Ohio Revised Code Search

... any incorrect statement of a material fact or omit to state a material fact in any application made, investigation conducted, or hearing held pursuant to sections 1315.22 to 1315.24 of the Revised Code. (B) No person shall: (1) Obstruct or refuse to permit any lawful investigation by the superintendent of financial institutions, a person acting on behalf of an agency of the state or a political subdivision, or a l...

...y such business is conducted. By the enactment of sections 1315.21 to 1315.30 of the Revised Code, it is the intent of the general assembly to preempt municipal corporations and other political subdivisions from the regulation and licensing of check-cashing businesses.

...Conduct the business" means engaging in activities regulated under sections 1315.51 to 1315.55 of the Revised Code. (B) "Corrupt activity" has the same meaning as in section 2923 of the Revised Code. (C) "Knowingly" has the same meaning as in section 2901.22 of the Revised Code. (D) "Material" means a statement or omission that can affect the course or outcome of a transaction, regardless of whether or not the per...

...Sections 1315.51 to 1315.55 of the Revised Code shall be liberally construed to effectuate their remedial purposes.

...n entity or person of that nature, or a public official or governmental employee who keeps or files a record pursuant to this section or who communicates or discloses information or records under division (D)(2) of this section is not liable to its customer, a state or local agency, or a person for loss or damage caused in whole or in part by the making, filing, or governmental use of the report or of information con...

...n conducted under this section is not a public record subject to section 149.43 of the Revised Code and is not subject to disclosure. (D) This section does not apply to any bank, bank holding company, or affiliate of a bank or bank holding company, or to any savings and loan association, savings and loan holding company, or affiliate of a savings and loan association or savings and loan holding company that is sub...

...ll conduct or attempt to conduct a transaction knowing that the property involved in the transaction is the proceeds of some form of unlawful activity with the purpose of committing or furthering the commission of corrupt activity. (2) No person shall conduct or attempt to conduct a transaction knowing that the property involved in the transaction is the proceeds of some form of unlawful activity with the intent to ...

...(A) Whoever violates division (A) or (B) of section 1315.28 or division (E)(2) of section 1315.53 of the Revised Code is guilty of a misdemeanor of the first degree. (B) Whoever violates division (F)(1) of section 1315.53 or division (B) of section 1315.54 of the Revised Code is guilty of a felony of the fourth degree. (C) Whoever violates division (A) of section 1315.55 of the Revised Code is guilty of money...

...Title [UCC A-101] This chapter may be cited as "transitional provisions for Uniform Commercial Code amendments (2022)."

...Definitions [A-102] (A) As used in this chapter: (1) "Adjustment date" means July 1, 2025, or the date that is one year after the effective date of this section, whichever is later. (2) "Article 12" means Chapter 1314. of the Revised Code. (3) "Article 12 property" means a controllable account, controllable electronic record, or controllable payment intangible. (4) "Uniform Commercial Code" means Chapters 1...

...to 1316.306 of the Revised Code, a transaction validly entered into before the effective date of this section and the rights, duties, and interests following from the transaction remain valid thereafter and may be terminated, completed, consummated, or enforced as required or permitted by law other than the Uniform Commercial Code or, if applicable, the Uniform Commercial Code as it existed before the effective date ...

...section, and Article 12 apply to a transaction, lien, or other interest in property, even if the transaction lien, or interest was entered into, created, or acquired before the effective date of this section. (B) Except as provided in division (C) of this section and sections 1316.302 to 1316.306 of the Revised Code: (1) A transaction, lien, or interest in property that was validly entered into, created, or trans...

... section, are satisfied without further action. (B) If a security interest is enforceable and perfected immediately before the effective date of this section, but the requirements for enforceability or perfection under the Uniform Commercial Code, as it exists on the effective date of this section, are not satisfied on the effective date of this section, the security interest: (1) Is a perfected security interest...

...of the Revised Code, as amended by this act, on the effective date of this section or before the adjustment date; and (C) Becomes perfected: (1) Without further action, on the effective date of this section if the requirements for perfection the Uniform Commercial Code, as it exists on the effective date of this section, are satisfied before or at that time; or (2) When the requirements for perfection are satis...

...Effectiveness of actions taken before effective date [UCC A-304] (A) If action, other than the filing of a financing statement, is taken before the effective date of this section and the action would have resulted in perfection of the security interest had the security interest become enforceable before the effective date of this section, the action is effective to perfect a security interest that attaches under th...

...Priority [UCC A-305] (A) Subject to divisions (B) and (C) of this section, the Uniform Commercial Code, as it exists on the effective date of this section, determines the priority of conflicting claims to collateral. (B) Subject to division (C) of this section, if the priorities of claims to collateral were established before the effective date of this section, Chapter 1309. of the Revised Code, as it existed bef...

...Priority of claims when priority rules of Chapter 1309. of the Revised Code do not apply [UCC A-306] (A) Subject to divisions (B) and (C) of this section, Article 12 determines the priorities of conflicting claims to Article 12 property when priority rules of Chapter 1309. of the Revised Code, as it exists on the effective date of this section, do not apply. (B) Subject to division (C) of this section, when the p...

... includes every retail installment contract to sell specific goods, every consumer transaction in which the cash price may be paid in installments over a period of time, and every retail sale of specific goods to any person in which the cash price may be paid in installments over a period of time. "Retail installment sale" does not include a lease-purchase agreement as defined in division (F) of section 1351.01 of th...

...is prima-facie proof of delivery in any action to enforce any obligation arising out of the retail installment sale. The written instrument shall contain all of the agreements of the parties, and shall set forth specifically all items and matters required by sections 1317.01 to 1317.11, inclusive, of the Revised Code. The reference to insurance shall recite generally the type of insurance the retail seller has agreed...

...A retail seller may require a retail buyer to execute and deliver a promissory note to evidence the indebtedness created by a retail installment sale, and, to secure the payment of the indebtedness created by the sale or evidenced by the promissory note or to secure the performance of any other condition of the sale, may require the retail buyer to execute and deliver a security agreement to give the retail seller a ...

...lment note or a retail installment contract in connection with a consumer transaction may assert against any holder, assignee, or transferee of the note or contract, specifically including any holder in due course, as defined in section 1303.32 of the Revised Code, of the note or contract any defense that the buyer may assert against the seller that is authorized by this chapter.

...A buyer who is entitled to assert in an action in connection with a consumer transaction any of the following defenses against the seller of goods or services that are obtained pursuant to a purchase money loan installment note or retail installment contract may also assert the defenses against the holder, assignee, or transferee of the purchase money loan installment note or retail installment contract, whether or n...

...nce owed on the retail installment contract which is the sum total of divisions (C) and (D). (F) The amount of the finance charge. (G) The time balance or indebtedness owed by the retail buyer to the retail seller and the number of installment payments required and the amount and date of each payment necessary finally to pay the time balance which is the sum total of divisions (E) and (F). Divisions (D) and (F)...

...ler who, in any retail installment contract, has agreed to purchase insurance for the retail buyer and to extend credit for the price thereof, excluding single interest insurance, shall, prior to the due date of the first installment of the retail installment contract, deliver to the retail buyer personally, or mail or cause to be mailed to the retail buyer at the retail buyer's address as shown on the retail install...

...il installment sale may charge and contract for the payment of a finance charge by the retail buyer and collect and receive the same, which shall not exceed the greater of the following: (1) A base finance charge at the rate of eight dollars per one hundred dollars per year on the principal balance of the retail installment contract. On retail installment contracts providing for principal balances less than, nor no...