Ohio Revised Code Search
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Section 3937.31 | Policy period or guaranteed renewable successive policy periods.
...ny premium finance plan or extension of credit; (4) The place of residence of the insured or the state of registration or license of the insured automobile is changed to a state or country in which the insurer is not authorized to write automobile coverage. This section does not apply in the case of a cancellation if the insurer has indicated its willingness to issue a new policy within the same insurer or wit... |
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Section 3937.32 | Notice of cancellation.
...(A) No cancellation of an automobile insurance policy is effective, unless it is pursuant to written notice to the insured of cancellation. Such notice shall contain: (1) The policy number; (2) The date of the notice; (3) The effective date of cancellation of the policy, which shall not be earlier than thirty days following the date of the notice; (4) An explanation of the reason for cancellation and the informat... |
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Section 3937.33 | Cancellation procedure.
...An insurer may cancel an automobile insurance policy at such time prior to its expiration for such reasons as may be permitted by section 3937.31 of the Revised Code, by mailing to the insured, at the insured's last known address appearing on the insurer's records, a notice of cancellation pursuant to section 3937.32 of the Revised Code. If such notice of cancellation, for a reason other than nonpayment of prem... |
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Section 3937.34 | Notice of nonrenewal of policy - contents.
... insurer may refuse to renew an automobile insurance policy by mailing to the insured, at the insured's last known address appearing on the insurer's records, and at least thirty days prior to the date of expiration of the policy, a notice of the insurer's intention not to renew the policy. Such notice shall contain: (A) The policy number; (B) The date of the notice; (C) The effective date of expiration; (D... |
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Section 3937.35 | Cancellation review by superintendent of insurance.
...f the policy, the superintendent shall determine whether such cancellation is effective and shall give written notice of such finding to the insured and the insurer. If the superintendent finds that such cancellation is in accordance with law and the terms of the policy, the superintendent shall issue a written finding approving such cancellation in such case. If, upon review, the superintendent finds that su... |
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Section 3937.36 | Immunity.
...de to supply information relevant to a determination on cancellation or nonrenewal of any automobile insurance policy, or in connection with advising an insured or his attorney of the reasons for refusal to write any such insurance, for a cancellation or nonrenewal, or in connection with any administrative or judicial proceeding arising out of or related to such cancellation or nonrenewal. |
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Section 3937.37 | Prohibiting requirement of disclosure.
...surer on its application for an automobile insurance policy shall require the applicant to disclose any refusal or cancellation of automobile insurance other than a cancellation in accord with section 3937.31 of the Revised Code, and according to the procedure required in sections 3937.32 and 3937.33 of the Revised Code. |
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Section 3937.38 | Prohibiting failure to renew because of age.
... insurer shall fail to renew an automobile insurance policy solely because of the age attained by the insured. |
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Section 3937.39 | Prohibiting discrimination.
...r refuse to write or renew, any automobile insurance policy solely on the basis of national origin, creed, or race of the insured or applicant. |
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Section 3937.41 | Prohibiting consideration of work-related accidents.
...uired by law, the director of public safety, or local authorities; (b) Any motor vehicle, as defined in section 4511.01 of the Revised Code, when commandeered by a police officer; (c) Any vehicle, as defined in section 4511.01 of the Revised Code, that is an emergency vehicle of a qualified nonprofit corporation police department established pursuant to section 1702.80 of the Revised Code and that is identified a... |
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Section 3937.411 | Tickets for civil violations.
...icy of insurance upon a private automobile or increasing the rate to be charged for such a policy; (B) Increasing the premium rate, canceling, or failing to renew an existing policy of insurance upon a private automobile. |
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Section 3937.42 | Cooperation in investigating fraudulent claims.
...estigating a claim involving motor vehicle insurance or vessel insurance to release any information in its possession relevant to the claim. The company or agent shall release the information that is requested in writing by the law enforcement officer. (B) If an insurance company, or agent authorized by the company to act on its behalf, has reason to suspect that a loss involving a motor vehicle or vessel that is in... |
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Section 3937.43 | Reduction in premium charges for insureds over 60 completing motor vehicle accident prevention course.
...egulates the operation of vehicles, streetcars, or trackless trolleys on highways or streets or that regulates size or load limitations or fitness requirements of vehicles. "Moving violation" does not include the violation of any statute or ordinance that regulates pedestrians or the parking of vehicles. (3) "Community control sanction" has the same meaning as in section 2929.01 of the Revised Code. (B) Every ratin... |
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Section 3937.44 | All claims resulting from one person's bodily injury subject to limit of policy applicable to bodily injury.
... including, but not limited to, automobile liability or motor vehicle liability insurance that provides a limit of coverage for payment for damages for bodily injury, including death, sustained by any one person in any one accident, may, notwithstanding Chapter 2125. of the Revised Code, include terms and conditions to the effect that all claims resulting from or arising out of any one person's bodily injury, includi... |
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Section 3937.45 | Prohibiting consideration of vehicle weight violations.
...icyholder and to the insurer and after determining that the insurer has violated this section, the superintendent may direct the issuance of a policy, decrease the premium rate on a policy, or reinstate insurance coverage. (C) The registrar shall not include the conviction for a violation of the weight provisions of Chapter 5577. of the Revised Code, or a substantially similar municipal ordinance relating to vehicle... |
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Section 3937.46 | Applicability of intrafamily liability exclusion against owner or operator of motor vehicle in action for wrongful death.
...f both of the following conditions are met: (1) The policy providing the liability coverage in question includes uninsured-underinsured motorist coverage pursuant to section 3937.18 of the Revised Code; (2) Such an intrafamily claim is not precluded by an intrafamily exclusion in the uninsured-underinsured motorist coverage in question. (C) As used in this section: (1) "Intrafamily liability exclusion" means ... |
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Section 3937.47 | Cancellation of personal lines insurance.
...ctive date of cancellation shall be not less than ten days from the date the notice was mailed. (C) An insurer may include a notice of cancellation of a personal lines insurance policy for nonpayment of premium with a billing statement. Subject to division (B) of this section, such a cancellation is effective on or after the due date of the bill. |
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Section 3937.99 | Penalty.
...(A) Whoever purposely violates sections 3937.01 to 3937.17 of the Revised Code shall be fined not more than five hundred dollars. (B) Whoever violates division (I) of section 3937.42 of the Revised Code is guilty of a misdemeanor of the fourth degree. |
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Section 3942.01 | Definitions.
...line-enabled application, software, web site, or system offered or utilized by a transportation network company that enables the prearrangement of rides with transportation network company drivers. (D) "Personal vehicle" means a vehicle to which all of the following apply: (1) The vehicle is used by a transportation network company driver. (2) The vehicle is owned, leased, or otherwise authorized for use by the tr... |
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Section 3942.02 | Insurance.
...retention group. (b) The insurer has a credit rating of not less than "A-" from A.M. Best or "A" from Demotech or a similar rating from another rating agency recognized by the department of insurance. (D) A transportation network company driver shall carry proof of insurance satisfying the coverage requirements of division (A)(2) of this section either physically or through use of an electronic wireless communicati... |
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Section 3942.03 | Exclusion of coverage.
...all exchange, at minimum, the precise times that the transportation network company driver logged on and off of the transportation network company's digital network in the twelve-hour period immediately preceding and in the twelve-hour period immediately following the event resulting in the loss. The parties also shall disclose to one another a clear description of the coverage, exclusions, and limits provided under ... |
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Section 3942.04 | Disclosures to drivers.
...nsportation network company provides while the driver uses a personal vehicle in connection with transportation network company services; (2) That, depending on the terms of the policy, the transportation network company driver's own personal automobile insurance policy might not provide any coverage while the driver uses a personal vehicle to provide or be available to provide transportation network services. (B) ... |
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Section 3953.01 | Title insurance definitions.
...h a bank, savings and loan association, credit union, or savings bank is open to the public for carrying on substantially all of its functions. (N) "Housing accommodations" and "restrictive covenant" have the same meanings as in section 4112.01 of the Revised Code. (O) "Joint venture" means an arrangement undertaken jointly by two or more parties in regard to ownership of a business entity title insurance agent. |
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Section 3953.02 | Application of chapter.
.... of the Revised Code applies to all title insurance companies, title insurance rating organizations, title insurance agents, applicants for title insurance, policyholders, and to all persons and business entities engaged in the business of title insurance. |
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Section 3953.03 | Only title insurance company to engage in title insurance business.
... and after December 12, 1967, only a title insurance company as defined in division (C) of section 3953.01 of the Revised Code shall underwrite or issue a policy of title insurance. No person, firm, association, corporation, cooperative, joint-stock company, partnership, or trust shall engage in the business of title insurance in this state unless authorized to transact such a business by this chapter. |