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The Legislative Service Commission staff updates the Revised Code on an ongoing basis, as it completes its act review of enacted legislation. Updates may be slower during some times of the year, depending on the volume of enacted legislation.

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Financial power of attorney signatures
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Section 4509.35 | Registrar to receive copies of judgments, conviction of nonresident or order forfeiture of bail.

...nt creditor or the judgment creditor's attorney, the clerk of the court which rendered the judgment, or the judge of the court or mayor of the mayor's court if the court has no clerk, immediately shall forward a certified copy of the judgment to the registrar of motor vehicles. Whenever any nonresident has been convicted of an offense for which the court is required to impose a license suspension under any provisi...

Section 4509.36 | Copies of judgments sent to other states.

...If the defendant named in any certified copy of a judgment, conviction, or order of bail forfeiture reported to the registrar of motor vehicles is a nonresident, the registrar shall transmit a certified copy of the judgment, conviction, or order of bail forfeiture to the official in charge of the issuance of licenses and registration of the state of which the defendant is a resident.

Section 4509.37 | Suspension of license and registration, and nonresident's operating privilege - civil penalties.

...) The judgment debtor presents proof of financial responsibility to the registrar proving that the judgment debtor was covered, at the time of the motor vehicle accident out of which the cause of action arose, by proof of financial responsibility in compliance with section 4509.101 of the Revised Code. (2) The judgment debtor proves to the registrar that the judgment debtor's registration and license have been previ...

Section 4509.38 | Waiver by judgment creditor of suspension provision.

... the judgment debtor furnishes proof of financial responsibility and thereafter maintains it in accordance with section 4509.45 of the Revised Code.

Section 4509.39 | No suspension when insurer obligated.

...No license, registration, or nonresident's operating privilege shall be suspended for nonpayment of a judgment under sections 4509.01 to 4509.78, inclusive, of the Revised Code, if the registrar of motor vehicles finds that an insurer is obligated to pay such judgment, at least to the extent and for the amounts required in such sections, but has not paid such judgment. A finding by the registrar that an insurer is ob...

Section 4509.40 | Suspension continues until settlement of judgment.

...registrar of motor vehicles evidence of financial responsibility in accordance with section 4509.45 of the Revised Code.

Section 4509.41 | Satisfaction of judgments.

...(A) Judgments are satisfied for the purpose of sections 4509.01 to 4509.78, inclusive, of the Revised Code, in each of the following cases: (1) When twenty-five thousand dollars has been credited upon any judgments in excess of that amount because of bodily injury to or death of one person as a result of any one accident; (2) When the sum of fifty thousand dollars has been credited upon any judgments in exces...

Section 4509.42 | Payment of judgment in installments.

...when the judgment debtor gives proof of financial responsibility and maintains it in accordance with section 4509.45 of the Revised Code, and obtains an order permitting the payment of the judgment in installments, and while the payment of any installment is not in default. (C) If the judgment debtor fails to pay any installment as specified by such order, then upon notice of default the registrar shall impose a cl...

Section 4509.44 | Proof of financial responsibility required for registration.

...of any person required to file proof of financial responsibility unless such proof is furnished and maintained in accordance with section 4509.45 of the Revised Code.

Section 4509.45 | Filing of proof of financial responsibility.

...103 of the Revised Code. (B) Proof of financial responsibility when required under section 4509.101, 4509.33, 4509.34, 4509.38, 4509.40, 4509.42, 4509.44, or 4510.038 of the Revised Code may be given by filing and maintaining any of the following: (1) A financial responsibility identification card as provided in section 4509.104 of the Revised Code; (2) A certificate of insurance as provided in section 4509.46 ...

Section 4509.46 | Certificate of domestic insurer as proof.

...Proof of financial responsibility may be furnished by filing with the registrar of motor vehicles the written certificate of any insurance carrier authorized to do business in this state certifying that there is in effect a motor-vehicle liability policy for the benefit of the person to furnish proof of financial responsibility. The certificate either shall state the expiration date of the policy, which date shall be...

Section 4509.47 | Proof of financial responsibility by nonresident.

...urance carrier shall execute a power of attorney authorizing the registrar to accept service on its behalf of notice or process in any action arising out of a motor-vehicle accident in this state; (B) The insurance carrier shall agree in writing that such policies shall be deemed to conform with the laws of this state relating to the terms of motor-vehicle liability policies issued in this state.

Section 4509.48 | Default by insurance carrier.

...which has qualified to furnish proof of financial responsibility, defaults in any such undertakings or agreements, the registrar of motor vehicles shall not thereafter accept as proof any certificate of such carrier whether theretofore filed or thereafter tendered as proof, so long as such default continues.

Section 4509.49 | Requirements for motor-vehicle liability policy.

...Every motor-vehicle liability policy shall set forth the name and address of the insured, the coverage afforded by the policy, the premium charged, the policy period, the limits of liability, and shall contain an agreement or be indorsed that insurance is provided in accordance with the coverage defined in sections 4509.01 to 4509.78, inclusive, of the Revised Code, with respect to bodily injury and death or property...

Section 4509.50 | Requirements may be met by one or more policies.

...The requirements for a motor-vehicle liability policy may be fulfilled by the policies of one or more insurance carriers which policies together meet such requirements.

Section 4509.51 | Requirements for owner's liability insurance.

...Subject to the terms and conditions of an owner's policy, every owner's policy of liability insurance: (A) Shall designate by explicit description or by appropriate reference all motor vehicles with respect to which coverage is thereby granted; (B) Shall insure the person named therein and any other person, as insured, using any such motor vehicles with the express or implied permission of the insured, agains...

Section 4509.52 | Requirements for operator's insurance.

...Every operator's policy of liability insurance shall insure the person named as insured against loss from the liability imposed upon him by law for damages arising out of the use by him of any motor vehicle not owned by him, within the same territorial limits and subject to the same limits of liability as are set forth with respect to an owner's policy or liability insurance.

Section 4509.53 | Provisions incorporated into policy by law.

...Every motor-vehicle liability policy is subject to the following provisions which need not be contained therein: (A) Subject to the terms and conditions of the policy, the liability of the insurance carrier with respect to the insurance required by sections 4509.01 to 4509.78 of the Revised Code, shall become conclusive whenever injury or damage covered by the policy occurs; the policy shall not be canceled or annul...

Section 4509.54 | Permissible exclusions of liability policies.

...A motor-vehicle liability policy need not insure any liability under any workers' compensation law, or any liability on account of bodily injury to or death of an employee of the insured while engaged in the employment, other than domestic, of the insured, or while engaged in the operation, maintenance, or repair of any such motor vehicle, or any liability for damage to property owned by, rented to, in charge of, or ...

Section 4509.55 | Permissible liability provisions in policy.

...(A) Any policy which grants the coverage required for a motor-vehicle liability policy may also grant any lawful coverage in excess of or in addition to the coverage specified for a motor-vehicle liability policy and such excess or additional coverage shall not be subject to sections 4509.01 to 4509.78, inclusive, of the Revised Code. With respect to a policy which grants such excess or additional coverage the term "...

Section 4509.56 | Binder fulfills requirements.

...Any binder issued pending the issuance of a motor-vehicle liability policy fulfills the requirements for such a policy.

Section 4509.57 | Notice required to terminate insurance certification.

...When an insurance carrier has certified a motor-vehicle liability policy under section 4509.46 or 4509.47 of the Revised Code, the insurance so certified shall not be canceled or terminated until at least ten days after a notice of cancellation or termination is filed in the office of the registrar of motor vehicles, except that such a policy subsequently procured and certified shall, on the effective date of its cer...

Section 4509.58 | Policies affected.

...ction they may be certified as proof of financial responsibility under such sections. (B) Such sections do not apply to policies insuring solely the named insured against liability resulting from the maintenance or use, by persons in the insured's employ or on his behalf, of motor vehicles not owned by the insured.

Section 4509.59 | Proof of financial responsibility evidenced by bond.

...Proof of financial responsibility may be evidenced by the bond of a surety company duly authorized to transact business within this state, or a bond with at least two individual sureties each owning real estate within this state, and together having equities equal in value to at least twice the amount of such bond; the real estate shall be scheduled in the bond approved by a judge of a court of record and the bond sh...

Section 4509.60 | Filing of bond constitutes lien.

...Upon acceptance of a bond with individual sureties, the registrar of motor vehicles shall forward to the county recorder of the county in which the sureties' real estate is located a notice of such deposit and pay the recorder a base fee of five dollars for filing and indexing the notice and a housing trust fund fee of five dollars pursuant to section 317.36 of the Revised Code. The recorder shall receive and file su...