Ohio Administrative Code Search

... term care insurance LTD = long term disability insurance (g) (i) The credit quality, reinvestment, or disintermediation risk is significant for the business reinsured and the ceding company does not (other than for the classes of business excepted in paragraph (D)(1)(g)(ii) of this rule either transfer the underlying assets to the reinsurer or legally segregate such assets in a trust or escrow account or o...

...erages, including single premium credit disability insurance, as required by division (Q) of section 3903.723 of the Revised Code. All other credit insurance is not subject to this rule. (B) Authority This rule is promulgated pursuant to the authority vested in the superintendent under section 3901.041 and division (Q) of section 3903.723 of the Revised Code. (C) Scope (1) These standards establish a minimum rese...

...erages, including single premium credit disability insurance. All other credit insurance is not subject to this rule. (B) Authority This rule is promulgated pursuant to the authority vested in the superintendent under section 3901.041 and division (Q) of section 3903.723 of the Revised Code. (C) Scope (1) These standards establish a minimum reserve standard for all individual and group health insurance coverages,...

...laims; or (c) Settlements of long term disability claims where a temporary or life annuity has been used in lieu of continuing disability payments. (E) Application of the 2012 IAR mortality table In using the 2012 IAR mortality table, the mortality rate for a person age x in year (2012+n) is calculated as follows: q x 2012+n =q x 2012 (1-G2 x ) n The resulting q x 2012+n shall be rounded to three decimal pl...

... activities of daily living and sold as disability income insurance, if: (1) The benefits of the disability income policy are dependent upon or vary in amount based on the receipt of long-term care services; (2) The disability income policy is advertised, marketed or offered as insurance for long-term care services; or (3) Benefits under the policy may commence after the policyholder has reached social security's ...

... activities of daily living and sold as disability income insurance, if: (1) The benefits of the disability income policy are dependent upon or vary in amount based on the receipt of long-term care services; (2) The disability income policy is advertised, marketed, or offered as insurance for long-term care services; or (3) Benefits under the policy may commence after the policyholder has reached social security's...

...waive the fees due to long term medical disability, or some other special or extenuating circumstance. (e) Submit any other information or supporting documentation as requested by the superintendent. (2) Individual resident and non-resident insurance agent licenses with a limited line of authority, major line of authority or title shall renew their license by the last day of their birth month....

...waive the fees due to long term medical disability, or some other special or extenuating circumstance. (e) Submit any other information or supporting documentation as requested by the superintendent. (2) Individual resident and non-resident insurance agent licenses with a limited line of authority, major line of authority or title shall renew their license by the last day of their birth month. No transition period ...

... military service, a long term medical disability, or some other special or extenuating circumstance. (3) Information regarding individual insurance navigator renewal certification applications (INS3005 rev 04/2017); and business entity insurance navigator renewal certification applications (INS3006 rev 05/2017) can be found on the department website. (F) A contracted third party acting under ...

... military service, a long term medical disability, or some other special or extenuating circumstance. (F) A contracted third party acting under the authority of an entity described in paragraph (F)(1), (F)(2), (F)(3) or (F)(4) of this rule, to provide information on the entity's premises to persons not covered under a health benefit plan, or persons acting within the scope of their employment fo...

...its; such as accidental death benefits, disability waiver of premium, preliminary term life insurance coverage of less than twelve months and guaranteed insurability benefits; nor for any basic policies or optional riders covering more than one life. (h) This statement in close proximity to the cost comparison indexes: "An explanation of the intended use of these indexes is provided in the Life ...

... such as accidental death benefits, disability waiver of premium, preliminary term life insurance coverage of less than twelve months and guaranteed insurability benefits. (h) This statement in close proximity to the cost comparison indexes: "An explanation of the intended use of these indexes is provided in the Life Insurance Buyer's Guide." (i) The date on which the policy summary is prep...

...ental death and dismemberment benefits, disability benefits, guaranteed insurability options, family income, or term riders. (9) "May" is permissive. (10) "Minimum death benefit" means the amount of the guaranteed death benefit, other than incidental insurance benefits, payable under a variable life insurance policy regardless of the investment performance of the separate account. (11) "Net investment return" mean...

...ental death and dismemberment benefits, disability benefits, guaranteed insurability options, family income, or term riders. (9) "Minimum death benefit" means the amount of the guaranteed death benefit, other than incidental insurance benefits, payable under a variable life insurance policy regardless of the investment performance of the separate account. (10) "Net investment return" means the rate of investment re...

... vision, health, prescription drugs, or disability insurance plans, self-insurance programs or other benefit plans for a sponsor of a plan if either the sponsor or the plan is domiciled in this state or has its principal headquarters or principal administrative offices in this state. "Third party administrator" includes a pharmacy benefit manager. "Third party administrator" does not include ...

... vision, health, prescription drugs, or disability insurance plans, self-insurance programs or other benefit plans for a sponsor of a plan if either the sponsor or the plan is domiciled in this state or has its principal headquarters or principal administrative offices in this state. "Third party administrator" includes a pharmacy benefit manager. "Third party administrator" does not include ...

...surance other than life, and except disability, waiver of premium and multiple indemnity benefits included in life insurance and annuity contracts. (3) "Insurer" for the purpose of this rule includes any individual, corporation, association, partnership, reciprocal exchange, inter-insurer, Lloyds, fraternal benefit society, health insuring corporation, and any other legal entity which is defi...

...(i) Coverage only for accident or disability income insurance, or any combination thereof; (ii) Coverage issued as a supplement to liability insurance; (iii) Liability insurance, including general liability insurance and automobile liability insurance; (iv) Workers' compensation or similar insurance; (v) Automobile medical payment insurance; (vi) Credit-only insura...

...(i) Coverage only for accident or disability income insurance, or any combination thereof; (ii) Coverage issued as a supplement to liability insurance; (iii) Liability insurance, including general liability insurance and automobile liability insurance; (iv) Workers' compensation or similar insurance; (v) Automobile medical payment insurance; (vi) Credit-only insura...

...the Administrative Code for medical disability or special circumstance. (5) The superintendent shall not renew the license of a viatical settlement business entity broker unless the licensee has one actively licensed individual viatical settlement broker designated as the individual who is responsible for the licensee's compliance with the laws of this state. (G) Use of assumed name by viatical ...

...as unable to do so as a result of a disability or special circumstances. (2) The superintendent may grant a licensee a general extension from January first immediately after the end of the VSE compliance period throughout the expiration date of the viatical settlement broker license or if any credits are completed as a prerequisite for re-licensure as a viatical settlement broker license. (3...

...s required to employ individuals with a disability at less than the state minimum wage and until a state license is issued or a federal certificate is obtained a workshop or individual employer has no authority to pay its covered employees with a disability less than the minimum wage. The following types of licenses may be issued by the department: (1) Work activity center program license; (2) Sheltered workshop pr...

...merce. (B) "Employee or worker with a disability" means an individual whose earning capacity is impaired by physical or mental impairment or injuries for the work he or she is to perform. (C) "Work activities center" means a workshop, or a physically separated department of a workshop, conducted not for profit, having an ide0ntifiable program, separate supervision and records, planned and designed exclusively to p...

...ng the employment of individuals with a disability at less than the minimum wage shall be made upon forms provided by the superintendent of the division. (B) An application for an individual license must be submitted for each worker for whom an individual rate is required. (C) The application shall set forth the nature of the disability, a description of the occupation at which the individual with a disability is t...

... the earnings of each individual with a disability. A sheltered workshop or work activities center newly applying for a license which does not have individual earnings records on which to establish an appropriate license rate may be issued a temporary license under the terms and conditions applicable to sheltered workshops and work activities centers provided the sheltered workshop and work activity center presents s...