Skip to main content
Back To Top Top Back To Top
Home Button Home Button Home Button
The Legislative Service Commission staff updates the Revised Code on an ongoing basis, as it completes its act review of enacted legislation. Updates may be slower during some times of the year, depending on the volume of enacted legislation.

Section 3970.06 | Wellness programs.

Ohio Revised Code
/
Title 39 Insurance
/
Chapter 3970 Pet insurance
 
Section 3970.06 is not yet in effect. It takes effect January 22, 2025.
Effective:
January 22, 2025
Latest Legislation:
Senate Bill 175 - 135th General Assembly
PDF:
Download Authenticated PDF
 

(A) No pet insurer shall condition eligibility to purchase pet insurance on participation, or lack of participation, in a separate wellness program.

(B) No pet insurer or agent shall market a wellness program as pet insurance.

(C) If a wellness program is sold by a pet insurer, all of the following apply:

(1) The purchase of the wellness program shall not be a requirement to purchase pet insurance;

(2) The costs of the wellness program shall be separate and identifiable from any premiums or other costs for pet insurance sold by a pet insurer or agent;

(3) The terms and conditions for the wellness program shall be separate from any pet insurance sold by the pet insurer or agent;

(4) The products or coverage available through the wellness program shall not duplicate products or coverage available through the pet insurance;

(5) The advertising of the wellness program shall not be misleading and shall comply with division (C)(6) of this section;

(6) The pet insurer or agent shall clearly disclose both of the following to consumers:

(a) That wellness program is not pet insurance;

(b) The address and customer service telephone number of the pet insurer or agent.

(D)(1) All coverage included in a pet insurance policy is considered insurance, regardless of whether the coverage is described as a wellness benefit.

(2) Except as otherwise provided in division (D)(3) of this section, if a wellness program undertakes to indemnify another party, pays a specified amount upon determinable contingencies, or provides coverage for a fortuitous event, the program is transacting the business of insurance and is subject to the requirements of this chapter and all other applicable laws.

(3) A wellness program contract directly between a service provider and a pet owner that involves only those two parties is not transacting the business of insurance unless the contract has other characteristics of insurance.

Last updated September 23, 2024 at 12:13 PM

Available Versions of this Section