Ohio Revised Code Search
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Section 3905.37 | Prohibited acts.
...n that is required to determine the amount due under that section. |
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Section 3905.38 | Exemptions.
... 3905.38 of the Revised Code do not extend to private citizens, firms, or corporations, residents of this state, who seek to provide indemnity among themselves, from fire loss or other casualty, by exchange of private contracts for protection only and not for profit, nor apply to life or accident and sickness insurance. Sections 3905.30 through 3905.37 of the Revised Code do not apply to ocean marine insurance ... |
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Section 3905.39 | Continuation of certificates and licenses.
...Unless revoked by the superintendent of insurance or unless cancelled by him on written notice from the company, or the "attorney" designated under section 3931.01 of the Revised Code, all certificates of authority and licenses of companies, or such "attorneys" organized or admitted to do business under the laws relating to insurance companies, may, in the discretion of the superintendent, and at the request of the c... |
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Section 3905.40 | Fees paid to superintendent of insurance.
... collected under this division shall be credited to the department of insurance operating fund created in section 3901.021 of the Revised Code. (D) Each domestic mutual life insurance company shall pay for verifying that any amendment to its articles of incorporation was regularly adopted, two hundred fifty dollars with each application for verification. Any such amendment shall be considered to have been regularly ... |
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Section 3905.401 | Valuation fee not applicable to reinsurance ceded to affiliated companies.
...The valuation fee specified in division (B) of section 3905.40 of the Revised Code does not apply to reinsurance ceded to affiliated domestic companies. |
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Section 3905.41 | Accounts for fees.
... Not later than the tenth day of each calendar month the superintendent shall render an itemized statement to each company or agent whose account has been charged during the month next preceding, showing the amount of all fees charged during that month and demanding that payment thereof be made not later than the first day of the month next following. The failure of any insurance company within that time to pay... |
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Section 3905.42 | Insurance business must be authorized.
...ns or proceedings, or allowed by law, unless it is expressly authorized by the laws of this state, and the laws regulating it and applicable thereto, have been complied with. |
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Section 3905.421 | Vehicle protection product warranty.
...tually obligated to the warranty holder under the terms of a vehicle protection product warranty. "Warrantor" does not include an insurer authorized or eligible to do business in this state. (4) "Warranty reimbursement insurance policy" means a policy of insurance issued by an insurer authorized or eligible to do business in this state to the warrantor of a vehicle protection product to pay, on behalf of the warrant... |
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Section 3905.422 | Homes service contract are consumer transactions.
...cludes the heating, cooling, plumbing, electrical system, and similar systems of a home. (B) A home service contract is not insurance and its sale or issuance is not governed by the laws of this state relating to insurance, except a home service contract issued by a licensed property and casualty insurance company as an insurance policy shall be governed by the laws of this state relating to insurance. (C) The sale... |
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Section 3905.423 | Consumer goods contracts to be covered by reimbursement insurance.
...r person assuming the consumer's rights under the consumer goods service contract. (6) "Provider" means a person who is contractually obligated to a contract holder under the terms of a consumer goods service contract. (7) "Reimbursement insurance policy" means a policy of insurance issued by an insurer authorized or eligible to do business in this state to a provider to pay, on behalf of the provider in the event ... |
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Section 3905.424 | Waiver of customer obligation not insurance matter.
...hrough any medium or method now in existence or hereafter devised, including, but not limited to, cable, internet access, voice over internet, telephone, or wireless telephone. (2) "Waiver of customer obligation" means an optional agreement between a service provider and the service provider's customer under which the service provider agrees, in return for a specified charge payable by the customer to the service pr... |
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Section 3905.426 | Requirements for ancillary product protection contracts.
...protection agreement" includes trade-in-credit agreements, diminished value agreements, depreciation benefit agreements, or other similar agreements. "Vehicle value protection agreement" does not include a debt suspension or debt cancellation product. (B) All motor vehicle ancillary product protection contracts issued in this state shall be covered by a reimbursement insurance policy. (C) A motor vehicle ancillar... |
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Section 3905.43 | Advertising limitations.
...hich insurance business is solicited, unless such advertiser has complied with the laws of this state regulating the business of insurance. |
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Section 3905.44 | Limitation upon domestic companies.
...any such insurance company, the superintendent of insurance may revoke the license or authority of such company doing business in this state and may require such company to pay the taxes upon such unlawfully written business to the state or territory in which it was written, as provided by the laws of such state or territory. "Do business" as used in this section does not include the maintenance or servicing of poli... |
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Section 3905.45 | Payment of funeral or burial expenses policy.
... provider of such goods or services, unless the insurer, as a condition to paying the benefits of the insurance policy, receives from the provider a certified copy of the certificate of death of the insured, or other evidence of death satisfactory to the insurer, and a certificate of completion. The certificate of completion shall be signed by the provider and shall certify that the provider has delivered all t... |
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Section 3905.451 | Funeral or burial goods or services coverage not subject to preneed provisions.
...or the purpose of purchasing funeral or burial goods or services, and the contractual obligation to provide the goods or services, are not subject to section 4717.36 of the Revised Code. |
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Section 3905.46 | Application of law.
...e. The laws of this state relating to agents of companies organized under the laws of any state, apply to the agents of such companies organized under the laws of the United States. Any violation of the laws of this state by any person, or agent, in the employment of any such company organized under the laws of the United States, shall subject the offender to the same penalties provided by the laws of this state for ... |
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Section 3905.47 | Agent training programs.
...ll receive continuing education course credit under sections 3905.481 to 3905.486 of the Revised Code. All such credit shall count toward satisfying the continuing education requirement in section 3905.481 of the Revised Code. |
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Section 3905.471 | Insurance navigator certification.
...B of the Internal Revenue Code of 1986, 26 U.S.C. 36B, and cost-sharing reductions under section 1402 of the Affordable Care Act; (3) Facilitate enrollment in qualified health plans, without suggesting that an individual select a particular plan; (4) Provide referrals to appropriate state agencies for any enrollee with a grievance, complaint, or question regarding their health plan, coverage, or a determination... |
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Section 3905.472 | Qualified health benefit plans.
...qualified health plan under the Affordable Care Act, as approved by the superintendent of insurance. Nothing in this section shall be construed to allow the superintendent of insurance to impose any additional state certification requirements in order to be a qualified health plan. |
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Section 3905.473 | Exchange listings.
... may make such a request. (C) Any web site, software application, or other electronic medium, or an exchange-sanctioned outreach event that enables a consumer to determine eligibility for and to purchase a qualified health plan through an exchange shall include information on how an individual can obtain from an exchange the contact information of insurance agents operating near the individual's residence add... |
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Section 3905.474 | Qualifications for in-person assisters.
...ster unless that person is either a licensed insurance agent certified to sell insurance through an exchange under section 3905.47 of the Revised Code or an insurance navigator certified under section 3905.471 of the Revised Code. |
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Section 3905.481 | Continuing education requirements.
...ident insurance agent license shall complete at least twenty-four hours of continuing education for each license renewal period. The continuing education shall be offered in a course or program of study approved by the superintendent of insurance and shall include at least three hours of approved ethics training. This section does not apply to any person or class of persons, as determined by the superintendent. |
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Section 3905.484 | Establishing criteria for course or program of study for license examination.
...sact business in this state; (2) An accredited college or university; (3) An insurance trade association; (4) An independent program of instruction that is approved by the superintendent; (5) Any institution as defined in section 1713.01 of the Revised Code that holds a certificate of authorization issued by the Ohio board of regents under Chapter 1713. of the Revised Code or is exempt under that chapter from... |
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Section 3905.485 | Establishing schedule of fees for course or program of study for license examination.
...r division (A) of this section shall be credited to the department of insurance operating fund created in section 3901.021 of the Revised Code. |