Ohio Revised Code Search

... the person fails to comply two or more times, the superintendent may, in accordance with Chapter 119. of the Revised Code, impose a fine of not more than five thousand dollars per compliance failure. If the person injured by the failure to comply is sixty-five years of age or older, the superintendent may double the amount of the fine. An order to pay a fine pursuant to this division shall be enforceable in any co...

....09 of the Revised Code, the number of complaints received, the number of enforcement actions taken, and any other relevant data regarding covered loans.

...The superintendent of financial institutions may, in accordance with Chapter 119. of the Revised Code, adopt reasonable rules to administer and enforce sections 1349.25 to 1349.35 of the Revised Code and to carry out the purpose of those sections as stated in section 1349.32 of the Revised Code.

...it counseling services; (C) Receiving complaints regarding alleged failures to comply with section 1349.26 or 1349.27 of the Revised Code; (D) Contacting the persons that are the subject of such complaints, on behalf of the consumers; (E) Referring matters to the superintendent of financial institutions for action under section 1349.34 of the Revised Code.

...ividual to whom credit is offered or extended primarily for personal, family, or household purposes. (2) "Lender" means a nonbank mortgage lender as defined in section 1345.01 of the Revised Code. "Lender" does not include a person that purchases or is assigned a loan or that functions solely as the servicer of a loan. (3) "Mortgage" has the same meaning as in section 1322.01 of the Revised Code. (B) A lender shal...

...austed or lost by the expiration of the time for appeal, finding either of the following: (a) A violation of any provision of Chapter 1322. of the Revised Code; (b) That specific acts or practices by a loan officer, mortgage broker, or nonbank mortgage lender violate section 1345.02, 1345.03, or 1345.031 of the Revised Code. (C) The attorney general shall notify the department of all enforcement actions and jud...

...ndent for a violation of or failure to comply with any provision of Chapter 1322. of the Revised Code, and their final dispositions; (2) Suspensions, revocations, or refusals to issue or renew certificates of registration and licenses under Chapter 1322. of the Revised Code; (3) Outreach efforts of the office of consumer affairs to provide education regarding predatory lending, borrowing, and related financial top...

...or any person registered as a mortgage lender under Chapter 1322. of the Revised Code. (B) No person shall use the name or logo of any financial institution in connection with the sale, offering for sale, distribution, or advertising of any product or service without the express written consent of the financial institution, if such use is misleading or deceptive as to the source of origin or sponsorship of, or the a...

...part, in conjunction with an insurance company's inquiry into an individual's credit history or request for a consumer report. This information includes, but is not limited to, the expiration date of an insurance policy, information that may be used to find a policy's expiration date or approximate expiration date, and the terms and conditions of an insurance policy. (C) Division (B) of this section does not prohibi...

...d consumer" means an individual, at the time a request for the placement of a security freeze is made, who meets either of the following: (a) Is a minor protected consumer; (b) Is a person for whom a guardian of the estate or conservator has been appointed. (7) "Representative" means any person who provides sufficient proof of authority to a consumer credit reporting agency to act on the behalf of a protected cons...

... in writing by certified mail or other comparable service or by any secured electronic method authorized by the consumer credit reporting agency. (2) A representative requesting a security freeze on a protected consumer's credit report shall provide to the credit reporting agency sufficient proof of authority and, for both the representative and the protected consumer, sufficient proof of identity. (B)(1) A consume...

...t reporting agency willfully fails to comply with division (C) or (J) of section 1349.52 of the Revised Code, the consumer may file a civil action against the consumer credit reporting agency. In the civil action, the consumer may recover all of the following: (1) Actual damages sustained by the consumer as a result of the consumer credit reporting agency's failure to comply with division (C) or (J) of sect...

...e consumer; (b) An itemization of one-time fees; (c) The total dollar amount to be repaid by the consumer, in six-month intervals for thirty-six months, and including all fees; (d) The annual percentage rate of return, calculated as of the last day of each six-month interval, including frequency of compounding. (2) The contract shall provide that the consumer may cancel the contract within five business days ...

...oyment, or to go, or work, or be at any time in any place of employment. (3) "Employer" means every person, firm, corporation, agent, manager, representative, or other person having control or custody of any employment, place of employment, or employee.

...rranty-Federal Trade Commission Improvement Act," 15 U.S.C. 2301 and 16 C.F.R. 700.1. (B) "High-volume third party seller" means a participant on an online marketplace's platform that is a third party seller and that, in any continuous twelve-month period during the previous twenty-four months, has entered into two hundred or more discrete sales or transactions of new or unused consumer products through the online ...

...can obtain such information on demand from such payment processor or other third party. (2) Contact information for such seller as follows: (a) With respect to a high-volume third party seller that is an individual, the individual's name. (b) With respect to a high-volume third party seller that is not an individual, one of the following forms of contact information: (i) A copy of a valid government-issued id...

....66 of the Revised Code not later than ten days after such collection; (2) Verify any change to such information not later than ten days after being notified of such change by a high-volume third party seller under division (B) of section 1349.66 of the Revised Code. (B) In the case of a high-volume third party seller that provides a copy of a valid government-issued tax document, any information contained in suc...

...ected solely to comply with the requirements of this chapter shall not be used for any other purpose unless required by law.

...used, to protect the data collected to comply with the requirements of this chapter from unauthorized use, disclosure, access, destruction, or modification.

...firmation message or other document or communication made to a consumer after a purchase is finalized; (b) The consumer's account transaction history. (B) The information required to be provided and disclosed by division (A) of this section is both of the following: (1) Except as provided in section 1349.71 of the Revised Code, the identity of the high-volume third party seller, including all of the following:...

... responsive answers within a reasonable time frame to consumer inquiries submitted to the seller by telephone, electronic mail, or other means of electronic messaging provided to such seller by the online marketplace, the online marketplace shall, after providing the seller with written or electronic notice and an opportunity to respond not later than ten days after the issuance of such notice, suspend any future sal...

...An online marketplace shall disclose to consumers in a clear and conspicuous manner on the product listing of any high-volume third-party seller a reporting mechanism that allows for electronic and telephonic reporting of suspicious marketplace activity to the online marketplace.

...seller does not comply with the requirements to provide and disclose information under sections 1349.70 and 1349.71 of the Revised Code, the online marketplace shall, after providing the seller with written or electronic notice and an opportunity to provide or disclose such information not later than ten days after the issuance of such notice, suspend any future sales activity of such seller until the seller complies...

...he Revised Code. (B)(1) The attorney general shall enforce sections 1349.66 to 1349.73 of the Revised Code in the same manner, by the same means, and with the same jurisdiction, powers, and duties as though all applicable terms and provisions of sections 1345.01 to 1345.13 of the Revised Code were incorporated and made part of sections 1349.66 to 1349.73 of the Revised Code. (2) There is no private right of actio...

...If any provision of sections 1349.65 to 1349.74 of the Revised Code, or the application thereof to any person or circumstance, is held invalid, the remainder of those provisions and the application of such provision to other persons not similarly situated or to other circumstances shall not be affected by the invalidation.