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The Legislative Service Commission staff updates the Revised Code on an ongoing basis, as it completes its act review of enacted legislation. Updates may be slower during some times of the year, depending on the volume of enacted legislation.

Ohio Revised Code Search

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consumers protection act
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Section 3902.63 | Coverage for occupational therapy, physical therapy, and chiropractic service.

...r 4755. of the Revised Code or a chiropractor licensed under Chapter 4734. of the Revised Code shall not be greater than the cost-sharing requirement imposed by the plan for an office visit to a primary care physician or primary care osteopath physician licensed pursuant to Chapter 4731. of the Revised Code. (B) A health plan issuer shall clearly state on its web site and on all relevant literature that coverage f...

Section 3902.64 | Coverage for hearing aids and related services.

...ogist" means a licensed physician who practices otolaryngology. (3) "Related services" means services necessary to assess, select, and appropriately adjust or fit a hearing aid to ensure optimal performance. (B) On and after the effective date of this section, and notwithstanding section 3901.71 of the Revised Code, a health benefit plan shall provide coverage for the full cost of both of the following: (1) One...

Section 3902.70 | Health plan issuer contracts with 340B program participants definitions.

...As used in this section and section 3902.71 of the Revised Code: (A) "340B covered entity" and "third-party administrator" have the same meanings as in section 5167.01 of the Revised Code. (B) "Terminal distributor of dangerous drugs" has the same meaning as in section 4729.01 of the Revised Code.

Section 3902.71 | Health plan issuer contracts with 340B program participants.

...effective date of this section , a contract entered into between a health plan issuer, including a third-party administrator, and a 340B covered entity shall not contain any of the following provisions: (1) A reimbursement rate for a prescription drug that is less than the national average drug acquisition cost rate for that drug as determined by the United States centers for medicare and medicaid services, measure...

Section 3902.72 | Health plan issuer disclosure of drug data.

...rt programs whether sponsored by a manufacturer, foundation, or other entity. (2) Except as may be required by law, interfere with, prevent, or materially discourage access, exchange, or use of the data required under division (B) of this section, including any of the following: (a) Charging fees; (b) Not responding to a request at the time the request is made, if such a response is reasonably possible; (c) I...

Section 3904.01 | Insurance information practices definitions.

...ng decision" means any of the following actions with respect to insurance transactions involving life, health, or disability insurance coverage that is individually underwritten: (a) A declination of insurance coverage; (b) A termination of insurance coverage; (c) Failure of an agent to apply for insurance coverage with a specific insurance institution that the agent represents and that is requested by an appli...

Section 3904.02 | Applicability of chapter.

...ation in connection with insurance transactions that pertains to natural persons who are residents of this state; (2) Engage in insurance transactions with applicants, individuals, or policyholders who are residents of this state. (B) The rights granted by sections 3904.01 to 3904.22 of the Revised Code extend to both of the following persons who are residents of this state: (1) Natural persons who are the subject...

Section 3904.03 | Pretext interviews.

...on in connection with an insurance transaction. However, a pretext interview may be undertaken to obtain information from a person or institution that does not have a generally or statutorily recognized privileged relationship with the person about whom the information relates for the purpose of investigating a claim where, based upon specific information available for review by the superintendent of insurance, there...

Section 3904.04 | Institution or agent to provide notice of information practices to applicants and policyholders.

...shall provide a notice of information practices to all applicants or policyholders in connection with insurance transactions as provided below: (1) In the case of an application for insurance, a notice shall be provided no later than one of the following times: (a) At the time of the delivery of the insurance policy or certificate when personal information is collected only from the applicant or from public records...

Section 3904.05 | Marketing or research questions.

...al in connection with an insurance transaction.

Section 3904.06 | Disclosure authorization form.

... form in connection with insurance transactions a form or statement that authorizes the disclosure of personal or privileged information about an individual to the insurance institution, agent, or insurance support organization, unless the form or statement: (A) Is written in plain language; (B) Is dated; (C) Specifies the types of persons authorized to disclose information about the individual; (D) Specifies the...

Section 3904.07 | Investigative consumer report.

...al in connection with an insurance transaction involving an application for insurance, a policy renewal, a policy reinstatement, or a change in insurance benefits unless the insurance institution or agent informs the individual that he may request to be interviewed in connection with the preparation of the investigative consumer report, and that upon a request under section 3904.08 of the Revised Code, he is entitled...

Section 3904.08 | Written request for access to recorded personal information.

...ance institution or agent authorized to act on its behalf. With respect to the copying and disclosure of recorded personal information pursuant to a request under division (A) of this section, an insurance institution, agent, or insurance support organization may make arrangements with an insurance support organization or a consumer reporting agency to copy and disclose recorded personal information on its behalf. ...

Section 3904.09 | Correction, amendment or deletion of information.

... furnish the correction, amendment, or fact of deletion to all of the following: (1) Any person specifically designated by the individual that may have, within the preceding two years, received such recorded personal information; (2) Any insurance support organization whose primary source of personal information is insurance institutions if the insurance support organization has systematically received such recorde...

Section 3904.10 | Written reason for adverse underwriting decision summary of rights.

...ed for coverage has engaged in criminal activity, fraud, material misrepresentation, or material nondisclosure; (b) Specific items of medical record information supplied by a medical care institution or medical professional shall be disclosed either directly to the individual about whom the information relates or to a medical professional designated by the individual and licensed to provide medical care with respect...

Section 3904.11 | Inquiry concerning previous adverse underwriting decision.

...on in connection with an insurance transaction concerning any previous adverse underwriting decision experienced by an individual, unless such inquiry also requests the reasons for any previous adverse underwriting decision.

Section 3904.12 | Prohibited bases for adverse underwriting decision.

...n either of the following: (A) On the fact of a previous adverse underwriting decision. However, an insurance institution or agent may base an adverse underwriting decision on further information obtained from an insurance institution or agent responsible for a previous adverse underwriting decision. (B) On personal information received from an insurance support organization whose primary source of information is i...

Section 3904.13 | Disclosure of personal or privileged information.

...ed in connection with an insurance transaction, unless the disclosure is made pursuant to any of the following: (A) With the written authorization of the individual, provided: (1) If such authorization is submitted by another insurance institution, agent, or insurance support organization, the authorization meets the requirements of section 3904.06 of the Revised Code; (2) If such authorization is submitted by ...

Section 3904.14 | Obtaining information under false pretenses.

...(A) No person shall knowingly obtain information under false pretenses about an individual from an insurance institution, agent, or insurance support organization. (B) Whoever violates division (A) of this section is guilty of a felony of the fourth degree.

Section 3904.15 | Superintendent may examine and investigate conduct.

...of every insurance support organization acting on behalf of an insurance institution or agent that either transacts business in this state or transacts business outside this state that has an effect on a person residing in this state to determine whether such insurance support organization has been or is engaged in any conduct in violation of sections 3904.01 to 3904.22 of the Revised Code.

Section 3904.16 | Superintendent to issue and serve statement of charges and notice of hearing.

...e may be served by anyone authorized to act on behalf of the superintendent. Service of process may be completed in the manner provided by law for service of process in civil actions or by registered mail. A copy of the statement of charges, notice, order or other process shall be provided to the person or persons whose rights under these sections have been allegedly violated. A verified return setting forth the mann...

Section 3904.17 | Organization transacting business outside state - superintendent of insurance to accept service of process.

... an insurance support organization transacting business outside this state that has an effect on a person residing in this state is deemed to have appointed the superintendent of insurance to accept service of process on its behalf, provided the superintendent causes a copy of such service to be mailed forthwith by registered mail to the insurance support organization at its last known principal place of business. Th...

Section 3904.18 | Cease and desist order or report finding no violation - petition for review.

...ion charged has engaged in conduct or practices in violation of sections 3904.01 to 3904.22 of the Revised Code, the superintendent shall reduce his findings to writing and shall issue and cause to be served upon such insurance institution, agent, or insurance support organization a copy of such findings and an order requiring such insurance institution, agent, or insurance support organization to cease and desist fr...

Section 3904.19 | Penalties for knowing violation or violation of cease and desist order.

...y as to constitute a general business practice; (3) Suspension or revocation of an insurance institution's or agent's license.

Section 3904.20 | Review of order or report of superintendent by court of common pleas.

...ndings of the superintendent as to the facts supporting any order or report, if supported by clear and convincing evidence, are conclusive. (B) To the extent an order or report of the superintendent is affirmed, the court shall issue its own order commanding obedience to the terms of the order or report of the superintendent. If any party affected by an order or report of the superintendent applies to the court for ...