Ohio Revised Code Search
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Section 1317.031 | Inclusion of holder in due course.
...Notwithstanding section 1303.35 of the Revised Code, a buyer who executes a purchase money loan installment note or a retail installment contract in connection with a consumer transaction may assert against any holder, assignee, or transferee of the note or contract, specifically including any holder in due course, as defined in section 1303.32 of the Revised Code, of the note or contract any defense that the buyer m... |
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Section 1317.032 | Asserting defenses against holder, assignee, or transferee of purchase money loan installment note or retail installment contract.
...(A) A buyer who is entitled to assert in an action in connection with a consumer transaction any of the following defenses against the seller of goods or services that are obtained pursuant to a purchase money loan installment note or retail installment contract may also assert the defenses against the holder, assignee, or transferee of the purchase money loan installment note or retail installment contract, whether ... |
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Section 1317.04 | Separate items to be listed in written instrument.
...The written instrument evidencing a retail installment sale and required by section 1317.02 of the Revised Code shall recite the following: (A) The cash price of the specific goods. (B) The amount in cash of the retail buyer's down payment, if any, whether made in money or goods or partly in money or partly in goods. (C) The unpaid balance of the cash price payable by the retail buyer to the retail seller which... |
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Section 1317.05 | Insurance provisions; debt cancellation or debt suspension products.
...(A) Any retail seller who, in any retail installment contract, has agreed to purchase insurance for the retail buyer and to extend credit for the price thereof, excluding single interest insurance, shall, prior to the due date of the first installment of the retail installment contract, deliver to the retail buyer personally, or mail or cause to be mailed to the retail buyer at the retail buyer's address as shown on ... |
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Section 1317.06 | Finance charge - rates - service charge - contract for payment of delinquent charges.
...(A) A retail seller at the time of making any retail installment sale may charge and contract for the payment of a finance charge by the retail buyer and collect and receive the same, which shall not exceed the greater of the following: (1) A base finance charge at the rate of eight dollars per one hundred dollars per year on the principal balance of the retail installment contract. On retail installment contracts ... |
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Section 1317.061 | Retail seller or holder may contract for and receive alternative finance charges or interest.
...As an alternative to the finance charges permitted in division (A) of section 1317.06 of the Revised Code or the interest permitted in division (B) of that section, and to the finance charges permitted in division (B) of section 1317.11 of the Revised Code, a retail seller or holder may contract for and receive finance charges or interest at any rate or rates agreed upon or consented to by the parties to the retail i... |
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Section 1317.062 | Retail seller or holder may contract for and receive alternative delinquent charges.
...(A)(1) As an alternative to the delinquent charges permitted in division (B) of section 1317.06 and division (B) of section 1317.11 of the Revised Code, a retail seller or holder may contract for and receive delinquent charges in any amount agreed upon or consented to by the parties to the retail installment contract or revolving budget agreement. (2) Each retail installment contract and revolving budget agreement p... |
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Section 1317.07 | Requirements of retail installment contract.
...e paid out, by the retail seller to any public officer for filing, recording, or releasing any instrument securing the payment of the obligation owed on any retail installment contract. No retail seller, directly or indirectly, shall charge, contract for, or receive from any retail buyer, any further or other amount for examination, service, brokerage, commission, expense, fee, or other thing of value, unless the ret... |
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Section 1317.071 | Limits on security interests.
...No retail seller, in connection with a retail installment contract arising out of a consumer transaction, shall take any security interest other than as authorized by this section. A seller may take a security interest in the property sold, and in goods upon which services are performed or in which goods sold are installed or to which they are annexed. A seller may secure the debt arising from the sale by contracti... |
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Section 1317.08 | Unenforceable retail installment contracts.
...(A)(1) No retail installment contract that evidences an indebtedness greater than that allowed under sections 1317.06, 1317.061, 1317.062, and 1317.07 of the Revised Code, and no retail installment contract in connection with which any charge prohibited by sections 1317.01 to 1317.11 of the Revised Code has been contracted for or received, shall be enforceable with respect to that excess indebtedness or charge agains... |
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Section 1317.09 | Payment in full before maturity - refund credit.
...Notwithstanding any retail installment contract to the contrary, any retail buyer may satisfy in full at any time before maturity the debt of any retail installment contract and in so satisfying such debt shall receive a refund credit thereon for such anticipation of payments. The amount of such refund shall represent at least as great a proportion of the total finance charge, less an acquisition cost of ten dollars,... |
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Section 1317.10 | Prior agreement is not a waiver.
...No agreement of any retail buyer made prior to or concurrent with the execution of any retail installment contract is a waiver of sections 1317.01 to 1317.11, inclusive, of the Revised Code. |
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Section 1317.11 | Prior sales or contracts not affected - revolving budget agreements.
...Sections 1317.01 to 1317.10 of the Revised Code do not apply to any sale or to any contract to sell made prior to August 10, 1949, which, if made after that date, would be a retail installment sale or contract and said sections do not affect pending litigation or revolving budget or revolving credit agreements, however described, under which finance charges are computed in relation to the buyer's unpaid balance from ... |
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Section 1317.12 | Default - notice, curing.
...Notwithstanding any agreement to the contrary in a retail installment contract made on or after the effective date of this section, if collateral for a consumer transaction is taken possession of by the secured party on default, the secured party shall, within five business days after taking possession, send to the debtor a notice setting forth specifically the circumstances constituting the default and the amount b... |
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Section 1317.13 | Time balance.
...As used in this section, "motor vehicle" and "mobile home" have the same meanings as in section 4501.01 of the Revised Code, and "manufactured home" has the same meaning as in section 3781.06 of the Revised Code. Notwithstanding the provisions of section 1309.609 of the Revised Code or any agreement by the parties to a consumer transaction to the contrary, a secured party whose security interest is taken pursuant t... |
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Section 1317.14 | Waiver of defenses provision in contract is void.
...Any provision in a retail installment contract or in any other agreement that is executed on or after August 1, 1980, by which a buyer in connection with a consumer transaction agrees not to assert any defenses against a seller, or the seller's assignee or transferee, is void, and the courts have no jurisdiction to enforce any such provision. |
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Section 1317.16 | Disposition of collateral.
...sposition of the collateral shall be by public sale only. Such sale may be as a unit or in parcels and the method, manner, time, place, and terms thereof shall be commercially reasonable. At least ten days prior to sale the secured party shall send notification of the time and place of such sale and of the minimum price for which such collateral will be sold, together with a statement that the debtor may be held liab... |
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Section 1317.21 | Breach of layaway arrangement by buyer.
...(A) Notwithstanding division (B) of section 1302.92 of the Revised Code and excluding layaway arrangements made pursuant to section 1317.22 of the Revised Code, when a seller justifiably withholds the delivery of specific goods because of the buyer's breach of a layaway arrangement, then both of the following apply: (1) The amount of the liquidated damages to which the seller is entitled shall not exceed the lesser ... |
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Section 1317.22 | Contract for sales over $500 or special order merchandise require a writing.
...(A) If a contract for sale at retail is a layaway arrangement involving the sale of merchandise or specific goods at a price above five hundred dollars, the layaway arrangement shall be evidenced by a written contract between the buyer and the seller and shall not be subject to division (A)(1) of section 1317.21 of the Revised Code. The seller shall provide a copy of the written contract to the buyer at the time the ... |
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Section 1317.23 | Payment of refunds.
...Refunds provided to a buyer under sections 1317.21 and 1317.22 of the Revised Code shall be made by the seller within thirty days of the completion of the applicable notice requirement by delivering cash, a check, or a money order to the buyer. The seller may determine the method of payment and the buyer may determine the manner of delivering the refund. If the seller delivers a cash refund to the buyer in a face-to-... |
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Section 1317.24 | Failure to comply is unfair or deceptive act or practice.
...A seller's failure to comply with sections 1317.21 to 1317.23 of the Revised Code is an unfair or deceptive act or practice in violation of section 1345.02 of the Revised Code. |
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Section 1317.99 | Penalty.
...(A) Whoever willfully violates sections 1317.01 to 1317.11, inclusive, of the Revised Code, shall be fined not more than one thousand dollars or imprisoned not more than one year, or both. |
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Section 1345.01 | Consumer sales practices definitions.
...ed Code; transactions between certified public accountants or public accountants and their clients; transactions between attorneys, physicians, or dentists and their clients or patients; and transactions between veterinarians and their patients that pertain to medical treatment but not ancillary services. (B) "Person" includes an individual, corporation, government, governmental subdivision or agency, business tru... |
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Section 1345.02 | Unfair or deceptive acts or practices.
...action involving natural gas service or public telecommunications service to a consumer in this state, shall request or submit, or cause to be requested or submitted, a change in the consumer's provider of natural gas service or public telecommunications service, without first obtaining, or causing to be obtained, the verified consent of the consumer. For the purpose of this division and with respect to public teleco... |
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Section 1345.021 | Ethanol blended or mixed into gasoline.
...line is sold or offered for sale to the public. (B) When ethanol is blended or mixed into gasoline that is sold or offered for sale to the public, it is not an unfair or deceptive act or practice in connection with a consumer transaction for a retail dealer to fail to disclose either of the following: (1) The fact that the gasoline contains ethanol; (2) The percentage of ethanol that is contained in the gasoline. ... |
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Section 4513.31 | Securing loads on vehicles.
...(A) No vehicle shall be driven or moved on any highway unless the vehicle is so constructed, loaded, or covered as to prevent any of its load from dropping, sifting, leaking, or otherwise escaping therefrom, except that sand or other substance may be dropped for the purpose of securing traction, or water or other substance may be sprinkled on a roadway in cleaning or maintaining the roadway. (B) Except for a farm ve... |
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Section 4513.32 | Vehicle towing requirements.
...nd pole and cable dollies operated by a public utility as defined in section 5727.01 of the Revised Code, shall be equipped with a coupling device, which shall be so designed and constructed that the trailer will follow substantially in the path of the vehicle drawing it, without whipping or swerving from side to side. Vehicles used to transport agricultural produce or agricultural production materials between a loca... |
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Section 4513.33 | Unlawful vehicle weight.
...Any police officer having reason to believe that the weight of a vehicle and its load is unlawful may require the driver of said vehicle to stop and submit to a weighing of it by means of a compact, self-contained, portable, sealed scale specially adapted to determining the wheel loads of vehicles on highways; a sealed scale permanently installed in a fixed location, having a load-receiving element specially adapted ... |
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Section 4513.34 | Written permits for oversized vehicles.
...s advisable, or for the duration of any public construction project. (3) The director and every county shall issue an annual permit under division (A)(2) of this section for: (a) A vehicle or combination of vehicles that haul farm machinery, provided that the farm machinery otherwise qualifies for the farm equipment permit or a similar permit offered by the county for farm machinery or equipment; (b) A vehicle ... |
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Section 4513.35 | Disposition of traffic fines.
...(A) All fines collected under sections 4511.01 to 4511.78, 4511.99, and 4513.01 to 4513.37 of the Revised Code shall be paid into the county treasury and, with the exception of that portion distributed under section 307.515 of the Revised Code, shall be placed to the credit of the fund for the maintenance and repair of the highways within that county, except that: (1) All fines for violations of division (B) of sec... |
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Section 4513.36 | Prohibition against resisting or interfering with official.
... the enforcement of the law relative to public highways. (B) Whoever violates this section is guilty of a minor misdemeanor. |
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Section 4513.361 | Furnishing false information to officer issuing traffic ticket.
...(A) No person shall knowingly present, display, or orally communicate a false name, social security number, or date of birth to a law enforcement officer who is in the process of issuing to the person a traffic ticket or complaint. (B) Whoever violates this section is guilty of a misdemeanor of the first degree. |
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Section 4513.37 | Record of traffic violations.
...mediately forward to the department of public safety an abstract of the court record covering the case in which said person was convicted or forfeited bail, which abstract must be certified by the person required to prepare the same to be true and correct. The abstract shall be made upon a form approved and furnished by the department and shall include the name and address of the party charged, the number of t... |
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Section 4513.38 | Collector's, historical, or replica motor vehicle equipment exemptions.
...(A) No person shall be prohibited from owning or operating a licensed collector's vehicle, historical motor vehicle, or replica motor vehicle that is equipped with a feature of design, type of material, or article of equipment that was not in violation of any motor vehicle equipment law of this state or of its political subdivisions in effect during the calendar year the vehicle was manufactured or the calendar year ... |
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Section 4513.39 | Making arrests on highways.
...and off the highway open to the general public for the member or constable to use that is located within the township or joint police district, in the case of a member of a township or joint police district police force, or within the unincorporated territory of the township, in the case of a township constable. (b) An access point specified by division (C)(3)(a) of this section that is available as of the effecti... |
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Section 4513.40 | Warning sign before safety device at street crossing.
...ing for the protection of the traveling public, the municipal corporation shall place a warning sign not less than two hundred feet from the crossing. The driver of any vehicle shall place his vehicle under control at the location of said warning signs so as to be able to bring said vehicle to a complete stop at said safety device. Colliding with such safety device at the crossing is prima-facie evidence that the dr... |
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Section 4513.41 | Collector's, historical, or replica motor vehicle test exemptions.
...(A) No owner of a licensed collector's vehicle, a historical motor vehicle, a replica motor vehicle, or a collector's vehicle that is an agricultural tractor or traction engine shall be required to comply with an emission, noise control, or fuel usage provision contained in a law or rule of this state or its political subdivisions that was enacted or adopted subsequent to the calendar year in which the vehicle was ma... |
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Section 4513.50 | Bus safety definitions.
...As used in sections 4513.50 to 4513.53 of the Revised Code: (A)(1) "Bus" means any vehicle used for the transportation of passengers that meets at least one of the following: (a) Was originally designed by the manufacturer to transport more than fifteen passengers, including the driver; (b) Either the gross vehicle weight rating or the gross vehicle weight exceeds ten thousand pounds. (2) "Bus" does not incl... |
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Section 4513.51 | Bus safety inspection decal.
...(A) Except as provided in division (B) of this section, on and after July 1, 2001, no person shall operate a bus, nor shall any person being the owner of a bus or having supervisory responsibility for a bus permit the operation of any bus, unless the bus displays a valid, current safety inspection decal issued by the state highway patrol under section 4513.52 of the Revised Code. (B) For the purpose of complying wit... |
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Section 4513.52 | Bus safety inspections.
...(A) The department of public safety, with the advice of the public utilities commission, shall adopt and enforce rules relating to the inspection of buses to determine whether a bus is safe and lawful, including whether its equipment is in proper adjustment or repair. (B) The rules shall determine the safety features, items of equipment, and other safety-related conditions subject to inspection. The rules may author... |
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Section 4513.53 | Bus safety inspection staff.
...atrol, with approval of the director of public safety, may appoint and maintain necessary staff to carry out the inspection of buses. (B) The superintendent of the state highway patrol shall adopt a distinctive annual safety inspection decal bearing the date of inspection. The state highway patrol may remove any decal from a bus that fails any inspection. (C) Bus inspection fees collected by the state highway patro... |
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Section 4513.60 | [Governor's veto not reflected; see H.B. 434 status report] Vehicle left on private residential or private agricultural property without the permission of person having right to possession of property.
...of the motor vehicle established by the public utilities commission in rules adopted under section 4921.25 of the Revised Code, in order to obtain release of the motor vehicle. However, if the vehicle is within a municipal corporation and the municipal corporation has established a vehicle removal fee, the towing service shall give the owner or operator oral or written notification that the owner or operator may pay ... |
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Section 4513.601 | Private tow-away zones.
...scheduled route of one or more modes of public transportation, if any public transportation is available in the municipal corporation or township in which the private tow-away zone is located. (B)(1) If a vehicle is parked on private property that is established as a private tow-away zone in accordance with division (A) of this section, without the consent of the owner of the private property or in violation of an... |
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Section 4513.602 | Dealer or repair facility removal of unclaimed vehicle by towing.
...e greater than those established by the public utilities commission in rules adopted under section 4921.25 of the Revised Code. (F)(1) Any motor vehicle dealer, repair facility, towing service, or storage facility that complies with this section is not liable for any damage, claim of conversion, or any other claim resulting from the removal, towing, or storage of the motor vehicle. (2) A motor vehicle dealer or... |
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Section 4513.603 | Obtaining certificate of title to unclaimed motor vehicle.
...(A) A towing service or storage facility that is in possession of a motor vehicle obtained under section 4513.602 of the Revised Code may obtain a certificate of title to the motor vehicle, regardless of the motor vehicle's value, as provided in division (B) of this section if all of the following apply: (1) A search was made by the towing service or storage facility of the records of an applicable entity listed i... |
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Section 4513.61 | [Governor's veto not reflected; see H.B. 434 status report] Storing vehicles in possession of law enforcement officers or left on public property.
...at the motor vehicle will be declared a nuisance and disposed of if not claimed within ten days of the date of the sending of the notice. (2) The owner or lienholder of the motor vehicle is responsible for payment of any expenses or charges incurred in its removal and storage and may reclaim the motor vehicle upon payment of those expenses or charges, and presentation of proof of ownership, which may be evidenced b... |
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Section 4513.611 | Civil actions against towing service or storage facility.
... the applicable fees established by the public utilities commission and presentation of proof of ownership as permitted under division (D)(1) of section 4513.60 or division (G)(1) of section 4513.601 of the Revised Code; (d) Refusal to allow a vehicle owner to retrieve personal items from the owner's vehicle under circumstances in which the owner is permitted to retrieve personal items under division (D)(2) of sect... |
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Section 4513.612 | Monetary compensation in exchange for authorization to tow; violation.
...(A)(1) No towing service shall knowingly offer or provide monetary compensation in exchange for the authorization to tow motor vehicles from a specified location or on behalf of the person to whom the towing service offered or provided the compensation. (2) Division (A)(1) of this section does not prohibit a towing service from negotiating or reducing towing and storage fees. (B) Whoever violates division (A) o... |
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Section 4513.62 | Disposal of unclaimed vehicles ordered into storage.
...uctioneer may sell the motor vehicle at public auction, after giving notice thereof by advertisement, published once a week for two successive weeks in a newspaper of general circulation in the county or as provided in section 7.16 of the Revised Code. (C) A towing service or storage facility may obtain title to the motor vehicle in accordance with section 4505.104 of the Revised Code. (D)(1) Except as provided... |
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Section 4513.63 | Photograph and record of information as to abandoned junk vehicles.
...to the possession of the property, on a public street or other property open to the public for purposes of vehicular travel or parking, or upon or within the right-of-way of any road or highway, for forty-eight hours or longer; (2) Three years old, or older; (3) Extensively damaged, such damage including but not limited to any of the following: missing wheels, tires, motor, or transmission; (4) Apparently inope... |