Ohio Revised Code Search

...eemable by the issuer in merchandise or service, a credit card voucher, or a letter of credit. (H) "Proceeds" means property acquired or derived directly or indirectly from, produced through, realized through, or caused by an act or omission and includes property of any kind. (I) "Property" means anything of value and includes an interest in property, including a benefit, privilege, claim, or right with respect to ...

...tly related to the operation of another business, including, but not limited to, the following: (a) Any bank, including the trust department of a bank, trust company, savings and loan association, savings bank, credit union, or fiduciary as defined in section 5815.04 of the Revised Code, except those that own or operate a collection agency; (b) Any real estate broker or real estate salesperson, as defined in sectio...

...nts are legal process; (14) Using any business, company, or organization name other than the true name of the debt collector's business, company, or organization; (15) Falsely representing or implying that documents are not legal process forms or do not require action by the consumer; (16) Falsely representing or implying that a debt collector operates or is employed by a consumer reporting agency. (H) A deb...

...e business of selling tangible goods or services related to tangible goods may receive or retain a certificate under sections 1321.51 to 1321.60 of the Revised Code for such place of business.

...law, or any other law applicable to the business conducted under a certificate of registration; (b) The person has been convicted of or pleaded guilty or nolo contendere to any criminal felony offense in a domestic, foreign, or military court; (c) The person has been convicted of or pleaded guilty or nolo contendere to any criminal offense involving theft, receiving stolen property, embezzlement, forgery, fraud, pa...

...by a person licensed as a check-cashing business under sections 1315.21 to 1315.30 of the Revised Code; (G) Any credit transaction made by a retail seller under Chapter 1317. of the Revised Code; (H) Any credit transaction made by a person licensed or acting as a pawnbroker under Chapter 4727. of the Revised Code; (I) Any credit transaction made by a person licensed under sections 1321.35 to 1321.48 of the Revised...

...third-party vendors relating to lending services, policy and procedures manual, and training materials. (8) All contracts or agreements relating to business relationships with businesses or individuals licensed by the division of financial institutions; (9) A file of all advertisements; (10) Histories of nonpublished indices used to establish interest rates for variable rate loans, which shall be maintained for...

...rect mail shall be made from a place of business for which the licensee holds a valid license. (C) Licensees have an ongoing duty to notify the division of financial institutions of material changes in the information contained in the application and exhibits, schedules, and other documentation submitted in conjunction with the application, and to report all changes or additions to information in the application wi...

...law, or any other law applicable to the business conducted under a license. (B) In addition to, or in lieu of, any revocation, suspension, or denial, the division may impose a monetary fine after administrative hearing or in settlement of matters subject to claims under division (A) of this section. (C) The revocation, suspension, or refusal to renew shall not impair the obligation of any pre-existing lawful cont...

...ty insurance companies authorized to do business in this state as to policies issued by those companies; (B) The inclusion of a charge for insurance in connection with any installment transaction pursuant to Chapter 1317. of the Revised Code; (C) The financing of insurance premiums at a rate of interest not exceeding the maximum rate permitted by section 1343.01 of the Revised Code; (D) Persons lawfully doing busi...

...tgage lender, mortgage broker, mortgage servicer, or mortgage loan originator activity in this state until the registrant or licensee complies with this section.

...business as a mortgage lender, mortgage servicer, mortgage broker, or mortgage loan originator. No registrant or licensee shall fail to comply with this division. (C) Each registrant, licensee, and entity holding a valid letter of exemption issued under this chapter shall submit to the nationwide mortgage licensing system and registry call reports or other reports of condition, which reports shall be in such form...

...te broker or agent, for the referral of business. (C)(1) Notwithstanding any provision of this chapter to the contrary, a registrant or entity holding a letter of exemption under this chapter may allow a mortgage loan originator or any other person associated with the registrant or entity to transact business on behalf of the registrant or entity from a location other than the registrant's or entity's principal off...

...te accessible through the internet, the business name of the registrant or mortgage loan originator and the unique identifier of the registrant or mortgage loan originator. (B) In making any advertisement, a registrant shall comply with 12 C.F.R. 226.16, as amended.

...rily conducted in accordance with sound business practice, and not to any method or device adopted for the evasion of this section or to prevent or delay the issuance of an injunction or restraining order with respect to such infringing matter. The enumeration of any right or remedy herein shall not affect a registrant's right to prosecute under any appropriate penal law of this state.

...y security is the value of the goods or services supplied to the purchaser by the seller or affiliated person; (H) Represent that a purchaser's initial payment or promissory note is secured in any manner or that the seller provides a buy-back arrangement unless the seller has, in the manner provided for by section 1334.04 of the Revised Code, obtained a surety bond or established a trust account.

...the Revised Code to charge for similar services in regard to other instruments. In a county in which the county recorder has determined to use the microfilm process as provided by section 9.01 of the Revised Code, the recorder may require that all cancellations, releases, or other actions affecting recorded powers of attorney be by separate instrument, signed and acknowledged as provided by section 5301.01 of the R...

...ernmental Programs or Civil or Military Service (___) Retirement Plans (___) Taxes (___) Digital Assets (___) All Preceding Subjects (___) My agent shall have access to the content of electronic communications sent or received by me. LIMITATION ON AGENT'S AUTHORITY An agent that is not my ancestor, spouse, or descendant MAY NOT use my property to benefit the agent or a person to whom the agent owes an o...

...usehold purposes. (6)(a) The loan is a business loan to a business association or partnership, a person owning and operating a business as a sole proprietor; any persons owning and operating a business as joint venturers, joint tenants, or tenants in common; any limited partnership; or any trustee owning or operating a business or whose beneficiaries own or operate a business, except that: (i) Any loan which is sec...

...n business establishment where goods or services are offered or exhibited for sale, but the agreement or offer to purchase is signed at a seller's fixed location business establishment, a presumption arises that the sale was a home solicitation sale.

...of obtaining money, property, labor, or services on credit, or for initiating an electronic fund transfer at a point-of-sale terminal, an automated teller machine, or a cash dispensing machine.

...ubpoena or within twenty days after the service of the subpoena, whichever is earlier. (F) Any person who is subpoenaed as a witness or to produce relevant matter pursuant to division (C) of this section shall comply with the terms of the subpoena unless the court orders otherwise prior to the date specified for the return of the subpoena or, if applicable, that date as extended. If a person fails without lawful exc...

...nd allows the user to purchase goods or services from a merchant. (J) "Payment card transaction" means any transaction in which a payment card is accepted as payment.

...that all entities conducting investment business with the treasurer or governing board shall sign the investment policy of that subdivision. All brokers, dealers, and financial institutions, described in division (M)(1) of this section, initiating transactions with the treasurer or governing board by giving advice or making investment recommendations shall sign the treasurer's or governing board's investment policy t...

...rough one or more systems, networks, or services located in or outside this state. (C) "Data breach" means unauthorized access to and acquisition of computerized data that compromises the security or confidentiality of personal information or restricted information owned by or licensed to a covered entity and that causes, reasonably is believed to have caused, or reasonably is believed will cause a material risk of ...