Revised Code, the phrase "recommending or encouraging a consumer to default" means to suggest, advise, instruct, or endorse that the consumer should fail to comply with any of the terms of a residential mortgage or any consumer transaction or revolving credit agreement.

Last updated April 28, 2022 at 12:21 PM

Supplemental Information

Authorized By: 1345.05
Amplifies: Chapter 1345.031(B)(6)
Five Year Review Date: 4/28/2027