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The Legislative Service Commission staff updates the Revised Code on an ongoing basis, as it completes its act review of enacted legislation. Updates may be slower during some times of the year, depending on the volume of enacted legislation.

Ohio Revised Code Search

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Section 1311.55 | Agricultural product lien.

...duct as determined by the "market news service" of the Ohio department of agriculture on the date the agricultural producer or handler files the affidavit permitted under section 1311.56 of the Revised Code. (D) Any waiver by a producer or handler of the producer's or handler's right to an agricultural product lien is void as being contrary to public policy.

Section 1311.71 | Aircraft definitions.

...esignee. (D) "Labor" means to repair, service, or maintain an aircraft. (E) "Materials" means all products and substances, including gasoline, oil, lubricants, accessories, parts, and equipment, that are furnished for an aircraft. (F) "Public-use airport" has the same meaning as in section 4563.30 of the Revised Code. (G) "Stores" means to keep an aircraft on real property owned by a person that is not the ow...

Section 1311.74 | Service of copy of affidavit on owner.

...(A) Any lien claimant who files an affidavit pursuant to section 1311.73 of the Revised Code shall serve to the owner of the aircraft that is subject to the lien, or to his agent, a copy of the affidavit within thirty days after filing the affidavit with the United States federal aviation administration. The lien claimant shall mail the copy of the affidavit by certified mail, or if the copy of the affidavit is retur...

Section 1311.85 | Broker's lien on commercial realty definitions.

...o, a written contract with a broker for services related to purchasing, selling, leasing, or conveying any interest in the lien property.

Section 1311.90 | Broker to record release or satisfaction.

...r by certified mail, commercial carrier service, or any other method that includes written evidence of receipt.

Section 1313.44 | Liens and securities.

...Persons who have performed labor in the service of the assignor within twelve months next preceding an assignment for the benefit of creditors, are entitled to receive out of the trust funds, before the paying of other creditors, the full amount of wages due for such labor not exceeding three hundred dollars. This section and section 1313.43 of the Revised Code do not prejudice or affect securities given, or liens ob...

Section 1313.50 | Commissions of assignees.

...n full compensation of all his ordinary services: (A) For the first thousand dollars, at the rate of six per cent; (B) For all above one thousand dollars and not exceeding five thousand dollars, at the rate of four per cent; (C) For all above five thousand dollars, at the rate of two per cent.

Section 1315.152 | Civil penalties for violation or breach.

...uests the hearing within thirty days of service of the notice of assessment of a civil penalty; (4) Notice that, if the licensee or other person makes a timely request for a hearing, the licensee or other person may appear at the hearing in person, by attorney, or by presenting positions, arguments, and contentions in writing, and at the hearing may present evidence and examine witnesses for and against the licensee...

Section 1315.21 | Check-cashing businesses definitions.

...f selling tangible personal property or services at retail and does not derive more than five per cent of the person's gross income from the cashing of checks; (5) A person licensed under sections 1315.01 to 1315.18 of the Revised Code, or any agent of that person, to the extent that the person or the agent is engaged in cashing checks or travelers checks issued by the licensed person ; (6) A person registered as ...

Section 1315.26 | Limitations on fees and charges.

...chedule of its fees and charges for all services permitted under sections 1315.21 to 1315.28 of the Revised Code.

Section 1315.51 | Transaction reporting, money laundering definitions.

...eemable by the issuer in merchandise or service, a credit card voucher, or a letter of credit. (H) "Proceeds" means property acquired or derived directly or indirectly from, produced through, realized through, or caused by an act or omission and includes property of any kind. (I) "Property" means anything of value and includes an interest in property, including a benefit, privilege, claim, or right with respect to ...

Section 1317.032 | Asserting defenses against holder, assignee, or transferee of purchase money loan installment note or retail installment contract.

...defenses against the seller of goods or services that are obtained pursuant to a purchase money loan installment note or retail installment contract may also assert the defenses against the holder, assignee, or transferee of the purchase money loan installment note or retail installment contract, whether or not any notice of potential claims and defenses is included in the note or contract: (1) That the subject of t...

Section 1319.12 | Taking assignment of debts.

...or other valuable consideration, offers services to collect an alleged debt asserted to be owed to another. (2) "Collection agency" does not mean a person whose collection activities are confined to and directly related to the operation of another business, including, but not limited to, the following: (a) Any bank, including the trust department of a bank, trust company, savings and loan association, savings bank,...

Section 1321.18 | Civil action to reverse, rescind, or modify division order.

... the superintendent, either by personal service or by certified mail addressed to the superintendent's office in the department of commerce. The summons is returnable within five days from its date and in all other respects it is made as in civil actions. All allegations of the complaint shall be deemed denied without further pleading, and the court, upon application by either party, shall advance the cause and hear ...

Section 1321.21 | Consumer finance fund.

...ed by the superintendent, including any services rendered by the department of commerce for the division's administration of Chapters 1321., 1322., 4712., 4727., and 4728., sections 1315.21 to 1315.30, and sections 1349.25 to 1349.37 of the Revised Code, shall be paid from the fund. The fund shall be assessed a proportionate share of the administrative costs of the department and the division. The proportionate share...

Section 1321.35 | Short-term Loan Law definitions.

... a condition to a loan, including fees, service charges, renewal charges, and any ancillary product sold in connection with a short-term loan, but does not include the monthly maintenance fees, the loan origination charge, the check collection charge, or the check cashing fee authorized under section 1321.40 of the Revised Code. (D) "Annual percentage rate" has the same meaning as in the "Truth in Lending Act," 82 S...

Section 1321.45 | Prohibited short-term loan debt collection practices.

...t, or legal status of any debt, or any services rendered, or compensation which may be lawfully received by any debt collector for the collection of a debt; (3) Falsely representing or implying that any individual is an attorney or that any communication is from an attorney; (4) Representing or implying that nonpayment of any debt will result in the arrest or imprisonment of any person or the seizure, garnish...

Section 1321.53 | General loan certificate of registration application, approval, fee; assets; additional certificates; change in place of business; exceptions to General Loan Law.

...e business of selling tangible goods or services related to tangible goods may receive or retain a certificate under sections 1321.51 to 1321.60 of the Revised Code for such place of business.

Section 1321.54 | General loan rules; suspension, revocation, or refusal to renew registration; fines; alleged violations.

...(A) The division of financial institutions may adopt, in accordance with Chapter 119. of the Revised Code, rules that are necessary for the enforcement or administration of sections 1321.51 to 1321.60 of the Revised Code and that are consistent with those sections and rules to carry out the purposes of those sections. (B)(1) The division may, upon written notice to the registrant stating the contemplated action, the...

Section 1321.62 | Consumer Installment Loan Act definitions.

...As used in sections 1321.62 to 1321.702 of the Revised Code: (A) "Actuarial method" means the method of allocating payments made on a loan between the principal amount and interest whereby a payment is applied first to the accumulated interest and the remainder to the unpaid principal amount. (B) "Advertisement" and "advertising" mean all material printed, published, displayed, distributed, or broadcast, and all ...

Section 1321.631 | Applicability of Consumer Installment Loan Act.

...person registered or acting as a credit services organization under sections 4712.01 to 4712.14 of the Revised Code; (F) Any credit transaction made by a person licensed as a check-cashing business under sections 1315.21 to 1315.30 of the Revised Code; (G) Any credit transaction made by a retail seller under Chapter 1317. of the Revised Code; (H) Any credit transaction made by a person licensed or acting as a pawn...

Section 1321.651 | Advertising for consumer installment loans.

... be identified by means of trade names, service marks, or business names that are filed with the division of financial institutions and the secretary of state. (B) Advertising shall not be false, misleading, or deceptive. False, misleading, or deceptive advertising includes, but is not limited to, the following: (1) Placing, or causing to be placed, any advertisement indicating that special terms, reduced rates, ...

Section 1321.66 | Consumer installment loan licensee recordkeeping; examination of records.

...third-party vendors relating to lending services, policy and procedures manual, and training materials. (8) All contracts or agreements relating to business relationships with businesses or individuals licensed by the division of financial institutions; (9) A file of all advertisements; (10) Histories of nonpublished indices used to establish interest rates for variable rate loans, which shall be maintained for...

Section 1321.67 | Closing of consumer installment loans; duties of licensee.

...(A) For purposes of sections 1321.62 to 1321.702 of the Revised Code, a loan shall be considered closed upon the signature of the obligor or obligors, unless the loan contract is not executed by signature, in which case the loan is considered closed upon disbursement of loan funds. (B) All loans made under sections 1321.62 to 1321.702 of the Revised Code by direct mail shall be made from a place of business for whi...

Section 1321.70 | Enforcement actions for Consumer Installment Loan Act violations.

...(A) The division of financial institutions may, upon written notice to the licensee stating the contemplated action, the grounds for the action, and the licensee's reasonable opportunity to be heard on the action in accordance with Chapter 119. of the Revised Code, revoke, suspend, or refuse to renew any license issued under sections 1321.62 to 1321.702 of the Revised Code if it finds a violation of or failure to com...