Ohio Revised Code Search
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Section 3960.09 | Premium taxes or taxes on premiums paid for coverage of risks.
..., fines, and penalties as those applicable to premium taxes and taxes on premiums paid for similar coverage from a similar insurance source by other insureds; (B) Paid first by the insurance source; if not by the source, then by the agent or broker for the purchasing group; if not by the agent or broker, then by the purchasing group; and if not by the purchasing group, then by each of its members. |
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Section 3960.10 | Authority and powers of superintendent of insurance.
... laws of this state applicable to risk retention groups and purchasing groups, except those that are specifically preempted by the federal "Product Liability Risk Retention Act of 1981," 95 Stat. 949, 15 U.S.C.A. 3901, as amended by the federal "Risk Retention Amendments of 1986," 100 Stat. 3170, 15 U.S.C.A. 3901, as amended. (B) The authority of the superintendent under division (A) of this section includes, but is... |
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Section 3960.11 | Soliciting, negotiating, or procuring liability insurance restricted to licensed agents and brokers.
... do business in this state, or from a domestic insurer designated as a domestic surplus lines insurer pursuant to section 3905.332 of the Revised Code, on behalf of a purchasing group located in this state unless the person is licensed as a surplus line broker in accordance with section 3905.30 of the Revised Code. |
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Section 3960.12 | Adoption of rules for enforcement.
...rintendent of insurance may adopt any rules necessary or desirable for the enforcement of sections 3960.01 to 3960.13 of the Revised Code. |
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Section 3960.13 | Enforcement powers of superintendent of insurance.
...ction is not imposed by the law applicable to liability insurance companies admitted to do business in this state; (B) Impose a civil penalty not to exceed three thousand five hundred dollars for each violation of the type described in division (A) of this section, but not to exceed an aggregate penalty of thirty-five thousand dollars in any six-month period upon the group or any member of the group that participate... |
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Section 3970.01 | Definitions.
...ans a condition affecting the bones, skeletal muscle, cartilage, tendons, ligaments, and joints. "Orthopedic condition" includes elbow dysplasia, hip dysplasia, intervertebral disc degeneration, patellar luxation, and ruptured cranial cruciate ligaments. "Orthopedic condition" does not include cancer or metabolic, hemopoietic, or autoimmune diseases. (E) "Pet insurance" means a property insurance policy that provid... |
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Section 3970.02 | Scope and purpose.
...rehensive legal framework within which pet insurance may be sold, issued, and delivered in this state. (B) The requirements of this chapter apply to pet insurance policies that are: (1) Issued to any resident of this state; (2) Sold, solicited, or negotiated in this state; (3) Delivered or issued for delivery in this state. (C) Pet insurers and pet insurance policies are subject to all other applicable laws... |
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Section 3970.03 | Limitations and exclusions.
...administrator's publicly accessible web site. (B) This chapter does not prohibit or limit the types of exclusions a pet insurer may use or apply to a pet insurance policy. This chapter does not require a pet insurer to use or apply to a pet insurance policy any of the limitations or exclusions defined in section 3970.01 of the Revised Code. |
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Section 3970.04 | Disclosures.
...e policyholder to contact the agent for assistance. (J) The disclosures required by this section are in addition to any other disclosures required by law. |
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Section 3970.05 | Policy conditions.
...he waiting period to be waived upon completion of a medical examination, to which all of the following apply: (a) The pet insurer may require the examination to be conducted by a licensed veterinarian after the purchase of the policy. (b) The medical examination shall be paid for by the policyholder, unless the policy contract specifies that the pet insurer will pay for the examination. (c) The pet insurer may ... |
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Section 3970.06 | Wellness programs.
...program shall be separate and identifiable from any premiums or other costs for pet insurance sold by a pet insurer or agent; (3) The terms and conditions for the wellness program shall be separate from any pet insurance sold by the pet insurer or agent; (4) The products or coverage available through the wellness program shall not duplicate products or coverage available through the pet insurance; (5) The adver... |
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Section 3970.07 | Pet insurer training.
...t is appropriately licensed and has completed the required training identified in division (C) of this section. (B) A pet insurer shall ensure that the pet insurer's agents are trained under division (C) of this section and have been appropriately trained on the coverage and conditions of its pet insurance products. (C) A pet insurer transacting pet insurance shall be trained on the following topics: (1) Preexi... |
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Section 3970.08 | Rules.
...superintendent of insurance may adopt rules in accordance with Chapter 119. of the Revised Code for the purposes of administering and enforcing this chapter, which may include penalties for violations of this chapter. |
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Section 3999.02 | False statement by medical examiner of insurance company.
...No medical examiner for a life insurance company or for an applicant for insurance therein shall knowingly make a false statement or report to such company or to an officer thereof concerning the health or physical condition of an applicant for insurance, or other matter or thing affecting the granting of such insurance. |
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Section 3999.03 | Life insurance - official or agent issuing fraudulent policies.
...r other person shall knowingly aid or abet any person in effecting insurance described in this section, or in effecting insurance of his own life. |
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Section 3999.04 | Changing life insurance policy.
...No life insurance company doing business in this state, or an agent thereof, shall make a contract of insurance, or an agreement as to such contract, other than is plainly expressed in the policy issued thereon. |
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Section 3999.05 | Rebates and other inducements from life insurance companies.
...insurance, a rebate of the premium payable on a policy, or a special favor or advantage in the dividends or other benefits to accrue thereon, or a paid employment or contract for services of any kind, or any valuable consideration or inducement not specified in the policy of insurance, or give, sell, or purchase, or offer to give, sell, or purchase, as an inducement for insurance, any stocks, bonds, or securities of ... |
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Section 3999.07 | Sale or assignment of premium note before delivery of policy.
...No person, having accepted a premium note in payment of the purchase price of a policy of insurance, shall sell or assign such note prior to the delivery and acceptance of such policy. |
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Section 3999.08 | Misrepresentations in soliciting insurance.
...eon. No person shall use any name or title of any policy or class of policies misrepresenting the true nature thereof, or make, circulate, use, or cause to be made, circulated, or used, any illustration, circular, or statement, whether written or oral, misrepresenting the terms of any policy issued by any such corporation, or the benefits or advantages promised thereby, or any misleading estimate of the dividends or ... |
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Section 3999.09 | False or malicious statements about insurance company.
...or cause the same to be done, or aid, abet, or encourage the making, printing, publishing, distributing, or circulating of, any pamphlet, circular, article, literature, or statement of any kind which is defamatory of any insurance company doing business in this state, or which contains any false and malicious criticism or false and malicious statement calculated to injure such company in its reputation or business. N... |
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Section 3999.10 | Misrepresentations in advertisement by insurance company.
... the protection of its policyholders or creditors, or advertise a subscribed capital not actually paid up in cash. |
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Section 3999.11 | Advertisement at variance with verified statement.
...No insurance company, corporation, or association authorized to transact business in this state shall purport to make known its financial standing by advertisement, public announcement, or by making or issuing a circular or card, which fails to correspond, in all the particulars which it so purports to make known, with the last preceding verified statement made by it to the insurance department of any state. |
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Section 3999.12 | Disbursements by domestic life insurance companies.
...nnection with a matter pending before a legislative or public body or a department or officer of any state or government, in addition to the foregoing information, such corporation shall not fail to describe correctly in such voucher the nature of the matter and of the interest of such company therein. If such voucher cannot be obtained, such expenditures must be evidenced by an affidavit describing the character an... |
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Section 3999.13 | Unlawful reinsurance.
...the assumption of reinsurance of the whole or any portion of the risks of another company by such company. |
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Section 3999.14 | Foreign life insurance companies on the assessment plan.
...No officer or agent of a corporation, company, or association organized under the laws of any other state of the United States to transact the business of life or accident insurance or life and accident insurance on the assessment plan, shall violate or fail to comply with any law relating to such corporation, company, or association. |