Skip to main content
Back To Top Top Back To Top
This website publishes administrative rules on their effective dates, as designated by the adopting state agencies, colleges, and universities.

Rule 4501:1-2-02 | Financial responsibility identification card.

 

(A) Each insurer writing motor vehicle liability insurance in this state will provide financial responsibility identification cards to every policyholder in this state to whom it delivers or issues for delivery a motor vehicle liability insurance policy. A minimum of one financial responsibility identification card will be issued for every motor vehicle insured under a motor vehicle liability insurance policy.

(B) A financial responsibility identification card will be valid only for the policy period. The card will disclose the policy period and:

(1) Bear the inscription, "Financial Responsibility Identification Card" or "Insurance Identification Card" or other inscription reasonably calculated to evidence motor vehicle liability insurance coverage;

(2) Be provided with every new policy and every policy renewal;

(3) Be printed on paper stock or a plastic material, or be delivered in electronic form;

(4) Contain the description of the insured motor vehicle, including year, make, model, and vehicle identification number. If there are five or more vehicles covered by the same policy, the word "Fleet" may be used instead of the vehicle description;

(5) Contain the effective date and expiration date of the policy of insurance. New cards will be issued at the issuance or renewal of every policy; stickers or decals will not be used to change the coverage dates on any card;

(6) Contain the policyholder's name as it appears on the policy; and

(7) Contain the name of the issuing company and the policy number.

(C) Financial responsibility identification cards may also contain the issuing company's logo and any additional appropriate information reasonably included by the insurer. The registrar may direct an insurer to delete any additional information the registrar determines to be inappropriate and will give the insurer a reasonable time to comply. If the insurer fails to comply, the registrar may direct that the card will not be accepted as proof of financial responsibility in this state.

(D) Notwithstanding paragraph (A) of this rule, in lieu of financial responsibility identification cards, each insurer writing motor vehicle liability insurance in this state may provide to a policyholder in this state to whom it has delivered or issued for delivery a motor vehicle liability insurance policy the ability to utilize an electronic wireless communications device to present proof of financial responsibility to a traffic violations bureau, court, registrar, or peace officer when required to do so by section 4509.101 of the Revised Code. The text or images that are displayed on such a device as the result of the generation and delivery by the insurer of information and data to the device will conform to the requirements in paragraph (B) of this rule.

Last updated July 1, 2024 at 4:03 AM

Supplemental Information

Authorized By: 4501.02, 4509.101, 4509.103
Amplifies: 4509.45, 4509.101
Five Year Review Date: 6/1/2029
Prior Effective Dates: 4/20/1995, 3/22/2010, 7/24/2014