Ohio Administrative Code Search

...written consent of the borrower for any purchase of insurance on property other than that which is used as security for the loan. (F) A registrant under sections 1321.51 to 1321.60 of the Revised Code shall permit payment to be made in advance in any amount on any contract at any time, but the registrant may apply the payment first to interest and charges due up to the date of payment. (G) The registrant shall noti...

...ten consent of the borrower for any purchase of insurance on property other than that which is used as security for the loan. (F) A registrant under sections 1321.51 to 1321.60 of the Revised Code shall permit payment to be made in advance in any amount on any contract at any time, but the registrant may apply the payment first to interest and charges due up to the date of payment. (G) The r...

...nsurance within twenty-five days of the purchase of the insurance with a full refund of the premium or identifiable charge for the insurance. The notice shall further disclose that the cancellation may be effected upon the written request of the borrower together with the return of the policy or certificate of insurance to the registrant. (C) All insurance sold or obtained in connection with the making of a loan sh...

...7.08 of the Revised Code, "each pawn or purchase" includes all items brought in by a person to be pledged or purchased at the same time or on the same date unless the person requests in writing that certain items are to be pledged or purchased separately and acknowledges in writing that they understand additional fees may be incurred as a result of the separate pledges or purchases. (C) As used i...

... agent, or employee of a licensee shall purchase personal property in circumvention of the record-keeping requirements of Chapter 4727. of the Revised Code. (B) A licensee shall document the acquisition of all property held for sale on the licensed premises through a pawn ticket, purchase ticket, sales receipt, bill of sale, consignment agreement, or barter agreement. Consignment or barter agreem...

...espect to recording the details of each purchase. All information required to be recorded by section 4728.06 of the Revised Code shall be entered in a bound book or on loose-leaf, permanent forms used exclusively for that purpose. Forms shall be identical and consecutively numbered, each of which shall be of two or more pages. One part of each form shall be detachable and, when completed, shall se...

...ct to recording the details of each purchase. All information required to be recorded by section 4728.06 of the Revised Code shall be entered in a bound book or on loose-leaf, permanent forms used exclusively for that purpose. Forms shall be identical and consecutively numbered, each of which shall be of two or more pages. One part of each form shall be detachable and, when completed, shall se...

...illboard, public transit card, point of purchase display, film, slide, audio program transmitted over a telephone system, telemarketing script, on-hold script, upsell script, training materials provided to telemarketing firms, program-length commercial ("infomercial"), the internet, cellular network, or any other medium. Promotional materials and items and web pages are included in the term advertisement and advertis...

...e of a residential mortgage loan or non-purchase second residential mortgage loan, a person states on the appraisal order form or communicates, directly or indirectly, to any person licensed or certified under Chapter 4763. of the Revised Code either the loan amount or any other express or implied statement of the anticipated or desired appraisal value; (2) In the case of any purchase money residential mortgage loan...

...(A) For the purchase of notes of liquidating other credit unions, notes made by individual members of a credit union may be purchased by another credit union at a price agreed upon by the credit unions and subject to the prior written approval of the superintendent. (B) Authorized investments and investment restrictions (1) No credit union shall invest any of its funds in any securities or ...

...(A) First mortgage purchase money real estate loans may be made only on a one to four family dwelling. (B) All appraisals required by rule for loans greater than four hundred thousand dollars shall be made by a certified or licensed independent appraiser who has satisfied the requirements of Chapter 4763. of the Revised Code and applicable rules or other comparable statute. (C) A credit union ma...

...s made for a purpose other than the purchase or refinancing of the dwelling, regardless of the lien priority. A home equity loan may be one with lines of equity credit which are either variable or fixed-rate. Home equity loans qualify as consumer credit. Home equity and second mortgage loans shall be made in accordance with disclosures required under the "Truth in Lending Act," 82 Stat. 149 (1...

... by or subject to advance commitment to purchase by an agency of the federal, state or local government, and in no event shall the LTV ratio exceed ninety-five per cent. (13) Guidelines for purchase and sale of business loans and business loan participations, if the credit union engages in that activity. (F) Unless prior written approval is granted by the superintendent, allowing a greater amount to be lent to an i...

...ransact business. (B) In the case of a purchase of real estate, including when the real estate purchase also includes the construction of an office building, prior to the purchase of the real estate the credit union shall submit to the superintendent a letter notifying the superintendent of the purchase. The letter shall include, at minimum, all of the following: the location, the purpose, and th...

...rders; savings bonds; travelers checks; purchase and sale of U.S. mint commemorative coins services; courier services; facsimile transmissions and copying services; supervisory committee audits; electronic income tax filing; and cyber financial services; (2) Financial services: financial planning and counseling; retirement counseling; investment counseling; securities brokerage services; estate p...

... address of the property, amount of the purchase or mortgage balance, and appraised value of the property, name of the insurance company and specification of coverage.

...on, severance, retirement, death, stock purchase, profit sharing, employee savings, supplemental unemployment insurance or similar benefit. (B) "Finder's agreement" means all agreements to pay a fee, compensation, commission, or other remuneration to locate, deliver, recover, or assist in the recovery of unclaimed funds reported under section 169.03 of the Revised Code. (C) "Director" means dire...

...on, severance, retirement, death, stock purchase, profit sharing, employee savings, supplemental unemployment insurance or similar benefit. (B) "Finder's agreement" means all agreements to pay a fee, compensation, commission, or other remuneration to locate, deliver, recover, or assist in the recovery of unclaimed funds reported under section 169.03 of the Revised Code. (C) "Director" means dire...

...tery owner or operator intending to purchase cemetery assets, management rights, or stock from another cemetery owner or operator and intending to register the cemetery with this division, must provide the division with an audited financial statement to be reviewed by the commission, completed in compliance with generally accepted accounting principles, certifying either that the funds required to...

...of a new computer system" means the purchase of a "computer system," as defined in this rule, that is not a computer system currently in place nor one for which the acquisition process has been initiated as of the effective date of the Ohio department of natural resources rule addressing requirements in section 1347.15 of the Revised Code. (C) "Computer system" means a "system," as defined by ...

...if the owner authorizes a lessee, a purchaser under a land installment contract or any other person to manage such land in a manner that is not fully consistent with the forest management plan approved under rule 1501:3-10-04 of the Administrative Code. The owner shall notify the chief when a conversion of ownership as described in this paragraph occurs. (3) When certified forest land is div...

...if the owner authorizes a lessee, a purchaser under a land installment contract or any other person to manage such land in a manner that is not fully consistent with the forest management plan approved under rule 1501:3-10-04 of the Administrative Code. The owner will notify the chief when a conversion of ownership as described in this paragraph occurs. (3) When certified forest land is divi...

...d clay, a copy of the prepared clay purchase record has to be attached to the plugging report. (B) The report required under paragraph (A) of this rule has to be signed by the person authorized to plug the well and has to include an affidavit attesting that all information included in the report and the attached tickets are true and accurate.

... preceding the acquisition, including purchase, lease, or option, of the land for the purpose of conducting or allowing through resale, lease or option the conduct of coal mining and reclamation operations; (2) Lands that the chief determines, on the basis of additional cropland history of the surrounding lands and the lands under consideration, that the permit area is clearly cropland but fall...

...ed by either of the following: (a) The purchase prior to mining of a noncancelable premium-prepaid liability insurance policy in lieu of the permittee's performance security for subsidence damage. The insurance policy shall contain terms and conditions that specifically provide coverage for repairing material damage and replacement of water supplies resulting from subsidence; or (b) The provision of additional perf...